SWYOX vs. SWLGX
Compare and contrast key facts about Schwab Target 2065 Index Fund (SWYOX) and Schwab U.S. Large-Cap Growth Index Fund (SWLGX).
SWYOX is managed by Charles Schwab. It was launched on Feb 24, 2021. SWLGX is a passively managed fund by Charles Schwab that tracks the performance of the Russell 1000 Growth Index. It was launched on Dec 20, 2017.
Performance
SWYOX vs. SWLGX - Performance Comparison
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SWYOX vs. SWLGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
SWYOX Schwab Target 2065 Index Fund | -3.97% | 20.48% | 14.95% | 21.61% | -17.90% | 16.04% |
SWLGX Schwab U.S. Large-Cap Growth Index Fund | -13.06% | 18.55% | 33.30% | 42.67% | -29.17% | 33.69% |
Returns By Period
In the year-to-date period, SWYOX achieves a -3.97% return, which is significantly higher than SWLGX's -13.06% return.
SWYOX
- 1D
- -0.28%
- 1M
- -8.53%
- YTD
- -3.97%
- 6M
- -1.17%
- 1Y
- 16.64%
- 3Y*
- 14.89%
- 5Y*
- 8.38%
- 10Y*
- —
SWLGX
- 1D
- -0.46%
- 1M
- -8.63%
- YTD
- -13.06%
- 6M
- -12.07%
- 1Y
- 14.45%
- 3Y*
- 19.67%
- 5Y*
- 11.90%
- 10Y*
- —
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SWYOX vs. SWLGX - Expense Ratio Comparison
SWYOX has a 0.04% expense ratio, which is higher than SWLGX's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWYOX vs. SWLGX — Risk / Return Rank
SWYOX
SWLGX
SWYOX vs. SWLGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2065 Index Fund (SWYOX) and Schwab U.S. Large-Cap Growth Index Fund (SWLGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWYOX | SWLGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.03 | 0.66 | +0.37 |
Sortino ratioReturn per unit of downside risk | 1.53 | 1.10 | +0.43 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.15 | +0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.29 | 0.72 | +0.58 |
Martin ratioReturn relative to average drawdown | 6.19 | 2.51 | +3.68 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWYOX | SWLGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.03 | 0.66 | +0.37 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.56 | -0.01 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 0.68 | -0.10 |
Correlation
The correlation between SWYOX and SWLGX is 0.86, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWYOX vs. SWLGX - Dividend Comparison
SWYOX's dividend yield for the trailing twelve months is around 1.95%, more than SWLGX's 0.52% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
SWYOX Schwab Target 2065 Index Fund | 1.95% | 1.87% | 1.76% | 1.82% | 1.80% | 1.24% | 0.00% | 0.00% | 0.00% |
SWLGX Schwab U.S. Large-Cap Growth Index Fund | 0.52% | 0.46% | 0.52% | 0.67% | 0.93% | 1.76% | 0.67% | 0.96% | 1.03% |
Drawdowns
SWYOX vs. SWLGX - Drawdown Comparison
The maximum SWYOX drawdown since its inception was -26.02%, smaller than the maximum SWLGX drawdown of -32.69%. Use the drawdown chart below to compare losses from any high point for SWYOX and SWLGX.
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Drawdown Indicators
| SWYOX | SWLGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.02% | -32.69% | +6.67% |
Max Drawdown (1Y)Largest decline over 1 year | -11.64% | -16.16% | +4.52% |
Max Drawdown (5Y)Largest decline over 5 years | -26.02% | -32.69% | +6.67% |
Current DrawdownCurrent decline from peak | -9.13% | -16.16% | +7.03% |
Average DrawdownAverage peak-to-trough decline | -5.88% | -7.13% | +1.25% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.43% | 4.62% | -2.19% |
Volatility
SWYOX vs. SWLGX - Volatility Comparison
The current volatility for Schwab Target 2065 Index Fund (SWYOX) is 5.01%, while Schwab U.S. Large-Cap Growth Index Fund (SWLGX) has a volatility of 5.38%. This indicates that SWYOX experiences smaller price fluctuations and is considered to be less risky than SWLGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWYOX | SWLGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.01% | 5.38% | -0.37% |
Volatility (6M)Calculated over the trailing 6-month period | 9.01% | 11.82% | -2.81% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.38% | 22.31% | -5.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.47% | 21.47% | -6.00% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.45% | 22.78% | -7.33% |