TILGX vs. SPY
Compare and contrast key facts about TIAA-CREF Large-Cap Growth Fund Institutional Class (TILGX) and State Street SPDR S&P 500 ETF (SPY).
TILGX is managed by TIAA Investments. It was launched on Mar 31, 2006. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Performance
TILGX vs. SPY - Performance Comparison
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TILGX vs. SPY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TILGX TIAA-CREF Large-Cap Growth Fund Institutional Class | -8.83% | 15.25% | 29.23% | 47.05% | -32.76% | 16.84% | 44.23% | 30.76% | -0.38% | 33.89% |
SPY State Street SPDR S&P 500 ETF | -3.65% | 17.72% | 24.89% | 26.18% | -18.18% | 28.73% | 18.33% | 31.22% | -4.57% | 21.71% |
Returns By Period
In the year-to-date period, TILGX achieves a -8.83% return, which is significantly lower than SPY's -3.65% return. Over the past 10 years, TILGX has outperformed SPY with an annualized return of 14.95%, while SPY has yielded a comparatively lower 14.06% annualized return.
TILGX
- 1D
- 3.55%
- 1M
- -5.15%
- YTD
- -8.83%
- 6M
- -8.00%
- 1Y
- 17.43%
- 3Y*
- 19.48%
- 5Y*
- 8.44%
- 10Y*
- 14.95%
SPY
- 1D
- 0.75%
- 1M
- -4.28%
- YTD
- -3.65%
- 6M
- -1.42%
- 1Y
- 18.14%
- 3Y*
- 18.48%
- 5Y*
- 11.86%
- 10Y*
- 14.06%
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TILGX vs. SPY - Expense Ratio Comparison
TILGX has a 0.40% expense ratio, which is higher than SPY's 0.09% expense ratio.
Return for Risk
TILGX vs. SPY — Risk / Return Rank
TILGX
SPY
TILGX vs. SPY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Large-Cap Growth Fund Institutional Class (TILGX) and State Street SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TILGX | SPY | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.83 | 0.96 | -0.13 |
Sortino ratioReturn per unit of downside risk | 1.34 | 1.49 | -0.15 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.23 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.00 | 1.53 | -0.53 |
Martin ratioReturn relative to average drawdown | 3.43 | 7.27 | -3.84 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TILGX | SPY | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.83 | 0.96 | -0.13 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.39 | 0.70 | -0.31 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | 0.79 | -0.09 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.53 | 0.56 | -0.03 |
Correlation
The correlation between TILGX and SPY is 0.92, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TILGX vs. SPY - Dividend Comparison
TILGX's dividend yield for the trailing twelve months is around 15.22%, more than SPY's 1.13% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TILGX TIAA-CREF Large-Cap Growth Fund Institutional Class | 15.22% | 13.87% | 6.41% | 0.22% | 0.42% | 10.49% | 37.04% | 4.41% | 14.12% | 3.83% | 1.82% | 3.80% |
SPY State Street SPDR S&P 500 ETF | 1.13% | 1.07% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% |
Drawdowns
TILGX vs. SPY - Drawdown Comparison
The maximum TILGX drawdown since its inception was -52.16%, smaller than the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for TILGX and SPY.
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Drawdown Indicators
| TILGX | SPY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -52.16% | -55.19% | +3.03% |
Max Drawdown (1Y)Largest decline over 1 year | -15.19% | -12.05% | -3.14% |
Max Drawdown (5Y)Largest decline over 5 years | -37.86% | -24.50% | -13.36% |
Max Drawdown (10Y)Largest decline over 10 years | -37.86% | -33.72% | -4.14% |
Current DrawdownCurrent decline from peak | -12.17% | -5.53% | -6.64% |
Average DrawdownAverage peak-to-trough decline | -8.90% | -9.09% | +0.19% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.44% | 2.54% | +1.90% |
Volatility
TILGX vs. SPY - Volatility Comparison
TIAA-CREF Large-Cap Growth Fund Institutional Class (TILGX) has a higher volatility of 6.44% compared to State Street SPDR S&P 500 ETF (SPY) at 5.35%. This indicates that TILGX's price experiences larger fluctuations and is considered to be riskier than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TILGX | SPY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.44% | 5.35% | +1.09% |
Volatility (6M)Calculated over the trailing 6-month period | 12.66% | 9.50% | +3.16% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.33% | 19.06% | +3.27% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 21.94% | 17.06% | +4.88% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 21.59% | 17.92% | +3.67% |