SWNRX vs. MSTR

Last updated Apr 1, 2026

Compare and contrast key facts about Schwab Target 2050 Fund (SWNRX) and MicroStrategy Incorporated (MSTR).

SWNRX is managed by Charles Schwab. It was launched on Jan 22, 2013.

Performance

SWNRX vs. MSTR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Schwab Target 2050 Fund (SWNRX) and MicroStrategy Incorporated (MSTR). The values are adjusted to include any dividend payments, if applicable.

SWNRX vs. MSTR - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
SWNRX Schwab Target 2050 Fund	-3.90%	19.56%	13.90%	20.65%	-19.60%	17.76%	15.28%	23.39%	-10.31%	22.98%
MSTR MicroStrategy Incorporated	-17.87%	-47.53%	358.54%	346.15%	-74.00%	40.13%	172.42%	11.65%	-2.70%	-33.49%

Returns By Period

In the year-to-date period, SWNRX achieves a -3.90% return, which is significantly higher than MSTR's -17.87% return. Over the past 10 years, SWNRX has underperformed MSTR with an annualized return of 9.72%, while MSTR has yielded a comparatively higher 21.18% annualized return.

SWNRX

• 1D: -0.27%
• 1M: -8.70%
• YTD: -3.90%
• 6M: -1.16%
• 1Y: 15.79%
• 3Y*: 13.87%
• 5Y*: 7.34%
• 10Y*: 9.72%

MSTR

• 1D: 2.77%
• 1M: -3.63%
• YTD: -17.87%
• 6M: -61.27%
• 1Y: -56.71%
• 3Y*: 62.23%
• 5Y*: 12.15%
• 10Y*: 21.18%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

SWNRX vs. MSTR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SWNRX

SWNRX Risk / Return Rank: 60
SWNRX Sharpe Ratio Rank: 59
SWNRX Sortino Ratio Rank: 60
SWNRX Omega Ratio Rank: 60
SWNRX Calmar Ratio Rank: 57
SWNRX Martin Ratio Rank: 64

MSTR

MSTR Risk / Return Rank: 13
MSTR Sharpe Ratio Rank: 10
MSTR Sortino Ratio Rank: 10
MSTR Omega Ratio Rank: 12
MSTR Calmar Ratio Rank: 16
MSTR Martin Ratio Rank: 17

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SWNRX vs. MSTR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2050 Fund (SWNRX) and MicroStrategy Incorporated (MSTR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SWNRX	MSTR	Difference
Sharpe ratio Return per unit of total volatility	1.05	-0.77	+1.82
Sortino ratio Return per unit of downside risk	1.54	-1.12	+2.66
Omega ratio Gain probability vs. loss probability	1.23	0.87	+0.35
Calmar ratio Return relative to maximum drawdown	1.33	-0.74	+2.07
Martin ratio Return relative to average drawdown	6.02	-1.29	+7.31
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SWNRX vs. MSTR - Sharpe Ratio Comparison

The current SWNRX Sharpe Ratio is 1.05, which is higher than the MSTR Sharpe Ratio of -0.77. The chart below compares the historical Sharpe Ratios of SWNRX and MSTR, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	SWNRX	MSTR	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.05	-0.77	+1.82
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.46	0.13	+0.32
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.60	0.29	+0.31
Sharpe Ratio (All Time) Calculated using the full available price history	0.61	0.12	+0.49

Correlation

The correlation between SWNRX and MSTR is 0.50, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

SWNRX vs. MSTR - Dividend Comparison

SWNRX's dividend yield for the trailing twelve months is around 5.11%, while MSTR has not paid dividends to shareholders.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SWNRX Schwab Target 2050 Fund	5.11%	4.91%	3.33%	3.38%	8.27%	5.97%	2.35%	4.95%	6.51%	2.71%	5.34%	5.80%
MSTR MicroStrategy Incorporated	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

SWNRX vs. MSTR - Drawdown Comparison

The maximum SWNRX drawdown since its inception was -31.50%, smaller than the maximum MSTR drawdown of -99.86%. Use the drawdown chart below to compare losses from any high point for SWNRX and MSTR.

Drawdown Indicators

	SWNRX	MSTR	Difference
Max Drawdown Largest peak-to-trough decline	-31.50%	-99.86%	+68.36%
Max Drawdown (1Y) Largest decline over 1 year	-10.67%	-76.53%	+65.86%
Max Drawdown (5Y) Largest decline over 5 years	-31.18%	-84.11%	+52.93%
Max Drawdown (10Y) Largest decline over 10 years	-31.50%	-89.27%	+57.77%
Current Drawdown Current decline from peak	-9.15%	-73.66%	+64.51%
Average Drawdown Average peak-to-trough decline	-5.53%	-86.60%	+81.07%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.35%	43.98%	-41.63%

Volatility

SWNRX vs. MSTR - Volatility Comparison

The current volatility for Schwab Target 2050 Fund (SWNRX) is 4.88%, while MicroStrategy Incorporated (MSTR) has a volatility of 18.69%. This indicates that SWNRX experiences smaller price fluctuations and is considered to be less risky than MSTR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SWNRX	MSTR	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.88%	18.69%	-13.81%
Volatility (6M) Calculated over the trailing 6-month period	8.74%	55.56%	-46.82%
Volatility (1Y) Calculated over the trailing 1-year period	15.08%	74.10%	-59.02%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.13%	91.30%	-75.17%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.25%	73.16%	-56.91%