TISPX vs. VOO
Compare and contrast key facts about TIAA-CREF S&P 500 Index Fund (TISPX) and Vanguard S&P 500 ETF (VOO).
TISPX is managed by TIAA Investments. It was launched on Oct 1, 2002. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Performance
TISPX vs. VOO - Performance Comparison
Loading graphics...
TISPX vs. VOO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TISPX TIAA-CREF S&P 500 Index Fund | -7.06% | 17.79% | 24.94% | 26.22% | -18.13% | 28.66% | 18.34% | 31.44% | -4.52% | 19.58% |
VOO Vanguard S&P 500 ETF | -4.42% | 17.82% | 24.98% | 26.32% | -18.17% | 28.79% | 18.32% | 31.37% | -4.50% | 21.77% |
Returns By Period
In the year-to-date period, TISPX achieves a -7.06% return, which is significantly lower than VOO's -4.42% return. Both investments have delivered pretty close results over the past 10 years, with TISPX having a 13.49% annualized return and VOO not far ahead at 14.05%.
TISPX
- 1D
- -0.41%
- 1M
- -7.68%
- YTD
- -7.06%
- 6M
- -4.64%
- 1Y
- 14.36%
- 3Y*
- 17.11%
- 5Y*
- 11.36%
- 10Y*
- 13.49%
VOO
- 1D
- 2.86%
- 1M
- -5.01%
- YTD
- -4.42%
- 6M
- -1.84%
- 1Y
- 17.67%
- 3Y*
- 18.27%
- 5Y*
- 11.75%
- 10Y*
- 14.05%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
TISPX vs. VOO - Expense Ratio Comparison
TISPX has a 0.05% expense ratio, which is higher than VOO's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
TISPX vs. VOO — Risk / Return Rank
TISPX
VOO
TISPX vs. VOO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF S&P 500 Index Fund (TISPX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TISPX | VOO | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.84 | 0.98 | -0.15 |
Sortino ratioReturn per unit of downside risk | 1.30 | 1.50 | -0.20 |
Omega ratioGain probability vs. loss probability | 1.20 | 1.23 | -0.03 |
Calmar ratioReturn relative to maximum drawdown | 0.99 | 1.53 | -0.54 |
Martin ratioReturn relative to average drawdown | 4.83 | 7.29 | -2.46 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| TISPX | VOO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.84 | 0.98 | -0.15 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.68 | 0.70 | -0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.75 | 0.78 | -0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 0.83 | -0.25 |
Correlation
The correlation between TISPX and VOO is 1.00, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TISPX vs. VOO - Dividend Comparison
TISPX's dividend yield for the trailing twelve months is around 2.53%, more than VOO's 1.19% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TISPX TIAA-CREF S&P 500 Index Fund | 2.53% | 2.35% | 1.52% | 1.48% | 1.91% | 1.77% | 1.53% | 2.16% | 2.94% | 0.36% | 2.39% | 0.65% |
VOO Vanguard S&P 500 ETF | 1.19% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
Drawdowns
TISPX vs. VOO - Drawdown Comparison
The maximum TISPX drawdown since its inception was -55.16%, which is greater than VOO's maximum drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for TISPX and VOO.
Loading graphics...
Drawdown Indicators
| TISPX | VOO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.16% | -33.99% | -21.17% |
Max Drawdown (1Y)Largest decline over 1 year | -12.11% | -11.98% | -0.13% |
Max Drawdown (5Y)Largest decline over 5 years | -24.48% | -24.52% | +0.04% |
Max Drawdown (10Y)Largest decline over 10 years | -33.75% | -33.99% | +0.24% |
Current DrawdownCurrent decline from peak | -8.90% | -6.29% | -2.61% |
Average DrawdownAverage peak-to-trough decline | -6.76% | -3.72% | -3.04% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.56% | 2.52% | +0.04% |
Volatility
TISPX vs. VOO - Volatility Comparison
The current volatility for TIAA-CREF S&P 500 Index Fund (TISPX) is 4.24%, while Vanguard S&P 500 ETF (VOO) has a volatility of 5.29%. This indicates that TISPX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| TISPX | VOO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.24% | 5.29% | -1.05% |
Volatility (6M)Calculated over the trailing 6-month period | 9.09% | 9.44% | -0.35% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.14% | 18.10% | +0.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.85% | 16.82% | +0.03% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.03% | 17.99% | +0.04% |