TEMFX vs. VGT

Last updated Aug 1, 2026

TEMFX (Templeton Foreign Fund Class A) and VGT (Vanguard Information Technology ETF) are both funds - TEMFX is a Foreign Large Cap Equities fund managed by Franklin Templeton, while VGT is a Technology Equities fund tracking the MSCI USA IMI Information Technology 25/50 Index. Over the past 10 years, TEMFX returned 7.18%/yr vs 24.06%/yr for VGT. Their 0.57 correlation means they have sometimes moved together and sometimes differently. TEMFX charges 1.10%/yr vs 0.09%/yr for VGT.

Performance

TEMFX vs. VGT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Templeton Foreign Fund Class A (TEMFX) and Vanguard Information Technology ETF (VGT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TEMFX achieves a 12.04% return, which is significantly lower than VGT's 20.36% return. Over the past 10 years, TEMFX has underperformed VGT with an annualized return of 7.18%, while VGT has yielded a comparatively higher 24.06% annualized return.

TEMFX

• 1D: 1.53%
• 1M: 1.43%
• 6M: 4.64%
• YTD: 12.04%
• 1Y: 23.98%
• 3Y*: 12.31%
• 5Y*: 9.59%
• 10Y*: 7.18%
• ALL TIME*: 8.04%

VGT

• 1D: -0.38%
• 1M: -1.30%
• 6M: 21.30%
• YTD: 20.36%
• 1Y: 34.81%
• 3Y*: 26.48%
• 5Y*: 17.81%
• 10Y*: 24.06%
• ALL TIME*: 14.84%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
TEMFX Templeton Foreign Fund Class A	$0.00	$0.00	$0.00
VGT Vanguard Information Technology ETF	$440.89M	$515.41M	$573.34M

TEMFX vs. VGT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
TEMFX Templeton Foreign Fund Class A	12.04%	28.45%	-2.47%	19.93%	-3.58%	5.05%	-0.49%	12.46%	-15.02%	17.08%
VGT Vanguard Information Technology ETF	20.36%	21.77%	29.30%	52.66%	-29.70%	30.45%	46.04%	48.62%	2.46%	37.08%

Correlation

The correlation between TEMFX and VGT is 0.55, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.55
Correlation (3Y) Balances recent behavior with more history.	0.54
Correlation (5Y) Shows whether the relationship held over a longer period.	0.60
Correlation (10Y) Provides a long-term view across more market conditions.	0.56
Correlation (All Time) Calculated using the full available price history since Jan 30, 2004	0.57

The correlation between TEMFX and VGT has been stable across timeframes, ranging from 0.54 to 0.60 - a consistent structural relationship.

Return for Risk

TEMFX vs. VGT — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

TEMFX

TEMFX Risk / Return Rank: 52
TEMFX Sharpe Ratio Rank: 54
TEMFX Sortino Ratio Rank: 55
TEMFX Omega Ratio Rank: 54
TEMFX Calmar Ratio Rank: 50
TEMFX Martin Ratio Rank: 47

VGT

VGT Risk / Return Rank: 52
VGT Sharpe Ratio Rank: 55
VGT Sortino Ratio Rank: 52
VGT Omega Ratio Rank: 50
VGT Calmar Ratio Rank: 55
VGT Martin Ratio Rank: 46

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

TEMFX vs. VGT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Templeton Foreign Fund Class A (TEMFX) and Vanguard Information Technology ETF (VGT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TEMFX	VGT	Difference
Sharpe ratio: Return per unit of total volatility	1.38	1.31	+0.07
Sortino ratio: Return per unit of downside risk	2.00	1.82	+0.17
Omega ratio: Gain probability vs. loss probability	1.25	1.23	+0.03
Calmar ratio: Return relative to maximum drawdown	1.83	1.94	-0.11
Martin ratio: Return relative to average drawdown	6.45	5.23	+1.22

TEMFX vs. VGT - Sharpe Ratio Comparison

The current TEMFX Sharpe Ratio is 1.38, which is comparable to the VGT Sharpe Ratio of 1.31. The chart below compares the historical Sharpe Ratios of TEMFX and VGT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

TEMFX vs. VGT - Drawdown Comparison

The maximum TEMFX drawdown since its inception was -59.62%, which is greater than VGT's maximum drawdown of -54.63%. Use the drawdown chart below to compare losses from any high point for TEMFX and VGT.

Drawdown Indicators

	TEMFX	VGT	Difference
Max Drawdown Largest peak-to-trough decline	-59.62%	-54.63%	-4.99%
Max Drawdown (1Y) Largest decline over 1 year	-12.13%	-16.40%	+4.27%
Max Drawdown (3Y) Largest decline over 3 years	-17.90%	-27.23%	+9.33%
Max Drawdown (5Y) Largest decline over 5 years	-27.33%	-35.07%	+7.74%
Max Drawdown (10Y) Largest decline over 10 years	-42.56%	-35.07%	-7.49%
Current Drawdown Current decline from peak	-0.19%	-9.93%	+9.74%
Average Drawdown Average peak-to-trough decline	-9.35%	-7.95%	-1.40%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.43%	6.07%	-2.64%

Volatility

TEMFX vs. VGT - Volatility Comparison

The current volatility for Templeton Foreign Fund Class A (TEMFX) is 4.43%, while Vanguard Information Technology ETF (VGT) has a volatility of 8.42%. This indicates that TEMFX experiences smaller price fluctuations and is considered to be less risky than VGT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TEMFX	VGT	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.43%	8.42%	-3.99%
Volatility (6M) Calculated over the trailing 6-month period	13.58%	20.14%	-6.56%
Volatility (1Y) Calculated over the trailing 1-year period	16.14%	24.28%	-8.14%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	18.20%	25.83%	-7.63%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.98%	24.89%	-7.91%

TEMFX vs. VGT - Expense Ratio Comparison

TEMFX has a 1.10% expense ratio, which is higher than VGT's 0.09% expense ratio.

Dividends

TEMFX vs. VGT - Dividend Comparison

TEMFX's dividend yield for the trailing twelve months is around 3.31%, more than VGT's 0.38% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
TEMFX Templeton Foreign Fund Class A	3.31%	3.71%	2.35%	2.43%	1.19%	4.10%	1.32%	3.31%	2.65%	1.39%	1.88%	0.05%
VGT Vanguard Information Technology ETF	0.38%	0.40%	0.60%	0.65%	0.91%	0.64%	0.82%	1.11%	1.29%	0.99%	1.31%	1.28%

Frequently Asked Questions

Can I hold both TEMFX and VGT in my portfolio?

TEMFX and VGT have a correlation of 0.55, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, TEMFX or VGT?

VGT has higher volatility (8.42%) compared to TEMFX (4.43%). In terms of maximum drawdown, TEMFX dropped -59.62% vs VGT's -54.63%.

Which has better risk-adjusted returns?

TEMFX currently has the higher Sharpe Ratio (1.38 vs 1.31), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.