TREE vs. MA
TREE (LendingTree, Inc.) and MA (Mastercard Incorporated) are both stocks. Both are in the Financial Services sector — TREE in Financial Conglomerates, MA in Credit Services. Over the past 10 years, TREE returned -10.75%/yr vs 20.36%/yr for MA. Their 0.30 correlation means their historical movements had little consistent relationship.
Performance
TREE vs. MA - Performance Comparison
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Returns By Period
In the year-to-date period, TREE achieves a -39.99% return, which is significantly lower than MA's 0.88% return. Over the past 10 years, TREE has underperformed MA with an annualized return of -10.75%, while MA has yielded a comparatively higher 20.36% annualized return.
TREE
- 1D
- 0.44%
- 1M
- -29.20%
- 6M
- -43.77%
- YTD
- -39.99%
- 1Y
- -35.60%
- 3Y*
- 10.95%
- 5Y*
- -30.41%
- 10Y*
- -10.75%
- ALL TIME*
- 8.35%
MA
- 1D
- -0.74%
- 1M
- 6.43%
- 6M
- 6.73%
- YTD
- 0.88%
- 1Y
- 3.00%
- 3Y*
- 13.69%
- 5Y*
- 8.87%
- 10Y*
- 20.36%
- ALL TIME*
- 28.48%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $1.74B | $1.69B | $1.89B | |
| $13.12M | $11.08M | $10.86M |
TREE vs. MA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TREE LendingTree, Inc. | -39.99% | 37.01% | 27.80% | 42.15% | -82.60% | -55.22% | -9.77% | 38.20% | -35.51% | 235.92% |
MA Mastercard Incorporated | 0.88% | 9.04% | 24.17% | 23.40% | -2.66% | 1.16% | 20.19% | 59.16% | 25.31% | 47.69% |
Correlation
The correlation between TREE and MA is 0.30, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.30 |
Correlation (3Y) Balances recent behavior with more history. | 0.31 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.38 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.36 |
Correlation (All Time) Calculated using the full available price history since Aug 12, 2008 | 0.30 |
Fundamentals
TREE:
$444.54M
MA:
$506.38B
TREE:
$11.10
MA:
$18.17
TREE:
2.87
MA:
31.54
TREE:
0.01
MA:
1.84
TREE:
0.35
MA:
14.62
TREE:
1.41
MA:
90.19
TREE:
$1.27B
MA:
$35.08B
TREE:
$1.22B
MA:
$29.34B
TREE:
$97.76M
MA:
$22.12B
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Return for Risk
TREE vs. MA — Risk / Return Rank
TREE
MA
TREE vs. MA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for LendingTree, Inc. (TREE) and Mastercard Incorporated (MA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TREE | MA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.55 | ||
| Sortino ratioReturn per unit of downside risk | -0.56 | ||
| Omega ratioGain probability vs. loss probability | 0.96 | 1.03 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | -0.54 | 0.09 | -0.63 |
| Martin ratioReturn relative to average drawdown | -0.88 | 0.16 | -1.04 |
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Drawdowns
TREE vs. MA - Drawdown Comparison
The maximum TREE drawdown since its inception was -97.59%, which is greater than MA's maximum drawdown of -62.67%. Use the drawdown chart below to compare losses from any high point for TREE and MA.
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Drawdown Indicators
| TREE | MA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.59% | -62.67% | -34.92% |
Max Drawdown (1Y)Largest decline over 1 year | -58.54% | -20.91% | -37.63% |
Max Drawdown (3Y)Largest decline over 3 years | -58.54% | -20.91% | -37.63% |
Max Drawdown (5Y)Largest decline over 5 years | -94.48% | -28.25% | -66.23% |
Max Drawdown (10Y)Largest decline over 10 years | -97.59% | -41.00% | -56.59% |
Current DrawdownCurrent decline from peak | -92.65% | -3.72% | -88.93% |
Average DrawdownAverage peak-to-trough decline | -44.26% | -9.84% | -34.42% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 36.08% | 11.22% | +24.86% |
Volatility
TREE vs. MA - Volatility Comparison
LendingTree, Inc. (TREE) has a higher volatility of 23.90% compared to Mastercard Incorporated (MA) at 7.42%. This indicates that TREE's price experiences larger fluctuations and is considered to be riskier than MA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TREE | MA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 23.90% | 7.42% | +16.48% |
Volatility (6M)Calculated over the trailing 6-month period | 57.94% | 17.65% | +40.29% |
Volatility (1Y)Calculated over the trailing 1-year period | 68.61% | 22.29% | +46.32% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 74.82% | 23.99% | +50.83% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 64.67% | 26.92% | +37.75% |
Dividends
TREE vs. MA - Dividend Comparison
TREE has not paid dividends to shareholders, while MA's dividend yield for the trailing twelve months is around 0.59%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
MA Mastercard Incorporated | 0.59% | 0.53% | 0.50% | 0.53% | 0.56% | 0.49% | 0.45% | 0.44% | 0.53% | 0.58% | 0.74% | 0.66% |
TREE LendingTree, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
TREE vs. MA - Financials Comparison
This section allows you to compare key financial metrics between LendingTree, Inc. and Mastercard Incorporated. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TREE vs. MA - Profitability Comparison
TREE - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, LendingTree, Inc. reported a gross profit of 302.15M and revenue of 313.42M. Therefore, the gross margin over that period was 96.4%.
MA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Mastercard Incorporated reported a gross profit of 9.28B and revenue of 9.28B. Therefore, the gross margin over that period was 100.0%.
TREE - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, LendingTree, Inc. reported an operating income of 21.80M and revenue of 313.42M, resulting in an operating margin of 7.0%.
MA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Mastercard Incorporated reported an operating income of 5.59B and revenue of 9.28B, resulting in an operating margin of 60.2%.
TREE - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, LendingTree, Inc. reported a net income of -17.27M and revenue of 313.42M, resulting in a net margin of -5.5%.
MA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Mastercard Incorporated reported a net income of 4.39B and revenue of 9.28B, resulting in a net margin of 47.3%.
Frequently Asked Questions
TREE and MA have a correlation of 0.30, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TREE has higher volatility (23.90%) compared to MA (7.42%). In terms of maximum drawdown, TREE dropped -97.59% vs MA's -62.67%.
MA currently has the higher Sharpe Ratio (0.08 vs -0.46), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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