TRPCX vs. SPY
Compare and contrast key facts about T. Rowe Price Retirement I 2030 Fund (TRPCX) and SPDR S&P 500 ETF (SPY).
TRPCX is managed by T. Rowe Price. It was launched on Sep 28, 2015. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TRPCX or SPY.
Correlation
The correlation between TRPCX and SPY is 0.89, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
TRPCX vs. SPY - Performance Comparison
Key characteristics
Returns By Period
TRPCX
N/A
N/A
N/A
N/A
N/A
N/A
SPY
2.36%
-1.07%
7.41%
19.73%
14.21%
12.96%
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TRPCX vs. SPY - Expense Ratio Comparison
TRPCX has a 0.43% expense ratio, which is higher than SPY's 0.09% expense ratio.
Risk-Adjusted Performance
TRPCX vs. SPY — Risk-Adjusted Performance Rank
TRPCX
SPY
TRPCX vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Retirement I 2030 Fund (TRPCX) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
TRPCX vs. SPY - Dividend Comparison
TRPCX has not paid dividends to shareholders, while SPY's dividend yield for the trailing twelve months is around 1.18%.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRPCX T. Rowe Price Retirement I 2030 Fund | 0.00% | 1.01% | 3.75% | 7.00% | 3.65% | 3.41% | 4.19% | 4.67% | 3.02% | 1.57% | 1.05% | 0.00% |
SPY SPDR S&P 500 ETF | 1.18% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
TRPCX vs. SPY - Drawdown Comparison
Volatility
TRPCX vs. SPY - Volatility Comparison
The current volatility for T. Rowe Price Retirement I 2030 Fund (TRPCX) is 0.00%, while SPDR S&P 500 ETF (SPY) has a volatility of 3.38%. This indicates that TRPCX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.