SWNRX vs. VFIFX
Compare and contrast key facts about Schwab Target 2050 Fund (SWNRX) and Vanguard Target Retirement 2050 Fund (VFIFX).
SWNRX is managed by Charles Schwab. It was launched on Jan 22, 2013. VFIFX is managed by Vanguard. It was launched on Jun 7, 2006.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWNRX or VFIFX.
Key characteristics
| SWNRX | VFIFX | |
|---|---|---|
| YTD Return | 16.15% | 16.04% |
| 1Y Return | 24.72% | 24.34% |
| 3Y Return (Ann) | 3.90% | 4.66% |
| 5Y Return (Ann) | 9.66% | 10.11% |
| 10Y Return (Ann) | 8.39% | 8.90% |
| Sharpe Ratio | 2.43 | 2.40 |
| Sortino Ratio | 3.24 | 3.40 |
| Omega Ratio | 1.49 | 1.45 |
| Calmar Ratio | 2.67 | 3.35 |
| Martin Ratio | 16.46 | 15.80 |
| Ulcer Index | 1.68% | 1.71% |
| Daily Std Dev | 11.39% | 11.29% |
| Max Drawdown | -32.87% | -51.68% |
| Current Drawdown | -1.11% | -1.19% |
Correlation
The correlation between SWNRX and VFIFX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWNRX vs. VFIFX - Performance Comparison
The year-to-date returns for both stocks are quite close, with SWNRX having a 16.15% return and VFIFX slightly lower at 16.04%. Over the past 10 years, SWNRX has underperformed VFIFX with an annualized return of 8.39%, while VFIFX has yielded a comparatively higher 8.90% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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SWNRX vs. VFIFX - Expense Ratio Comparison
SWNRX has a 0.00% expense ratio, which is lower than VFIFX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWNRX vs. VFIFX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2050 Fund (SWNRX) and Vanguard Target Retirement 2050 Fund (VFIFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWNRX vs. VFIFX - Dividend Comparison
SWNRX's dividend yield for the trailing twelve months is around 1.63%, less than VFIFX's 1.90% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWNRX Schwab Target 2050 Fund | 1.63% | 1.89% | 1.76% | 2.99% | 1.07% | 1.94% | 2.62% | 2.58% | 1.49% | 1.95% | 2.38% | 1.51% |
VFIFX Vanguard Target Retirement 2050 Fund | 1.90% | 2.21% | 2.13% | 2.19% | 1.63% | 2.20% | 2.43% | 1.89% | 1.93% | 2.05% | 2.01% | 1.84% |
Drawdowns
SWNRX vs. VFIFX - Drawdown Comparison
The maximum SWNRX drawdown since its inception was -32.87%, smaller than the maximum VFIFX drawdown of -51.68%. Use the drawdown chart below to compare losses from any high point for SWNRX and VFIFX. For additional features, visit the drawdowns tool.
Volatility
SWNRX vs. VFIFX - Volatility Comparison
Schwab Target 2050 Fund (SWNRX) and Vanguard Target Retirement 2050 Fund (VFIFX) have volatilities of 2.91% and 2.85%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.