SWYEX vs. AAPL

Last updated Apr 2, 2026

Compare and contrast key facts about Schwab Target 2030 Index Fund (SWYEX) and Apple Inc (AAPL).

SWYEX is managed by Charles Schwab. It was launched on Aug 24, 2016.

Performance

SWYEX vs. AAPL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Schwab Target 2030 Index Fund (SWYEX) and Apple Inc (AAPL). The values are adjusted to include any dividend payments, if applicable.

SWYEX vs. AAPL - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
SWYEX Schwab Target 2030 Index Fund	-0.85%	14.82%	10.38%	16.65%	-15.68%	12.58%	13.17%	20.88%	-5.07%	16.22%
AAPL Apple Inc	-5.88%	9.05%	30.71%	49.01%	-26.40%	34.65%	82.31%	88.96%	-5.39%	48.46%

Returns By Period

In the year-to-date period, SWYEX achieves a -0.85% return, which is significantly higher than AAPL's -5.88% return.

SWYEX

• 1D: 1.69%
• 1M: -3.70%
• YTD: -0.85%
• 6M: 0.88%
• 1Y: 12.98%
• 3Y*: 11.54%
• 5Y*: 6.08%
• 10Y*: —

AAPL

• 1D: 0.73%
• 1M: -3.43%
• YTD: -5.88%
• 6M: 0.26%
• 1Y: 15.03%
• 3Y*: 16.29%
• 5Y*: 16.37%
• 10Y*: 26.22%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

SWYEX vs. AAPL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SWYEX

SWYEX Risk / Return Rank: 75
SWYEX Sharpe Ratio Rank: 72
SWYEX Sortino Ratio Rank: 74
SWYEX Omega Ratio Rank: 72
SWYEX Calmar Ratio Rank: 75
SWYEX Martin Ratio Rank: 82

AAPL

AAPL Risk / Return Rank: 56
AAPL Sharpe Ratio Rank: 58
AAPL Sortino Ratio Rank: 53
AAPL Omega Ratio Rank: 54
AAPL Calmar Ratio Rank: 57
AAPL Martin Ratio Rank: 61

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SWYEX vs. AAPL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2030 Index Fund (SWYEX) and Apple Inc (AAPL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SWYEX	AAPL	Difference
Sharpe ratio Return per unit of total volatility	1.30	0.48	+0.82
Sortino ratio Return per unit of downside risk	1.89	0.93	+0.96
Omega ratio Gain probability vs. loss probability	1.28	1.13	+0.15
Calmar ratio Return relative to maximum drawdown	1.83	0.68	+1.15
Martin ratio Return relative to average drawdown	8.44	2.10	+6.34
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SWYEX vs. AAPL - Sharpe Ratio Comparison

The current SWYEX Sharpe Ratio is 1.30, which is higher than the AAPL Sharpe Ratio of 0.48. The chart below compares the historical Sharpe Ratios of SWYEX and AAPL, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	SWYEX	AAPL	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.30	0.48	+0.82
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.56	0.60	-0.04
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.91	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.71	0.43	+0.27

Correlation

The correlation between SWYEX and AAPL is 0.63, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

SWYEX vs. AAPL - Dividend Comparison

SWYEX's dividend yield for the trailing twelve months is around 2.53%, more than AAPL's 0.41% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SWYEX Schwab Target 2030 Index Fund	2.53%	2.51%	2.60%	2.28%	2.14%	1.85%	1.72%	1.92%	2.23%	1.31%	1.02%	0.00%
AAPL Apple Inc	0.41%	0.38%	0.40%	0.49%	0.70%	0.49%	0.61%	1.04%	1.79%	1.45%	1.93%	1.93%

Drawdowns

SWYEX vs. AAPL - Drawdown Comparison

The maximum SWYEX drawdown since its inception was -23.23%, smaller than the maximum AAPL drawdown of -81.80%. Use the drawdown chart below to compare losses from any high point for SWYEX and AAPL.

Drawdown Indicators

	SWYEX	AAPL	Difference
Max Drawdown Largest peak-to-trough decline	-23.23%	-81.80%	+58.57%
Max Drawdown (1Y) Largest decline over 1 year	-7.43%	-22.99%	+15.56%
Max Drawdown (5Y) Largest decline over 5 years	-22.03%	-33.36%	+11.33%
Max Drawdown (10Y) Largest decline over 10 years	—	-38.52%	—
Current Drawdown Current decline from peak	-4.28%	-10.59%	+6.31%
Average Drawdown Average peak-to-trough decline	-3.73%	-29.71%	+25.98%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.61%	7.41%	-5.80%

Volatility

SWYEX vs. AAPL - Volatility Comparison

The current volatility for Schwab Target 2030 Index Fund (SWYEX) is 3.77%, while Apple Inc (AAPL) has a volatility of 5.65%. This indicates that SWYEX experiences smaller price fluctuations and is considered to be less risky than AAPL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SWYEX	AAPL	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.77%	5.65%	-1.88%
Volatility (6M) Calculated over the trailing 6-month period	5.79%	15.11%	-9.32%
Volatility (1Y) Calculated over the trailing 1-year period	10.29%	31.61%	-21.32%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	10.86%	27.46%	-16.60%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	11.57%	28.93%	-17.36%