TRRCX vs. VWIAX
Compare and contrast key facts about T. Rowe Price Retirement 2030 Fund (TRRCX) and Vanguard Wellesley Income Fund Admiral Shares (VWIAX).
TRRCX is managed by T. Rowe Price. It was launched on Sep 29, 2002. VWIAX is managed by Vanguard. It was launched on May 14, 2001.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TRRCX or VWIAX.
Performance
TRRCX vs. VWIAX - Performance Comparison
Returns By Period
In the year-to-date period, TRRCX achieves a 12.07% return, which is significantly higher than VWIAX's 7.27% return. Over the past 10 years, TRRCX has outperformed VWIAX with an annualized return of 7.80%, while VWIAX has yielded a comparatively lower 3.33% annualized return.
TRRCX
12.07%
-0.81%
4.85%
18.14%
8.14%
7.80%
VWIAX
7.27%
-1.18%
4.58%
14.45%
2.61%
3.33%
Key characteristics
| TRRCX | VWIAX | |
|---|---|---|
| Sharpe Ratio | 2.34 | 2.24 |
| Sortino Ratio | 3.30 | 3.42 |
| Omega Ratio | 1.43 | 1.46 |
| Calmar Ratio | 1.89 | 1.01 |
| Martin Ratio | 15.15 | 14.11 |
| Ulcer Index | 1.23% | 1.04% |
| Daily Std Dev | 7.98% | 6.55% |
| Max Drawdown | -52.28% | -23.93% |
| Current Drawdown | -1.32% | -2.29% |
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
TRRCX vs. VWIAX - Expense Ratio Comparison
TRRCX has a 0.59% expense ratio, which is higher than VWIAX's 0.16% expense ratio.
Correlation
The correlation between TRRCX and VWIAX is 0.76, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Risk-Adjusted Performance
TRRCX vs. VWIAX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Retirement 2030 Fund (TRRCX) and Vanguard Wellesley Income Fund Admiral Shares (VWIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
TRRCX vs. VWIAX - Dividend Comparison
TRRCX's dividend yield for the trailing twelve months is around 1.75%, less than VWIAX's 5.87% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRRCX T. Rowe Price Retirement 2030 Fund | 1.75% | 1.96% | 1.98% | 1.09% | 1.09% | 1.89% | 1.97% | 1.54% | 1.60% | 1.70% | 5.65% | 1.28% |
VWIAX Vanguard Wellesley Income Fund Admiral Shares | 5.87% | 5.80% | 3.25% | 2.55% | 2.72% | 2.97% | 3.38% | 2.92% | 3.02% | 3.18% | 3.23% | 3.13% |
Drawdowns
TRRCX vs. VWIAX - Drawdown Comparison
The maximum TRRCX drawdown since its inception was -52.28%, which is greater than VWIAX's maximum drawdown of -23.93%. Use the drawdown chart below to compare losses from any high point for TRRCX and VWIAX. For additional features, visit the drawdowns tool.
Volatility
TRRCX vs. VWIAX - Volatility Comparison
T. Rowe Price Retirement 2030 Fund (TRRCX) has a higher volatility of 2.13% compared to Vanguard Wellesley Income Fund Admiral Shares (VWIAX) at 1.46%. This indicates that TRRCX's price experiences larger fluctuations and is considered to be riskier than VWIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.