TRRIX vs. VOO
Compare and contrast key facts about T. Rowe Price Retirement Balanced Fund (TRRIX) and Vanguard S&P 500 ETF (VOO).
TRRIX is managed by T. Rowe Price. It was launched on Sep 30, 2002. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Performance
TRRIX vs. VOO - Performance Comparison
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TRRIX vs. VOO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TRRIX T. Rowe Price Retirement Balanced Fund | -0.42% | 12.43% | 9.69% | 11.34% | -13.16% | 8.63% | 11.48% | 15.32% | -3.29% | 10.38% |
VOO Vanguard S&P 500 ETF | -3.66% | 17.82% | 24.98% | 26.32% | -18.17% | 28.79% | 18.32% | 31.37% | -4.50% | 21.77% |
Returns By Period
In the year-to-date period, TRRIX achieves a -0.42% return, which is significantly higher than VOO's -3.66% return. Over the past 10 years, TRRIX has underperformed VOO with an annualized return of 6.32%, while VOO has yielded a comparatively higher 14.14% annualized return.
TRRIX
- 1D
- 1.24%
- 1M
- -3.27%
- YTD
- -0.42%
- 6M
- 1.24%
- 1Y
- 10.17%
- 3Y*
- 9.56%
- 5Y*
- 4.61%
- 10Y*
- 6.32%
VOO
- 1D
- 0.79%
- 1M
- -4.29%
- YTD
- -3.66%
- 6M
- -1.41%
- 1Y
- 18.17%
- 3Y*
- 18.58%
- 5Y*
- 11.93%
- 10Y*
- 14.14%
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TRRIX vs. VOO - Expense Ratio Comparison
TRRIX has a 0.49% expense ratio, which is higher than VOO's 0.03% expense ratio.
Return for Risk
TRRIX vs. VOO — Risk / Return Rank
TRRIX
VOO
TRRIX vs. VOO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Retirement Balanced Fund (TRRIX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TRRIX | VOO | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.47 | 1.01 | +0.46 |
Sortino ratioReturn per unit of downside risk | 2.09 | 1.53 | +0.56 |
Omega ratioGain probability vs. loss probability | 1.31 | 1.23 | +0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.84 | 1.55 | +0.29 |
Martin ratioReturn relative to average drawdown | 7.70 | 7.31 | +0.39 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TRRIX | VOO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.47 | 1.01 | +0.46 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.66 | 0.71 | -0.05 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.88 | 0.79 | +0.09 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.80 | 0.83 | -0.03 |
Correlation
The correlation between TRRIX and VOO is 0.89, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TRRIX vs. VOO - Dividend Comparison
TRRIX's dividend yield for the trailing twelve months is around 6.17%, more than VOO's 1.18% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRRIX T. Rowe Price Retirement Balanced Fund | 6.17% | 6.14% | 5.49% | 4.12% | 10.15% | 12.67% | 9.27% | 3.39% | 7.01% | 5.07% | 3.40% | 3.44% |
VOO Vanguard S&P 500 ETF | 1.18% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
Drawdowns
TRRIX vs. VOO - Drawdown Comparison
The maximum TRRIX drawdown since its inception was -27.77%, smaller than the maximum VOO drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for TRRIX and VOO.
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Drawdown Indicators
| TRRIX | VOO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.77% | -33.99% | +6.22% |
Max Drawdown (1Y)Largest decline over 1 year | -5.29% | -11.98% | +6.69% |
Max Drawdown (5Y)Largest decline over 5 years | -18.13% | -24.52% | +6.39% |
Max Drawdown (10Y)Largest decline over 10 years | -18.57% | -33.99% | +15.42% |
Current DrawdownCurrent decline from peak | -3.61% | -5.55% | +1.94% |
Average DrawdownAverage peak-to-trough decline | -2.86% | -3.72% | +0.86% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.31% | 2.55% | -1.24% |
Volatility
TRRIX vs. VOO - Volatility Comparison
The current volatility for T. Rowe Price Retirement Balanced Fund (TRRIX) is 2.80%, while Vanguard S&P 500 ETF (VOO) has a volatility of 5.34%. This indicates that TRRIX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TRRIX | VOO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.80% | 5.34% | -2.54% |
Volatility (6M)Calculated over the trailing 6-month period | 4.76% | 9.47% | -4.71% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.29% | 18.11% | -10.82% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.07% | 16.82% | -9.75% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.20% | 17.99% | -10.79% |