UCAGX vs. SCHG
Compare and contrast key facts about USAA Cornerstone Aggressive Fund (UCAGX) and Schwab U.S. Large-Cap Growth ETF (SCHG).
UCAGX is managed by Victory. It was launched on Jun 7, 2012. SCHG is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. It was launched on Dec 11, 2009.
Performance
UCAGX vs. SCHG - Performance Comparison
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UCAGX vs. SCHG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UCAGX USAA Cornerstone Aggressive Fund | -0.40% | 19.22% | 10.43% | 14.37% | -13.55% | 16.23% | 9.48% | 19.96% | -9.34% | 17.91% |
SCHG Schwab U.S. Large-Cap Growth ETF | -9.73% | 17.50% | 34.95% | 50.10% | -31.80% | 28.11% | 39.14% | 36.02% | -1.36% | 28.05% |
Returns By Period
In the year-to-date period, UCAGX achieves a -0.40% return, which is significantly higher than SCHG's -9.73% return. Over the past 10 years, UCAGX has underperformed SCHG with an annualized return of 8.40%, while SCHG has yielded a comparatively higher 16.95% annualized return.
UCAGX
- 1D
- 2.59%
- 1M
- -4.56%
- YTD
- -0.40%
- 6M
- 2.21%
- 1Y
- 18.41%
- 3Y*
- 12.89%
- 5Y*
- 7.32%
- 10Y*
- 8.40%
SCHG
- 1D
- 0.96%
- 1M
- -4.46%
- YTD
- -9.73%
- 6M
- -8.15%
- 1Y
- 17.00%
- 3Y*
- 22.30%
- 5Y*
- 12.76%
- 10Y*
- 16.95%
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UCAGX vs. SCHG - Expense Ratio Comparison
UCAGX has a 1.24% expense ratio, which is higher than SCHG's 0.04% expense ratio.
Return for Risk
UCAGX vs. SCHG — Risk / Return Rank
UCAGX
SCHG
UCAGX vs. SCHG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Cornerstone Aggressive Fund (UCAGX) and Schwab U.S. Large-Cap Growth ETF (SCHG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UCAGX | SCHG | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.39 | 0.76 | +0.63 |
Sortino ratioReturn per unit of downside risk | 2.01 | 1.24 | +0.77 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.17 | +0.12 |
Calmar ratioReturn relative to maximum drawdown | 1.98 | 1.09 | +0.88 |
Martin ratioReturn relative to average drawdown | 9.01 | 3.71 | +5.30 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| UCAGX | SCHG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.39 | 0.76 | +0.63 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.57 | -0.05 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.60 | 0.79 | -0.19 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 0.79 | -0.21 |
Correlation
The correlation between UCAGX and SCHG is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
UCAGX vs. SCHG - Dividend Comparison
UCAGX's dividend yield for the trailing twelve months is around 11.09%, more than SCHG's 0.43% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UCAGX USAA Cornerstone Aggressive Fund | 11.09% | 11.04% | 8.14% | 1.96% | 4.79% | 8.52% | 1.89% | 2.03% | 5.99% | 6.74% | 1.48% | 2.20% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.43% | 0.36% | 0.39% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% |
Drawdowns
UCAGX vs. SCHG - Drawdown Comparison
The maximum UCAGX drawdown since its inception was -29.07%, smaller than the maximum SCHG drawdown of -34.59%. Use the drawdown chart below to compare losses from any high point for UCAGX and SCHG.
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Drawdown Indicators
| UCAGX | SCHG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.07% | -34.59% | +5.52% |
Max Drawdown (1Y)Largest decline over 1 year | -9.52% | -16.41% | +6.89% |
Max Drawdown (5Y)Largest decline over 5 years | -25.37% | -34.59% | +9.22% |
Max Drawdown (10Y)Largest decline over 10 years | -29.07% | -34.59% | +5.52% |
Current DrawdownCurrent decline from peak | -5.64% | -12.51% | +6.87% |
Average DrawdownAverage peak-to-trough decline | -4.95% | -5.22% | +0.27% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.09% | 4.84% | -2.75% |
Volatility
UCAGX vs. SCHG - Volatility Comparison
The current volatility for USAA Cornerstone Aggressive Fund (UCAGX) is 5.27%, while Schwab U.S. Large-Cap Growth ETF (SCHG) has a volatility of 6.77%. This indicates that UCAGX experiences smaller price fluctuations and is considered to be less risky than SCHG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UCAGX | SCHG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.27% | 6.77% | -1.50% |
Volatility (6M)Calculated over the trailing 6-month period | 8.41% | 12.54% | -4.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.60% | 22.45% | -8.85% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.07% | 22.31% | -8.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.14% | 21.51% | -7.37% |