SWYAX vs. TRRFX
Compare and contrast key facts about Schwab Target 2010 Index Fund (SWYAX) and T. Rowe Price Retirement 2005 Fund (TRRFX).
SWYAX is managed by Schwab Funds. It was launched on Aug 24, 2016. TRRFX is managed by T. Rowe Price. It was launched on Feb 26, 2004.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWYAX or TRRFX.
Correlation
The correlation between SWYAX and TRRFX is 0.91, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWYAX vs. TRRFX - Performance Comparison
Key characteristics
SWYAX:
1.58
TRRFX:
1.82
SWYAX:
2.23
TRRFX:
2.56
SWYAX:
1.29
TRRFX:
1.34
SWYAX:
1.89
TRRFX:
0.52
SWYAX:
7.28
TRRFX:
8.39
SWYAX:
1.28%
TRRFX:
1.20%
SWYAX:
5.88%
TRRFX:
5.52%
SWYAX:
-18.54%
TRRFX:
-36.04%
SWYAX:
-1.77%
TRRFX:
-11.63%
Returns By Period
In the year-to-date period, SWYAX achieves a 1.38% return, which is significantly lower than TRRFX's 1.67% return.
SWYAX
1.38%
0.69%
2.85%
8.66%
3.91%
N/A
TRRFX
1.67%
1.50%
2.65%
9.37%
-0.15%
1.56%
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SWYAX vs. TRRFX - Expense Ratio Comparison
SWYAX has a 0.04% expense ratio, which is lower than TRRFX's 0.49% expense ratio.
Risk-Adjusted Performance
SWYAX vs. TRRFX — Risk-Adjusted Performance Rank
SWYAX
TRRFX
SWYAX vs. TRRFX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2010 Index Fund (SWYAX) and T. Rowe Price Retirement 2005 Fund (TRRFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWYAX vs. TRRFX - Dividend Comparison
SWYAX's dividend yield for the trailing twelve months is around 3.24%, more than TRRFX's 2.96% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYAX Schwab Target 2010 Index Fund | 3.24% | 3.29% | 2.85% | 2.45% | 1.91% | 1.66% | 2.14% | 1.96% | 1.17% | 0.75% | 0.00% | 0.00% |
TRRFX T. Rowe Price Retirement 2005 Fund | 2.96% | 3.01% | 2.82% | 3.24% | 2.11% | 1.71% | 2.34% | 2.51% | 1.98% | 1.87% | 2.09% | 2.00% |
Drawdowns
SWYAX vs. TRRFX - Drawdown Comparison
The maximum SWYAX drawdown since its inception was -18.54%, smaller than the maximum TRRFX drawdown of -36.04%. Use the drawdown chart below to compare losses from any high point for SWYAX and TRRFX. For additional features, visit the drawdowns tool.
Volatility
SWYAX vs. TRRFX - Volatility Comparison
Schwab Target 2010 Index Fund (SWYAX) has a higher volatility of 2.51% compared to T. Rowe Price Retirement 2005 Fund (TRRFX) at 2.27%. This indicates that SWYAX's price experiences larger fluctuations and is considered to be riskier than TRRFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.