TRRIX vs. SCHG
Compare and contrast key facts about T. Rowe Price Retirement Balanced Fund (TRRIX) and Schwab U.S. Large-Cap Growth ETF (SCHG).
TRRIX is managed by T. Rowe Price. It was launched on Sep 30, 2002. SCHG is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. It was launched on Dec 11, 2009.
Performance
TRRIX vs. SCHG - Performance Comparison
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TRRIX vs. SCHG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TRRIX T. Rowe Price Retirement Balanced Fund | -0.42% | 12.43% | 9.69% | 11.34% | -13.16% | 8.63% | 11.48% | 15.32% | -3.29% | 10.38% |
SCHG Schwab U.S. Large-Cap Growth ETF | -9.73% | 17.50% | 34.95% | 50.10% | -31.80% | 28.11% | 39.14% | 36.02% | -1.36% | 28.05% |
Returns By Period
In the year-to-date period, TRRIX achieves a -0.42% return, which is significantly higher than SCHG's -9.73% return. Over the past 10 years, TRRIX has underperformed SCHG with an annualized return of 6.32%, while SCHG has yielded a comparatively higher 16.95% annualized return.
TRRIX
- 1D
- 1.24%
- 1M
- -3.27%
- YTD
- -0.42%
- 6M
- 1.24%
- 1Y
- 10.17%
- 3Y*
- 9.56%
- 5Y*
- 4.61%
- 10Y*
- 6.32%
SCHG
- 1D
- 0.96%
- 1M
- -4.46%
- YTD
- -9.73%
- 6M
- -8.15%
- 1Y
- 17.00%
- 3Y*
- 22.30%
- 5Y*
- 12.76%
- 10Y*
- 16.95%
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TRRIX vs. SCHG - Expense Ratio Comparison
TRRIX has a 0.49% expense ratio, which is higher than SCHG's 0.04% expense ratio.
Return for Risk
TRRIX vs. SCHG — Risk / Return Rank
TRRIX
SCHG
TRRIX vs. SCHG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Retirement Balanced Fund (TRRIX) and Schwab U.S. Large-Cap Growth ETF (SCHG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TRRIX | SCHG | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.47 | 0.76 | +0.71 |
Sortino ratioReturn per unit of downside risk | 2.09 | 1.24 | +0.85 |
Omega ratioGain probability vs. loss probability | 1.31 | 1.17 | +0.14 |
Calmar ratioReturn relative to maximum drawdown | 1.84 | 1.09 | +0.75 |
Martin ratioReturn relative to average drawdown | 7.70 | 3.71 | +3.99 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TRRIX | SCHG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.47 | 0.76 | +0.71 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.66 | 0.57 | +0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.88 | 0.79 | +0.09 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.80 | 0.79 | +0.01 |
Correlation
The correlation between TRRIX and SCHG is 0.84, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TRRIX vs. SCHG - Dividend Comparison
TRRIX's dividend yield for the trailing twelve months is around 6.17%, more than SCHG's 0.43% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRRIX T. Rowe Price Retirement Balanced Fund | 6.17% | 6.14% | 5.49% | 4.12% | 10.15% | 12.67% | 9.27% | 3.39% | 7.01% | 5.07% | 3.40% | 3.44% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.43% | 0.36% | 0.39% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% |
Drawdowns
TRRIX vs. SCHG - Drawdown Comparison
The maximum TRRIX drawdown since its inception was -27.77%, smaller than the maximum SCHG drawdown of -34.59%. Use the drawdown chart below to compare losses from any high point for TRRIX and SCHG.
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Drawdown Indicators
| TRRIX | SCHG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.77% | -34.59% | +6.82% |
Max Drawdown (1Y)Largest decline over 1 year | -5.29% | -16.41% | +11.12% |
Max Drawdown (5Y)Largest decline over 5 years | -18.13% | -34.59% | +16.46% |
Max Drawdown (10Y)Largest decline over 10 years | -18.57% | -34.59% | +16.02% |
Current DrawdownCurrent decline from peak | -3.61% | -12.51% | +8.90% |
Average DrawdownAverage peak-to-trough decline | -2.86% | -5.22% | +2.36% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.31% | 4.84% | -3.53% |
Volatility
TRRIX vs. SCHG - Volatility Comparison
The current volatility for T. Rowe Price Retirement Balanced Fund (TRRIX) is 2.80%, while Schwab U.S. Large-Cap Growth ETF (SCHG) has a volatility of 6.77%. This indicates that TRRIX experiences smaller price fluctuations and is considered to be less risky than SCHG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TRRIX | SCHG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.80% | 6.77% | -3.97% |
Volatility (6M)Calculated over the trailing 6-month period | 4.76% | 12.54% | -7.78% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.29% | 22.45% | -15.16% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.07% | 22.31% | -15.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.20% | 21.51% | -14.31% |