TRILX vs. VBIAX

In the year-to-date period, TRILX achieves a 3.87% return, which is significantly higher than VBIAX's 1.54% return. Over the past 10 years, TRILX has underperformed VBIAX with an annualized return of 4.57%, while VBIAX has yielded a comparatively higher 8.06% annualized return.

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TRILX has a 0.10% expense ratio, which is higher than VBIAX's 0.07% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index Retirement Income Fund (TRILX) and Vanguard Balanced Index Fund Admiral Shares (VBIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

The current TRILX Sharpe Ratio is 0.88, which is comparable to the VBIAX Sharpe Ratio of 0.89. The chart below compares the historical Sharpe Ratios of TRILX and VBIAX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

TRILX's dividend yield for the trailing twelve months is around 5.17%, less than VBIAX's 8.24% yield.

The maximum TRILX drawdown since its inception was -20.11%, smaller than the maximum VBIAX drawdown of -35.90%. Use the drawdown chart below to compare losses from any high point for TRILX and VBIAX.

The current volatility for TIAA-CREF Lifecycle Index Retirement Income Fund (TRILX) is 1.72%, while Vanguard Balanced Index Fund Admiral Shares (VBIAX) has a volatility of 3.10%. This indicates that TRILX experiences smaller price fluctuations and is considered to be less risky than VBIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.