SWNRX vs. SCHG
Compare and contrast key facts about Schwab Target 2050 Fund (SWNRX) and Schwab U.S. Large-Cap Growth ETF (SCHG).
SWNRX is managed by Charles Schwab. It was launched on Jan 22, 2013. SCHG is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. It was launched on Dec 11, 2009.
Performance
SWNRX vs. SCHG - Performance Comparison
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SWNRX vs. SCHG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWNRX Schwab Target 2050 Fund | -1.40% | 19.56% | 13.90% | 20.65% | -19.60% | 17.76% | 15.28% | 23.39% | -10.31% | 22.98% |
SCHG Schwab U.S. Large-Cap Growth ETF | -9.73% | 17.50% | 34.95% | 50.10% | -31.80% | 28.11% | 39.14% | 36.02% | -1.36% | 28.05% |
Returns By Period
In the year-to-date period, SWNRX achieves a -1.40% return, which is significantly higher than SCHG's -9.73% return. Over the past 10 years, SWNRX has underperformed SCHG with an annualized return of 10.00%, while SCHG has yielded a comparatively higher 16.95% annualized return.
SWNRX
- 1D
- 2.60%
- 1M
- -5.96%
- YTD
- -1.40%
- 6M
- 0.94%
- 1Y
- 18.52%
- 3Y*
- 14.85%
- 5Y*
- 7.60%
- 10Y*
- 10.00%
SCHG
- 1D
- 0.96%
- 1M
- -4.46%
- YTD
- -9.73%
- 6M
- -8.15%
- 1Y
- 17.00%
- 3Y*
- 22.30%
- 5Y*
- 12.76%
- 10Y*
- 16.95%
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SWNRX vs. SCHG - Expense Ratio Comparison
SWNRX has a 0.00% expense ratio, which is lower than SCHG's 0.04% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWNRX vs. SCHG — Risk / Return Rank
SWNRX
SCHG
SWNRX vs. SCHG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2050 Fund (SWNRX) and Schwab U.S. Large-Cap Growth ETF (SCHG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWNRX | SCHG | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.24 | 0.76 | +0.48 |
Sortino ratioReturn per unit of downside risk | 1.79 | 1.24 | +0.54 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.17 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.76 | 1.09 | +0.67 |
Martin ratioReturn relative to average drawdown | 7.87 | 3.71 | +4.16 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWNRX | SCHG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.24 | 0.76 | +0.48 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.47 | 0.57 | -0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.62 | 0.79 | -0.17 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.63 | 0.79 | -0.17 |
Correlation
The correlation between SWNRX and SCHG is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWNRX vs. SCHG - Dividend Comparison
SWNRX's dividend yield for the trailing twelve months is around 4.98%, more than SCHG's 0.43% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWNRX Schwab Target 2050 Fund | 4.98% | 4.91% | 3.33% | 3.38% | 8.27% | 5.97% | 2.35% | 4.95% | 6.51% | 2.71% | 5.34% | 5.80% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.43% | 0.36% | 0.39% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% |
Drawdowns
SWNRX vs. SCHG - Drawdown Comparison
The maximum SWNRX drawdown since its inception was -31.50%, smaller than the maximum SCHG drawdown of -34.59%. Use the drawdown chart below to compare losses from any high point for SWNRX and SCHG.
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Drawdown Indicators
| SWNRX | SCHG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.50% | -34.59% | +3.09% |
Max Drawdown (1Y)Largest decline over 1 year | -10.67% | -16.41% | +5.74% |
Max Drawdown (5Y)Largest decline over 5 years | -31.18% | -34.59% | +3.41% |
Max Drawdown (10Y)Largest decline over 10 years | -31.50% | -34.59% | +3.09% |
Current DrawdownCurrent decline from peak | -6.79% | -12.51% | +5.72% |
Average DrawdownAverage peak-to-trough decline | -5.53% | -5.22% | -0.31% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.39% | 4.84% | -2.45% |
Volatility
SWNRX vs. SCHG - Volatility Comparison
The current volatility for Schwab Target 2050 Fund (SWNRX) is 5.73%, while Schwab U.S. Large-Cap Growth ETF (SCHG) has a volatility of 6.77%. This indicates that SWNRX experiences smaller price fluctuations and is considered to be less risky than SCHG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWNRX | SCHG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.73% | 6.77% | -1.04% |
Volatility (6M)Calculated over the trailing 6-month period | 9.10% | 12.54% | -3.44% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.26% | 22.45% | -7.19% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.18% | 22.31% | -6.13% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.27% | 21.51% | -5.24% |