TRRAX vs. TRRGX
Compare and contrast key facts about T. Rowe Price Retirement 2010 Fund (TRRAX) and T. Rowe Price Retirement 2015 Fund (TRRGX).
TRRAX is managed by T. Rowe Price. It was launched on Sep 29, 2002. TRRGX is managed by T. Rowe Price. It was launched on Feb 26, 2004.
Performance
TRRAX vs. TRRGX - Performance Comparison
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TRRAX vs. TRRGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TRRAX T. Rowe Price Retirement 2010 Fund | -0.44% | 11.77% | 8.48% | 12.49% | -13.94% | 8.87% | 11.90% | 16.17% | -3.66% | 11.67% |
TRRGX T. Rowe Price Retirement 2015 Fund | -0.52% | 6.04% | 8.85% | 13.01% | -14.10% | 9.65% | 12.56% | 17.41% | -4.24% | 13.36% |
Returns By Period
In the year-to-date period, TRRAX achieves a -0.44% return, which is significantly higher than TRRGX's -0.52% return. Both investments have delivered pretty close results over the past 10 years, with TRRAX having a 6.20% annualized return and TRRGX not far behind at 6.12%.
TRRAX
- 1D
- 1.34%
- 1M
- -3.45%
- YTD
- -0.44%
- 6M
- 1.08%
- 1Y
- 9.62%
- 3Y*
- 9.20%
- 5Y*
- 4.33%
- 10Y*
- 6.20%
TRRGX
- 1D
- 1.45%
- 1M
- -3.63%
- YTD
- -0.52%
- 6M
- -4.46%
- 1Y
- 4.00%
- 3Y*
- 7.50%
- 5Y*
- 3.41%
- 10Y*
- 6.12%
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TRRAX vs. TRRGX - Expense Ratio Comparison
TRRAX has a 0.49% expense ratio, which is lower than TRRGX's 0.51% expense ratio.
Return for Risk
TRRAX vs. TRRGX — Risk / Return Rank
TRRAX
TRRGX
TRRAX vs. TRRGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Retirement 2010 Fund (TRRAX) and T. Rowe Price Retirement 2015 Fund (TRRGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TRRAX | TRRGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.31 | 0.46 | +0.85 |
Sortino ratioReturn per unit of downside risk | 1.86 | 0.63 | +1.23 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.11 | +0.17 |
Calmar ratioReturn relative to maximum drawdown | 1.62 | 0.50 | +1.11 |
Martin ratioReturn relative to average drawdown | 7.01 | 1.50 | +5.51 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TRRAX | TRRGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.31 | 0.46 | +0.85 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.40 | +0.14 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.79 | 0.71 | +0.08 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.68 | 0.54 | +0.15 |
Correlation
The correlation between TRRAX and TRRGX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TRRAX vs. TRRGX - Dividend Comparison
TRRAX's dividend yield for the trailing twelve months is around 5.89%, while TRRGX has not paid dividends to shareholders.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRRAX T. Rowe Price Retirement 2010 Fund | 5.89% | 5.87% | 4.10% | 4.32% | 11.83% | 13.61% | 9.86% | 4.55% | 8.50% | 5.96% | 2.19% | 2.07% |
TRRGX T. Rowe Price Retirement 2015 Fund | 0.00% | 0.00% | 4.00% | 5.52% | 12.45% | 11.34% | 9.02% | 5.24% | 10.35% | 7.28% | 1.62% | 3.07% |
Drawdowns
TRRAX vs. TRRGX - Drawdown Comparison
The maximum TRRAX drawdown since its inception was -38.81%, smaller than the maximum TRRGX drawdown of -43.17%. Use the drawdown chart below to compare losses from any high point for TRRAX and TRRGX.
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Drawdown Indicators
| TRRAX | TRRGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -38.81% | -43.17% | +4.36% |
Max Drawdown (1Y)Largest decline over 1 year | -5.77% | -7.30% | +1.53% |
Max Drawdown (5Y)Largest decline over 5 years | -19.40% | -19.89% | +0.49% |
Max Drawdown (10Y)Largest decline over 10 years | -19.61% | -21.31% | +1.70% |
Current DrawdownCurrent decline from peak | -3.80% | -5.95% | +2.15% |
Average DrawdownAverage peak-to-trough decline | -3.94% | -4.65% | +0.71% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.33% | 2.45% | -1.12% |
Volatility
TRRAX vs. TRRGX - Volatility Comparison
T. Rowe Price Retirement 2010 Fund (TRRAX) and T. Rowe Price Retirement 2015 Fund (TRRGX) have volatilities of 3.06% and 3.20%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TRRAX | TRRGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.06% | 3.20% | -0.14% |
Volatility (6M)Calculated over the trailing 6-month period | 4.66% | 7.02% | -2.36% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.63% | 9.54% | -1.91% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.01% | 8.62% | -0.61% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.84% | 8.66% | -0.82% |