TIEIX vs. SCHD
Compare and contrast key facts about TIAA-CREF Equity Index Fund (TIEIX) and Schwab U.S. Dividend Equity ETF (SCHD).
TIEIX is managed by TIAA Investments. It was launched on Jul 1, 1999. SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011.
Performance
TIEIX vs. SCHD - Performance Comparison
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TIEIX vs. SCHD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TIEIX TIAA-CREF Equity Index Fund | -3.95% | 17.04% | 23.71% | 25.92% | -19.18% | 25.64% | 20.82% | 30.89% | -5.27% | 19.05% |
SCHD Schwab U.S. Dividend Equity ETF | 12.17% | 4.34% | 11.66% | 4.54% | -3.26% | 29.87% | 15.03% | 27.29% | -5.56% | 20.85% |
Returns By Period
In the year-to-date period, TIEIX achieves a -3.95% return, which is significantly lower than SCHD's 12.17% return. Over the past 10 years, TIEIX has outperformed SCHD with an annualized return of 13.41%, while SCHD has yielded a comparatively lower 12.25% annualized return.
TIEIX
- 1D
- 2.95%
- 1M
- -5.10%
- YTD
- -3.95%
- 6M
- -1.99%
- 1Y
- 17.53%
- 3Y*
- 17.80%
- 5Y*
- 10.54%
- 10Y*
- 13.41%
SCHD
- 1D
- -0.55%
- 1M
- -3.43%
- YTD
- 12.17%
- 6M
- 12.91%
- 1Y
- 13.70%
- 3Y*
- 11.84%
- 5Y*
- 8.32%
- 10Y*
- 12.25%
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TIEIX vs. SCHD - Expense Ratio Comparison
TIEIX has a 0.05% expense ratio, which is lower than SCHD's 0.06% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
TIEIX vs. SCHD — Risk / Return Rank
TIEIX
SCHD
TIEIX vs. SCHD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Equity Index Fund (TIEIX) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TIEIX | SCHD | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.98 | 0.88 | +0.10 |
Sortino ratioReturn per unit of downside risk | 1.49 | 1.32 | +0.17 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.19 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.31 | 1.05 | +0.26 |
Martin ratioReturn relative to average drawdown | 6.29 | 3.55 | +2.74 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TIEIX | SCHD | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.98 | 0.88 | +0.10 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.61 | 0.58 | +0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | 0.74 | 0.00 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.41 | 0.84 | -0.43 |
Correlation
The correlation between TIEIX and SCHD is 0.82, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TIEIX vs. SCHD - Dividend Comparison
TIEIX's dividend yield for the trailing twelve months is around 2.49%, less than SCHD's 3.46% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TIEIX TIAA-CREF Equity Index Fund | 2.49% | 2.39% | 1.63% | 1.47% | 1.83% | 2.08% | 1.43% | 1.99% | 2.45% | 0.52% | 2.45% | 1.27% |
SCHD Schwab U.S. Dividend Equity ETF | 3.46% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
Drawdowns
TIEIX vs. SCHD - Drawdown Comparison
The maximum TIEIX drawdown since its inception was -55.55%, which is greater than SCHD's maximum drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for TIEIX and SCHD.
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Drawdown Indicators
| TIEIX | SCHD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.55% | -33.37% | -22.18% |
Max Drawdown (1Y)Largest decline over 1 year | -12.37% | -12.74% | +0.37% |
Max Drawdown (5Y)Largest decline over 5 years | -25.06% | -16.85% | -8.21% |
Max Drawdown (10Y)Largest decline over 10 years | -34.90% | -33.37% | -1.53% |
Current DrawdownCurrent decline from peak | -6.15% | -3.43% | -2.72% |
Average DrawdownAverage peak-to-trough decline | -10.36% | -3.34% | -7.02% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.58% | 3.75% | -1.17% |
Volatility
TIEIX vs. SCHD - Volatility Comparison
TIAA-CREF Equity Index Fund (TIEIX) has a higher volatility of 5.46% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 2.33%. This indicates that TIEIX's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TIEIX | SCHD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.46% | 2.33% | +3.13% |
Volatility (6M)Calculated over the trailing 6-month period | 9.74% | 7.96% | +1.78% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.60% | 15.69% | +2.91% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.33% | 14.40% | +2.93% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.38% | 16.70% | +1.68% |