TBBK vs. COLB

Last updated Apr 2, 2026

Compare and contrast key facts about The Bancorp, Inc. (TBBK) and Columbia Banking System, Inc. (COLB).

Performance

TBBK vs. COLB - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in The Bancorp, Inc. (TBBK) and Columbia Banking System, Inc. (COLB). The values are adjusted to include any dividend payments, if applicable.

TBBK vs. COLB - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
TBBK The Bancorp, Inc.	-18.82%	28.29%	36.49%	35.87%	12.13%	85.42%	5.24%	62.94%	-19.43%	25.70%
COLB Columbia Banking System, Inc.	1.12%	9.36%	8.05%	-5.86%	-4.26%	-6.24%	-8.16%	15.54%	-14.36%	-0.65%

Fundamentals

Market Cap TBBK : $2.42B COLB : $8.29B
EPS TBBK : $4.93 COLB : $2.21
PE Ratio TBBK : 11.12 COLB : 12.62
PEG Ratio TBBK : 0.40 COLB : 1.71
PS Ratio TBBK : 3.39 COLB : 2.22
PB Ratio TBBK : 3.50 COLB : 1.06
Total Revenue (TTM) TBBK : $747.68M COLB : $3.12B
Gross Profit (TTM) TBBK : $394.96M COLB : $1.46B
EBITDA (TTM) TBBK : $231.42M COLB : $548.31M

Returns By Period

In the year-to-date period, TBBK achieves a -18.82% return, which is significantly lower than COLB's 1.12% return. Over the past 10 years, TBBK has outperformed COLB with an annualized return of 26.46%, while COLB has yielded a comparatively lower 3.43% annualized return.

TBBK

• 1D: 2.01%
• 1M: 1.26%
• YTD: -18.82%
• 6M: -25.65%
• 1Y: 2.37%
• 3Y*: 25.32%
• 5Y*: 21.00%
• 10Y*: 26.46%

COLB

• 1D: 1.79%
• 1M: -3.86%
• YTD: 1.12%
• 6M: 10.31%
• 1Y: 19.05%
• 3Y*: 16.17%
• 5Y*: -3.56%
• 10Y*: 3.43%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

TBBK vs. COLB — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TBBK

TBBK Risk / Return Rank: 41
TBBK Sharpe Ratio Rank: 42
TBBK Sortino Ratio Rank: 38
TBBK Omega Ratio Rank: 39
TBBK Calmar Ratio Rank: 43
TBBK Martin Ratio Rank: 43

COLB

COLB Risk / Return Rank: 58
COLB Sharpe Ratio Rank: 60
COLB Sortino Ratio Rank: 53
COLB Omega Ratio Rank: 54
COLB Calmar Ratio Rank: 62
COLB Martin Ratio Rank: 64

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TBBK vs. COLB - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for The Bancorp, Inc. (TBBK) and Columbia Banking System, Inc. (COLB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	TBBK	COLB	Difference
Sharpe ratio Return per unit of total volatility	0.05	0.54	-0.49
Sortino ratio Return per unit of downside risk	0.39	0.94	-0.55
Omega ratio Gain probability vs. loss probability	1.06	1.13	-0.07
Calmar ratio Return relative to maximum drawdown	0.10	0.99	-0.88
Martin ratio Return relative to average drawdown	0.23	2.51	-2.29
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

TBBK vs. COLB - Sharpe Ratio Comparison

The current TBBK Sharpe Ratio is 0.05, which is lower than the COLB Sharpe Ratio of 0.54. The chart below compares the historical Sharpe Ratios of TBBK and COLB, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	TBBK	COLB	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.05	0.54	-0.49
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.45	-0.09	+0.55
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.52	0.09	+0.43
Sharpe Ratio (All Time) Calculated using the full available price history	0.11	0.17	-0.06

Correlation

The correlation between TBBK and COLB is 0.52, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

TBBK vs. COLB - Dividend Comparison

TBBK has not paid dividends to shareholders, while COLB's dividend yield for the trailing twelve months is around 5.23%.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
TBBK The Bancorp, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
COLB Columbia Banking System, Inc.	5.23%	5.19%	5.33%	5.17%	3.98%	3.48%	3.12%	2.75%	2.76%	2.03%	3.42%	3.57%

Drawdowns

TBBK vs. COLB - Drawdown Comparison

The maximum TBBK drawdown since its inception was -92.68%, which is greater than COLB's maximum drawdown of -85.93%. Use the drawdown chart below to compare losses from any high point for TBBK and COLB.

Drawdown Indicators

	TBBK	COLB	Difference
Max Drawdown Largest peak-to-trough decline	-92.68%	-85.93%	-6.75%
Max Drawdown (1Y) Largest decline over 1 year	-35.92%	-18.38%	-17.54%
Max Drawdown (5Y) Largest decline over 5 years	-48.94%	-55.69%	+6.75%
Max Drawdown (10Y) Largest decline over 10 years	-73.77%	-60.80%	-12.97%
Current Drawdown Current decline from peak	-31.78%	-28.61%	-3.17%
Average Drawdown Average peak-to-trough decline	-47.71%	-27.57%	-20.14%
Ulcer Index Depth and duration of drawdowns from previous peaks	16.54%	7.22%	+9.32%

Volatility

TBBK vs. COLB - Volatility Comparison

The Bancorp, Inc. (TBBK) has a higher volatility of 7.42% compared to Columbia Banking System, Inc. (COLB) at 6.95%. This indicates that TBBK's price experiences larger fluctuations and is considered to be riskier than COLB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TBBK	COLB	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.42%	6.95%	+0.47%
Volatility (6M) Calculated over the trailing 6-month period	37.23%	21.83%	+15.40%
Volatility (1Y) Calculated over the trailing 1-year period	49.41%	35.59%	+13.82%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	46.60%	38.23%	+8.37%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	51.18%	38.01%	+13.17%

Financials

TBBK vs. COLB - Profitability Comparison

The chart below illustrates the profitability comparison between The Bancorp, Inc. and Columbia Banking System, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

TBBK - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, The Bancorp, Inc. reported a gross profit of 0.00 and revenue of 80.53M. Therefore, the gross margin over that period was 0.0%.

COLB - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Columbia Banking System, Inc. reported a gross profit of 0.00 and revenue of 858.00M. Therefore, the gross margin over that period was 0.0%.

TBBK - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, The Bancorp, Inc. reported an operating income of 0.00 and revenue of 80.53M, resulting in an operating margin of 0.0%.

COLB - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Columbia Banking System, Inc. reported an operating income of 0.00 and revenue of 858.00M, resulting in an operating margin of 0.0%.

TBBK - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, The Bancorp, Inc. reported a net income of 56.29M and revenue of 80.53M, resulting in a net margin of 69.9%.

COLB - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Columbia Banking System, Inc. reported a net income of 215.00M and revenue of 858.00M, resulting in a net margin of 25.1%.