TRILX vs. VOO
Compare and contrast key facts about TIAA-CREF Lifecycle Index Retirement Income Fund (TRILX) and Vanguard S&P 500 ETF (VOO).
TRILX is managed by TIAA Investments. It was launched on Sep 29, 2009. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TRILX or VOO.
Key characteristics
| TRILX | VOO | |
|---|---|---|
| YTD Return | 8.72% | 18.91% |
| 1Y Return | 15.06% | 28.20% |
| 3Y Return (Ann) | 2.13% | 9.93% |
| 5Y Return (Ann) | 5.50% | 15.31% |
| 10Y Return (Ann) | 5.25% | 12.87% |
| Sharpe Ratio | 2.27 | 2.21 |
| Daily Std Dev | 6.54% | 12.64% |
| Max Drawdown | -18.55% | -33.99% |
| Current Drawdown | -0.36% | -0.60% |
Correlation
The correlation between TRILX and VOO is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
TRILX vs. VOO - Performance Comparison
In the year-to-date period, TRILX achieves a 8.72% return, which is significantly lower than VOO's 18.91% return. Over the past 10 years, TRILX has underperformed VOO with an annualized return of 5.25%, while VOO has yielded a comparatively higher 12.87% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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TRILX vs. VOO - Expense Ratio Comparison
TRILX has a 0.10% expense ratio, which is higher than VOO's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
TRILX vs. VOO - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index Retirement Income Fund (TRILX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
TRILX vs. VOO - Dividend Comparison
TRILX's dividend yield for the trailing twelve months is around 2.74%, more than VOO's 1.28% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRILX TIAA-CREF Lifecycle Index Retirement Income Fund | 2.74% | 2.61% | 3.50% | 4.07% | 2.15% | 2.28% | 2.95% | 2.16% | 2.12% | 2.09% | 2.38% | 2.33% |
VOO Vanguard S&P 500 ETF | 1.28% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% | 1.84% |
Drawdowns
TRILX vs. VOO - Drawdown Comparison
The maximum TRILX drawdown since its inception was -18.55%, smaller than the maximum VOO drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for TRILX and VOO. For additional features, visit the drawdowns tool.
Volatility
TRILX vs. VOO - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle Index Retirement Income Fund (TRILX) is 1.70%, while Vanguard S&P 500 ETF (VOO) has a volatility of 3.83%. This indicates that TRILX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.