TDS vs. PEBK
TDS (Telephone and Data Systems, Inc.) and PEBK (Peoples Bancorp of North Carolina, Inc.) are both stocks. TDS operates in Telecom Services (Communication Services), while PEBK operates in Banks - Regional (Financial Services). Over the past 10 years, TDS returned 6.59%/yr vs 11.67%/yr for PEBK. Their 0.09 correlation means their historical movements had little consistent relationship.
Performance
TDS vs. PEBK - Performance Comparison
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Returns By Period
In the year-to-date period, TDS achieves a 6.37% return, which is significantly lower than PEBK's 20.59% return. Over the past 10 years, TDS has underperformed PEBK with an annualized return of 6.59%, while PEBK has yielded a comparatively higher 11.67% annualized return.
TDS
- 1D
- 0.00%
- 1M
- -7.21%
- 6M
- -25.45%
- YTD
- 6.37%
- 1Y
- 14.91%
- 3Y*
- 78.98%
- 5Y*
- 17.83%
- 10Y*
- 6.59%
- ALL TIME*
- 3.69%
PEBK
- 1D
- 0.00%
- 1M
- -0.81%
- 6M
- 19.18%
- YTD
- 20.59%
- 1Y
- 58.68%
- 3Y*
- 29.97%
- 5Y*
- 12.97%
- 10Y*
- 11.67%
- ALL TIME*
- 7.14%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $1.93M | $1.45M | $1.50M | |
| $26.86M | $33.30M | $42.63M |
TDS vs. PEBK - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TDS Telephone and Data Systems, Inc. | 6.37% | 20.73% | 89.02% | 86.26% | -45.27% | 12.04% | -24.32% | -19.98% | 19.58% | -1.46% |
PEBK Peoples Bancorp of North Carolina, Inc. | 20.59% | 19.74% | 4.25% | -1.35% | 21.80% | 22.91% | -27.46% | 37.48% | -18.89% | 36.86% |
Correlation
The correlation between TDS and PEBK is 0.18, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.18 |
Correlation (3Y) Balances recent behavior with more history. | 0.15 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.14 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.20 |
Correlation (All Time) Calculated using the full available price history since Aug 18, 1995 | 0.09 |
The correlation between TDS and PEBK shifts across timeframes, from 0.09 (all time) to 0.20 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
TDS:
$3.57B
PEBK:
$234.84M
TDS:
$1.47
PEBK:
$4.20
TDS:
22.83
PEBK:
10.23
TDS:
6.72
PEBK:
4.97
TDS:
1.22
PEBK:
1.85
TDS:
$2.13B
PEBK:
$110.13M
TDS:
$775.87M
PEBK:
$84.13M
TDS:
$746.87M
PEBK:
$28.60M
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Return for Risk
TDS vs. PEBK — Risk / Return Rank
TDS
PEBK
TDS vs. PEBK - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Telephone and Data Systems, Inc. (TDS) and Peoples Bancorp of North Carolina, Inc. (PEBK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TDS | PEBK | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.66 | ||
| Sortino ratioReturn per unit of downside risk | -1.71 | ||
| Omega ratioGain probability vs. loss probability | 1.11 | 1.34 | -0.23 |
| Calmar ratioReturn relative to maximum drawdown | 0.40 | 4.19 | -3.79 |
| Martin ratioReturn relative to average drawdown | 1.07 | 12.65 | -11.58 |
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Drawdowns
TDS vs. PEBK - Drawdown Comparison
The maximum TDS drawdown since its inception was -88.89%, which is greater than PEBK's maximum drawdown of -84.20%. Use the drawdown chart below to compare losses from any high point for TDS and PEBK.
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Drawdown Indicators
| TDS | PEBK | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -88.89% | -84.20% | -4.69% |
Max Drawdown (1Y)Largest decline over 1 year | -29.70% | -12.94% | -16.76% |
Max Drawdown (3Y)Largest decline over 3 years | -33.36% | -25.20% | -8.16% |
Max Drawdown (5Y)Largest decline over 5 years | -66.28% | -49.58% | -16.70% |
Max Drawdown (10Y)Largest decline over 10 years | -78.98% | -56.44% | -22.54% |
Current DrawdownCurrent decline from peak | -29.30% | -3.09% | -26.21% |
Average DrawdownAverage peak-to-trough decline | -47.23% | -27.64% | -19.59% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 11.18% | 4.29% | +6.89% |
Volatility
TDS vs. PEBK - Volatility Comparison
Telephone and Data Systems, Inc. (TDS) and Peoples Bancorp of North Carolina, Inc. (PEBK) have volatilities of 6.36% and 6.16%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TDS | PEBK | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.36% | 6.16% | +0.20% |
Volatility (6M)Calculated over the trailing 6-month period | 19.09% | 16.05% | +3.04% |
Volatility (1Y)Calculated over the trailing 1-year period | 37.69% | 27.45% | +10.24% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 63.80% | 27.36% | +36.44% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 52.57% | 37.93% | +14.64% |
Dividends
TDS vs. PEBK - Dividend Comparison
TDS's dividend yield for the trailing twelve months is around 31.00%, more than PEBK's 2.30% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PEBK Peoples Bancorp of North Carolina, Inc. | 2.30% | 2.65% | 2.94% | 2.94% | 2.67% | 2.39% | 3.26% | 2.01% | 2.13% | 1.46% | 1.52% | 1.45% |
TDS Telephone and Data Systems, Inc. | 31.00% | 0.39% | 0.91% | 4.03% | 6.86% | 3.47% | 3.66% | 2.60% | 1.97% | 2.23% | 2.05% | 2.18% |
Financials
TDS vs. PEBK - Financials Comparison
This section allows you to compare key financial metrics between Telephone and Data Systems, Inc. and Peoples Bancorp of North Carolina, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TDS vs. PEBK - Profitability Comparison
TDS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Telephone and Data Systems, Inc. reported a gross profit of 0.00 and revenue of 309.45M. Therefore, the gross margin over that period was 0.0%.
PEBK - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Peoples Bancorp of North Carolina, Inc. reported a gross profit of 20.43M and revenue of 26.76M. Therefore, the gross margin over that period was 76.3%.
TDS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Telephone and Data Systems, Inc. reported an operating income of 143.82M and revenue of 309.45M, resulting in an operating margin of 46.5%.
PEBK - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Peoples Bancorp of North Carolina, Inc. reported an operating income of 6.73M and revenue of 26.76M, resulting in an operating margin of 25.2%.
TDS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Telephone and Data Systems, Inc. reported a net income of 127.29M and revenue of 309.45M, resulting in a net margin of 41.1%.
PEBK - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Peoples Bancorp of North Carolina, Inc. reported a net income of 5.23M and revenue of 26.76M, resulting in a net margin of 19.6%.
Frequently Asked Questions
TDS and PEBK have a correlation of 0.18, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TDS has higher volatility (6.36%) compared to PEBK (6.16%). In terms of maximum drawdown, TDS dropped -88.89% vs PEBK's -84.20%.
PEBK currently has the higher Sharpe Ratio (1.98 vs 0.32), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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