UCAGX vs. SCHG
Compare and contrast key facts about USAA Cornerstone Aggressive Fund (UCAGX) and Schwab U.S. Large-Cap Growth ETF (SCHG).
UCAGX is managed by Victory. It was launched on Jun 7, 2012. SCHG is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. It was launched on Dec 11, 2009.
Performance
UCAGX vs. SCHG - Performance Comparison
Loading graphics...
UCAGX vs. SCHG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UCAGX USAA Cornerstone Aggressive Fund | -2.91% | 19.22% | 10.43% | 14.37% | -13.55% | 16.23% | 9.48% | 19.96% | -9.34% | 17.91% |
SCHG Schwab U.S. Large-Cap Growth ETF | -10.59% | 17.50% | 34.95% | 50.10% | -31.80% | 28.11% | 39.14% | 36.02% | -1.36% | 28.05% |
Returns By Period
In the year-to-date period, UCAGX achieves a -2.91% return, which is significantly higher than SCHG's -10.59% return. Over the past 10 years, UCAGX has underperformed SCHG with an annualized return of 8.13%, while SCHG has yielded a comparatively higher 16.83% annualized return.
UCAGX
- 1D
- -0.27%
- 1M
- -7.38%
- YTD
- -2.91%
- 6M
- -0.07%
- 1Y
- 15.83%
- 3Y*
- 11.94%
- 5Y*
- 6.97%
- 10Y*
- 8.13%
SCHG
- 1D
- 3.67%
- 1M
- -5.12%
- YTD
- -10.59%
- 6M
- -8.51%
- 1Y
- 16.81%
- 3Y*
- 21.91%
- 5Y*
- 12.55%
- 10Y*
- 16.83%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
UCAGX vs. SCHG - Expense Ratio Comparison
UCAGX has a 1.24% expense ratio, which is higher than SCHG's 0.04% expense ratio.
Return for Risk
UCAGX vs. SCHG — Risk / Return Rank
UCAGX
SCHG
UCAGX vs. SCHG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Cornerstone Aggressive Fund (UCAGX) and Schwab U.S. Large-Cap Growth ETF (SCHG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UCAGX | SCHG | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.19 | 0.75 | +0.44 |
Sortino ratioReturn per unit of downside risk | 1.73 | 1.23 | +0.49 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.17 | +0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.53 | 1.03 | +0.50 |
Martin ratioReturn relative to average drawdown | 7.05 | 3.54 | +3.51 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| UCAGX | SCHG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.19 | 0.75 | +0.44 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.57 | -0.07 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.58 | 0.79 | -0.21 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.57 | 0.79 | -0.22 |
Correlation
The correlation between UCAGX and SCHG is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
UCAGX vs. SCHG - Dividend Comparison
UCAGX's dividend yield for the trailing twelve months is around 11.37%, more than SCHG's 0.43% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UCAGX USAA Cornerstone Aggressive Fund | 11.37% | 11.04% | 8.14% | 1.96% | 4.79% | 8.52% | 1.89% | 2.03% | 5.99% | 6.74% | 1.48% | 2.20% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.43% | 0.36% | 0.39% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% |
Drawdowns
UCAGX vs. SCHG - Drawdown Comparison
The maximum UCAGX drawdown since its inception was -29.07%, smaller than the maximum SCHG drawdown of -34.59%. Use the drawdown chart below to compare losses from any high point for UCAGX and SCHG.
Loading graphics...
Drawdown Indicators
| UCAGX | SCHG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.07% | -34.59% | +5.52% |
Max Drawdown (1Y)Largest decline over 1 year | -9.52% | -16.41% | +6.89% |
Max Drawdown (5Y)Largest decline over 5 years | -25.37% | -34.59% | +9.22% |
Max Drawdown (10Y)Largest decline over 10 years | -29.07% | -34.59% | +5.52% |
Current DrawdownCurrent decline from peak | -8.02% | -13.34% | +5.32% |
Average DrawdownAverage peak-to-trough decline | -4.95% | -5.22% | +0.27% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.06% | 4.78% | -2.72% |
Volatility
UCAGX vs. SCHG - Volatility Comparison
The current volatility for USAA Cornerstone Aggressive Fund (UCAGX) is 4.39%, while Schwab U.S. Large-Cap Growth ETF (SCHG) has a volatility of 6.67%. This indicates that UCAGX experiences smaller price fluctuations and is considered to be less risky than SCHG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| UCAGX | SCHG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.39% | 6.67% | -2.28% |
Volatility (6M)Calculated over the trailing 6-month period | 8.02% | 12.51% | -4.49% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.39% | 22.43% | -9.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.02% | 22.32% | -8.30% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.11% | 21.51% | -7.40% |