TOWN vs. BRBS
TOWN (TowneBank) and BRBS (Blue Ridge Bankshares, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, TOWN returned 7.53%/yr vs -4.69%/yr for BRBS. At a 0.16 correlation, their price movements are largely independent.
Performance
TOWN vs. BRBS - Performance Comparison
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Returns By Period
In the year-to-date period, TOWN achieves a 4.65% return, which is significantly higher than BRBS's -10.31% return. Over the past 10 years, TOWN has outperformed BRBS with an annualized return of 7.53%, while BRBS has yielded a comparatively lower -4.69% annualized return.
TOWN
- 1D
- 2.41%
- 1M
- -2.89%
- YTD
- 4.65%
- 6M
- 2.77%
- 1Y
- 6.11%
- 3Y*
- 17.12%
- 5Y*
- 4.76%
- 10Y*
- 7.53%
BRBS
- 1D
- 1.23%
- 1M
- -3.53%
- YTD
- -10.31%
- 6M
- -12.76%
- 1Y
- 18.69%
- 3Y*
- -22.98%
- 5Y*
- -24.39%
- 10Y*
- -4.69%
TOWN vs. BRBS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TOWN TowneBank | 4.65% | 1.03% | 18.35% | 0.26% | 0.67% | 37.97% | -12.27% | 19.23% | -20.40% | -5.88% |
BRBS Blue Ridge Bankshares, Inc. | -10.31% | 40.14% | 6.27% | -75.19% | -27.87% | 55.01% | -12.56% | 24.18% | 4.45% | 14.52% |
Correlation
The correlation between TOWN and BRBS is 0.43, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.43 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.38 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.41 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.27 |
Correlation (All Time) Calculated using the full available price history since Aug 13, 2007 | 0.16 |
Over the past year, TOWN and BRBS have become more correlated (0.43) than their long-term average of 0.16, meaning their price movements have been converging.
Fundamentals
TOWN:
$3.08B
BRBS:
$327.21M
TOWN:
$1.98
BRBS:
$0.12
TOWN:
17.16
BRBS:
26.37
TOWN:
2.53
BRBS:
2.82
TOWN:
$1.08B
BRBS:
$112.19M
TOWN:
$767.75M
BRBS:
$73.64M
TOWN:
$220.74M
BRBS:
$15.28M
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Return for Risk
TOWN vs. BRBS — Risk / Return Rank
TOWN
BRBS
TOWN vs. BRBS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TowneBank (TOWN) and Blue Ridge Bankshares, Inc. (BRBS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TOWN | BRBS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.38 | ||
| Sortino ratioReturn per unit of downside risk | -0.58 | ||
| Omega ratioGain probability vs. loss probability | 1.06 | 1.14 | -0.08 |
| Calmar ratioReturn relative to maximum drawdown | 0.43 | 1.06 | -0.63 |
| Martin ratioReturn relative to average drawdown | 0.84 | 2.30 | -1.46 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TOWN | BRBS | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.27 | 0.65 | -0.38 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.18 | -0.53 | +0.71 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.25 | -0.11 | +0.36 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.19 | -0.18 | +0.37 |
Drawdowns
TOWN vs. BRBS - Drawdown Comparison
The maximum TOWN drawdown since its inception was -64.73%, smaller than the maximum BRBS drawdown of -88.26%. Use the drawdown chart below to compare losses from any high point for TOWN and BRBS.
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Drawdown Indicators
| TOWN | BRBS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -64.73% | -88.26% | +23.53% |
Max Drawdown (1Y)Largest decline over 1 year | -14.28% | -17.76% | +3.48% |
Max Drawdown (3Y)Largest decline over 3 years | -18.36% | -77.60% | +59.24% |
Max Drawdown (5Y)Largest decline over 5 years | -35.27% | -88.26% | +52.99% |
Max Drawdown (10Y)Largest decline over 10 years | -52.72% | -88.26% | +35.54% |
Current DrawdownCurrent decline from peak | -7.25% | -77.27% | +70.02% |
Average DrawdownAverage peak-to-trough decline | -25.47% | -50.81% | +25.34% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.27% | 8.15% | -0.88% |
Volatility
TOWN vs. BRBS - Volatility Comparison
The current volatility for TowneBank (TOWN) is 5.30%, while Blue Ridge Bankshares, Inc. (BRBS) has a volatility of 5.87%. This indicates that TOWN experiences smaller price fluctuations and is considered to be less risky than BRBS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TOWN | BRBS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.30% | 5.87% | -0.57% |
Volatility (6M)Calculated over the trailing 6-month period | 15.76% | 17.27% | -1.51% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.05% | 28.91% | -5.86% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 26.85% | 46.32% | -19.47% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.56% | 41.79% | -11.23% |
Dividends
TOWN vs. BRBS - Dividend Comparison
TOWN's dividend yield for the trailing twelve months is around 5.24%, less than BRBS's 25.91% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BRBS Blue Ridge Bankshares, Inc. | 25.91% | 5.85% | 0.00% | 8.09% | 3.90% | 2.43% | 2.40% | 2.04% | 3.13% | 1.88% | 2.07% | 2.83% |
TOWN TowneBank | 5.24% | 3.18% | 2.94% | 3.29% | 2.89% | 2.47% | 3.07% | 2.52% | 2.59% | 1.79% | 1.53% | 2.25% |
Financials
TOWN vs. BRBS - Financials Comparison
This section allows you to compare key financial metrics between TowneBank and Blue Ridge Bankshares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
TOWN and BRBS have a correlation of 0.43, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BRBS has higher volatility (5.87%) compared to TOWN (5.30%). In terms of maximum drawdown, TOWN dropped -64.73% vs BRBS's -88.26%.
BRBS currently has the higher Sharpe Ratio (0.65 vs 0.27), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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