UBFO vs. SPY
Compare and contrast key facts about United Security Bancshares (UBFO) and SPDR S&P 500 ETF (SPY).
SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: UBFO or SPY.
Correlation
The correlation between UBFO and SPY is 0.18, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
UBFO vs. SPY - Performance Comparison
Key characteristics
UBFO:
1.74
SPY:
1.75
UBFO:
2.43
SPY:
2.36
UBFO:
1.33
SPY:
1.32
UBFO:
0.89
SPY:
2.66
UBFO:
11.16
SPY:
11.01
UBFO:
3.37%
SPY:
2.03%
UBFO:
21.34%
SPY:
12.77%
UBFO:
-90.77%
SPY:
-55.19%
UBFO:
-15.24%
SPY:
-2.12%
Returns By Period
In the year-to-date period, UBFO achieves a -1.20% return, which is significantly lower than SPY's 2.36% return. Both investments have delivered pretty close results over the past 10 years, with UBFO having a 12.55% annualized return and SPY not far ahead at 12.96%.
UBFO
-1.20%
-0.50%
24.45%
40.15%
6.13%
12.55%
SPY
2.36%
-1.07%
7.41%
19.73%
14.21%
12.96%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Risk-Adjusted Performance
UBFO vs. SPY — Risk-Adjusted Performance Rank
UBFO
SPY
UBFO vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for United Security Bancshares (UBFO) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
UBFO vs. SPY - Dividend Comparison
UBFO's dividend yield for the trailing twelve months is around 4.87%, more than SPY's 1.18% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UBFO United Security Bancshares | 4.87% | 4.75% | 5.47% | 4.51% | 5.42% | 6.24% | 5.13% | 3.65% | 1.55% | 0.00% | 0.00% | 0.00% |
SPY SPDR S&P 500 ETF | 1.18% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
UBFO vs. SPY - Drawdown Comparison
The maximum UBFO drawdown since its inception was -90.77%, which is greater than SPY's maximum drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for UBFO and SPY. For additional features, visit the drawdowns tool.
Volatility
UBFO vs. SPY - Volatility Comparison
United Security Bancshares (UBFO) has a higher volatility of 5.47% compared to SPDR S&P 500 ETF (SPY) at 3.38%. This indicates that UBFO's price experiences larger fluctuations and is considered to be riskier than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.