TMFM vs. ITOT

Last updated Jul 14, 2026

TMFM (Motley Fool Mid-Cap Growth ETF) and ITOT (iShares Core S&P Total U.S. Stock Market ETF) are both exchange-traded funds - TMFM is a Mid Cap Growth Equities fund actively managed by Motley Fool, while ITOT is a Large Cap Blend Equities fund tracking the S&P Total Market Index. TMFM is actively managed, while ITOT is passively managed. Over the past 3 years, TMFM returned 2.09%/yr vs 19.76%/yr for ITOT. A 0.79 correlation means they provide meaningful diversification when combined. TMFM charges 0.85%/yr vs 0.03%/yr for ITOT.

Performance

TMFM vs. ITOT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Motley Fool Mid-Cap Growth ETF (TMFM) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TMFM achieves a -6.90% return, which is significantly lower than ITOT's 10.96% return.

TMFM

• 1D: 0.02%
• 1M: 2.46%
• 6M: -10.09%
• YTD: -6.90%
• 1Y: -16.65%
• 3Y*: 2.09%
• 5Y*: —
• 10Y*: —

ITOT

• 1D: -0.82%
• 1M: 1.16%
• 6M: 8.51%
• YTD: 10.96%
• 1Y: 21.72%
• 3Y*: 19.76%
• 5Y*: 12.00%
• 10Y*: 14.63%

*Multi-year figures are annualized to reflect compound growth (CAGR)

TMFM vs. ITOT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
TMFM Motley Fool Mid-Cap Growth ETF	-6.90%	-8.98%	17.54%	21.81%	-27.36%	1.91%
ITOT iShares Core S&P Total U.S. Stock Market ETF	10.96%	17.00%	23.80%	26.12%	-19.47%	1.19%

Correlation

The correlation between TMFM and ITOT is 0.54, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.54
Correlation (3Y) Calculated over the trailing 3-year period	0.69
Correlation (All Time) Calculated using the full available price history since Dec 13, 2021	0.79

Over the past year, the correlation between TMFM and ITOT has dropped to 0.54 - well below their long-term average of 0.79, suggesting their price drivers have been diverging.

TMFM vs. ITOT - Sectors Allocation Comparison

Sectors	TMFM	ITOT
Technology	31.7%	37.2%
Healthcare	24.2%	8.8%
Industrials	20.2%	9.1%
Financial Services	13.6%	11.4%
Real Estate	4.6%	2.3%
Consumer Cyclical	3.4%	9.8%
Consumer Defensive	2.3%	4.3%
Basic Materials	-	2.0%
Communication Services	-	9.8%
Energy	-	3.3%
Utilities	-	2.1%

Return for Risk

TMFM vs. ITOT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TMFM

TMFM Risk / Return Rank: 3
TMFM Sharpe Ratio Rank: 2
TMFM Sortino Ratio Rank: 3
TMFM Omega Ratio Rank: 3
TMFM Calmar Ratio Rank: 4
TMFM Martin Ratio Rank: 4

ITOT

ITOT Risk / Return Rank: 65
ITOT Sharpe Ratio Rank: 65
ITOT Sortino Ratio Rank: 63
ITOT Omega Ratio Rank: 64
ITOT Calmar Ratio Rank: 62
ITOT Martin Ratio Rank: 73

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TMFM vs. ITOT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Motley Fool Mid-Cap Growth ETF (TMFM) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TMFM	ITOT	Difference
Sharpe ratio: Return per unit of total volatility	-0.88	1.70	-2.57
Sortino ratio: Return per unit of downside risk	-1.22	2.35	-3.57
Omega ratio: Gain probability vs. loss probability	0.87	1.31	-0.43
Calmar ratio: Return relative to maximum drawdown	-0.63	2.45	-3.08
Martin ratio: Return relative to average drawdown	-1.09	10.69	-11.78

TMFM vs. ITOT - Sharpe Ratio Comparison

The current TMFM Sharpe Ratio is -0.88, which is lower than the ITOT Sharpe Ratio of 1.70. The chart below compares the historical Sharpe Ratios of TMFM and ITOT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

TMFM vs. ITOT - Drawdown Comparison

The maximum TMFM drawdown since its inception was -31.75%, smaller than the maximum ITOT drawdown of -55.20%. Use the drawdown chart below to compare losses from any high point for TMFM and ITOT.

Drawdown Indicators

	TMFM	ITOT	Difference
Max Drawdown Largest peak-to-trough decline	-31.75%	-55.20%	+23.45%
Max Drawdown (1Y) Largest decline over 1 year	-26.59%	-8.90%	-17.69%
Max Drawdown (3Y) Largest decline over 3 years	-31.75%	-19.44%	-12.31%
Max Drawdown (5Y) Largest decline over 5 years	—	-25.36%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-35.00%	—
Current Drawdown Current decline from peak	-24.24%	-0.98%	-23.26%
Average Drawdown Average peak-to-trough decline	-16.05%	-6.95%	-9.10%
Ulcer Index Depth and duration of drawdowns from previous peaks	15.34%	2.04%	+13.30%

Volatility

TMFM vs. ITOT - Volatility Comparison

Motley Fool Mid-Cap Growth ETF (TMFM) has a higher volatility of 5.37% compared to iShares Core S&P Total U.S. Stock Market ETF (ITOT) at 4.05%. This indicates that TMFM's price experiences larger fluctuations and is considered to be riskier than ITOT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TMFM	ITOT	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.37%	4.05%	+1.32%
Volatility (6M) Calculated over the trailing 6-month period	15.91%	10.15%	+5.76%
Volatility (1Y) Calculated over the trailing 1-year period	19.13%	12.87%	+6.26%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	20.57%	17.47%	+3.10%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	20.57%	18.25%	+2.32%

TMFM vs. ITOT - Expense Ratio Comparison

TMFM has a 0.85% expense ratio, which is higher than ITOT's 0.03% expense ratio.

Dividends

TMFM vs. ITOT - Dividend Comparison

TMFM's dividend yield for the trailing twelve months is around 0.07%, less than ITOT's 1.00% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ITOT iShares Core S&P Total U.S. Stock Market ETF	1.00%	1.11%	1.23%	1.47%	1.66%	1.18%	1.41%	1.88%	2.14%	1.69%	1.83%	2.01%
TMFM Motley Fool Mid-Cap Growth ETF	0.07%	0.06%	16.27%	2.55%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both TMFM and ITOT in my portfolio?

TMFM and ITOT have a correlation of 0.54, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, TMFM or ITOT?

TMFM has higher volatility (5.37%) compared to ITOT (4.05%). In terms of maximum drawdown, TMFM dropped -31.75% vs ITOT's -55.20%.

Which ETF is better, TMFM or ITOT?

On 3-year performance, ITOT leads with 19.76% vs 2.09% for TMFM. On fees, ITOT is cheaper at 0.03% per year. On volatility, ITOT has been the lower-risk option at 4.05%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, TMFM or ITOT?

Over the 3-year period, ITOT has performed better with a 19.76% return vs 2.09%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, TMFM or ITOT?

ITOT is cheaper with a 0.03% expense ratio, compared with 0.85% for TMFM.

Which ETF pays a higher dividend yield, TMFM or ITOT?

ITOT has the higher dividend yield at 1.00%, compared with 0.07% for TMFM.

What is the main difference between TMFM and ITOT?

TMFM is categorized as Mid Cap Growth Equities, while ITOT is Large Cap Blend Equities. They also come from different issuers: Motley Fool and iShares. Their fees differ too: 0.85% for TMFM and 0.03% for ITOT.

Which has better risk-adjusted returns?

ITOT currently has the higher Sharpe Ratio (1.70 vs -0.88), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.