TWLO vs. ORCL

Last updated Jun 23, 2026

TWLO (Twilio Inc.) and ORCL (Oracle Corporation) are both stocks. TWLO operates in Internet Content & Information (Communication Services), while ORCL operates in Software - Infrastructure (Technology). Over the past 10 years, TWLO returned 21.45%/yr vs 17.88%/yr for ORCL. At a 0.34 correlation, their price movements are largely independent.

Performance

TWLO vs. ORCL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Twilio Inc. (TWLO) and Oracle Corporation (ORCL). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TWLO achieves a 29.11% return, which is significantly higher than ORCL's -9.63% return. Over the past 10 years, TWLO has outperformed ORCL with an annualized return of 21.45%, while ORCL has yielded a comparatively lower 17.88% annualized return.

TWLO

• 1D: -1.36%
• 1M: -2.26%
• YTD: 29.11%
• 6M: 29.37%
• 1Y: 57.63%
• 3Y*: 42.08%
• 5Y*: -13.78%
• 10Y*: 21.45%

ORCL

• 1D: -5.00%
• 1M: -8.86%
• YTD: -9.63%
• 6M: -11.21%
• 1Y: -13.81%
• 3Y*: 15.20%
• 5Y*: 19.12%
• 10Y*: 17.88%

*Multi-year figures are annualized to reflect compound growth (CAGR)

TWLO vs. ORCL - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
TWLO Twilio Inc.	29.11%	31.61%	42.45%	54.96%	-81.41%	-22.20%	244.42%	10.06%	278.39%	-18.20%
ORCL Oracle Corporation	-9.63%	18.13%	59.99%	30.94%	-4.65%	36.89%	24.25%	19.34%	-2.97%	24.94%

Correlation

The correlation between TWLO and ORCL is 0.41, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.41
Correlation (3Y) Calculated over the trailing 3-year period	0.39
Correlation (5Y) Calculated over the trailing 5-year period	0.38
Correlation (10Y) Calculated over the trailing 10-year period	0.34
Correlation (All Time) Calculated using the full available price history since Jun 23, 2016	0.34

Fundamentals

Market Cap TWLO : $28.97B ORCL : $510.33B
EPS TWLO : $0.66 ORCL : $5.86
PE Ratio TWLO : 277.78 ORCL : 29.87
PS Ratio TWLO : 5.45 ORCL : 7.58
PB Ratio TWLO : 3.72 ORCL : 11.85
Total Revenue (TTM) TWLO : $5.30B ORCL : $67.36B
Gross Profit (TTM) TWLO : $2.59B ORCL : $79.58B
EBITDA (TTM) TWLO : $304.06M ORCL : $6.20B

Return for Risk

TWLO vs. ORCL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TWLO

TWLO Risk / Return Rank: 72
TWLO Sharpe Ratio Rank: 71
TWLO Sortino Ratio Rank: 70
TWLO Omega Ratio Rank: 71
TWLO Calmar Ratio Rank: 74
TWLO Martin Ratio Rank: 73

ORCL

ORCL Risk / Return Rank: 34
ORCL Sharpe Ratio Rank: 33
ORCL Sortino Ratio Rank: 34
ORCL Omega Ratio Rank: 34
ORCL Calmar Ratio Rank: 34
ORCL Martin Ratio Rank: 36

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TWLO vs. ORCL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Twilio Inc. (TWLO) and Oracle Corporation (ORCL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TWLO	ORCL	Difference
Sharpe ratio: Return per unit of total volatility	0.95	-0.22	+1.17
Sortino ratio: Return per unit of downside risk	1.71	0.12	+1.59
Omega ratio: Gain probability vs. loss probability	1.23	1.01	+0.21
Calmar ratio: Return relative to maximum drawdown	1.91	-0.24	+2.15
Martin ratio: Return relative to average drawdown	4.24	-0.39	+4.62

TWLO vs. ORCL - Sharpe Ratio Comparison

The current TWLO Sharpe Ratio is 0.95, which is higher than the ORCL Sharpe Ratio of -0.22. The chart below compares the historical Sharpe Ratios of TWLO and ORCL, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

TWLO vs. ORCL - Drawdown Comparison

The maximum TWLO drawdown since its inception was -90.36%, which is greater than ORCL's maximum drawdown of -84.19%. Use the drawdown chart below to compare losses from any high point for TWLO and ORCL.

Drawdown Indicators

	TWLO	ORCL	Difference
Max Drawdown Largest peak-to-trough decline	-90.36%	-84.19%	-6.17%
Max Drawdown (1Y) Largest decline over 1 year	-30.34%	-58.25%	+27.91%
Max Drawdown (3Y) Largest decline over 3 years	-45.17%	-58.25%	+13.08%
Max Drawdown (5Y) Largest decline over 5 years	-89.57%	-58.25%	-31.32%
Max Drawdown (10Y) Largest decline over 10 years	-90.36%	-58.25%	-32.11%
Current Drawdown Current decline from peak	-58.59%	-46.26%	-12.33%
Average Drawdown Average peak-to-trough decline	-49.52%	-29.11%	-20.41%
Ulcer Index Depth and duration of drawdowns from previous peaks	13.64%	35.93%	-22.29%

Volatility

TWLO vs. ORCL - Volatility Comparison

Twilio Inc. (TWLO) and Oracle Corporation (ORCL) have volatilities of 22.63% and 23.74%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TWLO	ORCL	Difference
Volatility (1M) Calculated over the trailing 1-month period	22.63%	23.74%	-1.11%
Volatility (6M) Calculated over the trailing 6-month period	43.56%	41.85%	+1.71%
Volatility (1Y) Calculated over the trailing 1-year period	60.81%	64.57%	-3.76%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	59.27%	42.23%	+17.04%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	60.70%	35.21%	+25.49%

Dividends

TWLO vs. ORCL - Dividend Comparison

TWLO has not paid dividends to shareholders, while ORCL's dividend yield for the trailing twelve months is around 1.14%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ORCL Oracle Corporation	1.14%	0.97%	0.96%	1.44%	1.57%	1.38%	1.48%	1.72%	1.68%	1.52%	1.56%	1.56%
TWLO Twilio Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

Frequently Asked Questions

Can I hold both TWLO and ORCL in my portfolio?

TWLO and ORCL have a correlation of 0.41, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, TWLO or ORCL?

ORCL has higher volatility (23.74%) compared to TWLO (22.63%). In terms of maximum drawdown, TWLO dropped -90.36% vs ORCL's -84.19%.

Which has better risk-adjusted returns?

TWLO currently has the higher Sharpe Ratio (0.95 vs -0.22), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.