SWYHX vs. VOOG
Compare and contrast key facts about Schwab Target 2045 Index Fund (SWYHX) and Vanguard S&P 500 Growth ETF (VOOG).
SWYHX is managed by Charles Schwab. It was launched on Aug 24, 2016. VOOG is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Growth Index. It was launched on Apr 5, 2019.
Performance
SWYHX vs. VOOG - Performance Comparison
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SWYHX vs. VOOG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWYHX Schwab Target 2045 Index Fund | -1.18% | 18.65% | 13.72% | 20.34% | -17.37% | 17.04% | 14.50% | 24.80% | -7.28% | 20.07% |
VOOG Vanguard S&P 500 Growth ETF | -6.97% | 22.11% | 35.89% | 29.96% | -29.48% | 31.95% | 33.35% | 30.93% | -0.21% | 27.19% |
Returns By Period
In the year-to-date period, SWYHX achieves a -1.18% return, which is significantly higher than VOOG's -6.97% return.
SWYHX
- 1D
- 2.50%
- 1M
- -4.95%
- YTD
- -1.18%
- 6M
- 1.05%
- 1Y
- 17.44%
- 3Y*
- 14.64%
- 5Y*
- 7.97%
- 10Y*
- —
VOOG
- 1D
- 1.30%
- 1M
- -4.28%
- YTD
- -6.97%
- 6M
- -5.29%
- 1Y
- 23.21%
- 3Y*
- 22.32%
- 5Y*
- 12.46%
- 10Y*
- 15.86%
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SWYHX vs. VOOG - Expense Ratio Comparison
SWYHX has a 0.04% expense ratio, which is lower than VOOG's 0.07% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWYHX vs. VOOG — Risk / Return Rank
SWYHX
VOOG
SWYHX vs. VOOG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2045 Index Fund (SWYHX) and Vanguard S&P 500 Growth ETF (VOOG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWYHX | VOOG | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.23 | 1.05 | +0.18 |
Sortino ratioReturn per unit of downside risk | 1.81 | 1.62 | +0.19 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.23 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.74 | 1.76 | -0.02 |
Martin ratioReturn relative to average drawdown | 8.20 | 6.81 | +1.39 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWYHX | VOOG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.23 | 1.05 | +0.18 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.59 | -0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.77 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.67 | 0.84 | -0.17 |
Correlation
The correlation between SWYHX and VOOG is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWYHX vs. VOOG - Dividend Comparison
SWYHX's dividend yield for the trailing twelve months is around 2.11%, more than VOOG's 0.53% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYHX Schwab Target 2045 Index Fund | 2.11% | 2.08% | 2.13% | 2.02% | 1.98% | 1.80% | 1.65% | 1.96% | 2.23% | 1.42% | 1.05% | 0.00% |
VOOG Vanguard S&P 500 Growth ETF | 0.53% | 0.49% | 0.49% | 1.12% | 0.93% | 0.53% | 0.88% | 1.26% | 1.34% | 1.32% | 1.47% | 1.56% |
Drawdowns
SWYHX vs. VOOG - Drawdown Comparison
The maximum SWYHX drawdown since its inception was -29.41%, smaller than the maximum VOOG drawdown of -32.73%. Use the drawdown chart below to compare losses from any high point for SWYHX and VOOG.
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Drawdown Indicators
| SWYHX | VOOG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.41% | -32.73% | +3.32% |
Max Drawdown (1Y)Largest decline over 1 year | -10.34% | -13.71% | +3.37% |
Max Drawdown (5Y)Largest decline over 5 years | -24.92% | -32.73% | +7.81% |
Max Drawdown (10Y)Largest decline over 10 years | — | -32.73% | — |
Current DrawdownCurrent decline from peak | -5.85% | -9.07% | +3.22% |
Average DrawdownAverage peak-to-trough decline | -4.44% | -5.01% | +0.57% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.19% | 3.54% | -1.35% |
Volatility
SWYHX vs. VOOG - Volatility Comparison
The current volatility for Schwab Target 2045 Index Fund (SWYHX) is 5.25%, while Vanguard S&P 500 Growth ETF (VOOG) has a volatility of 7.28%. This indicates that SWYHX experiences smaller price fluctuations and is considered to be less risky than VOOG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWYHX | VOOG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.25% | 7.28% | -2.03% |
Volatility (6M)Calculated over the trailing 6-month period | 8.25% | 12.68% | -4.43% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.55% | 22.28% | -7.73% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.04% | 21.16% | -7.12% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.06% | 20.65% | -5.59% |