SWMRX vs. VTIVX
Compare and contrast key facts about Schwab Target 2045 Fund (SWMRX) and Vanguard Target Retirement 2045 Fund (VTIVX).
SWMRX is managed by Charles Schwab. It was launched on Jan 22, 2013. VTIVX is managed by Vanguard. It was launched on Oct 27, 2003.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWMRX or VTIVX.
Correlation
The correlation between SWMRX and VTIVX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWMRX vs. VTIVX - Performance Comparison
Key characteristics
SWMRX:
0.46
VTIVX:
0.65
SWMRX:
0.78
VTIVX:
1.04
SWMRX:
1.11
VTIVX:
1.15
SWMRX:
0.50
VTIVX:
0.71
SWMRX:
2.09
VTIVX:
3.15
SWMRX:
3.49%
VTIVX:
3.03%
SWMRX:
14.91%
VTIVX:
14.06%
SWMRX:
-32.28%
VTIVX:
-51.69%
SWMRX:
-3.68%
VTIVX:
-2.77%
Returns By Period
In the year-to-date period, SWMRX achieves a 1.39% return, which is significantly lower than VTIVX's 1.75% return. Over the past 10 years, SWMRX has underperformed VTIVX with an annualized return of 4.75%, while VTIVX has yielded a comparatively higher 8.11% annualized return.
SWMRX
1.39%
5.46%
-2.48%
6.83%
8.56%
4.75%
VTIVX
1.75%
5.60%
-0.53%
9.10%
11.75%
8.11%
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SWMRX vs. VTIVX - Expense Ratio Comparison
SWMRX has a 0.00% expense ratio, which is lower than VTIVX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWMRX vs. VTIVX — Risk-Adjusted Performance Rank
SWMRX
VTIVX
SWMRX vs. VTIVX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2045 Fund (SWMRX) and Vanguard Target Retirement 2045 Fund (VTIVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWMRX vs. VTIVX - Dividend Comparison
SWMRX's dividend yield for the trailing twelve months is around 3.10%, more than VTIVX's 2.32% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWMRX Schwab Target 2045 Fund | 3.10% | 3.14% | 2.98% | 7.88% | 5.18% | 2.45% | 5.46% | 6.63% | 2.79% | 5.28% | 5.76% | 3.70% |
VTIVX Vanguard Target Retirement 2045 Fund | 2.32% | 2.36% | 2.28% | 2.75% | 15.40% | 1.90% | 2.23% | 2.52% | 1.95% | 2.47% | 3.29% | 2.07% |
Drawdowns
SWMRX vs. VTIVX - Drawdown Comparison
The maximum SWMRX drawdown since its inception was -32.28%, smaller than the maximum VTIVX drawdown of -51.69%. Use the drawdown chart below to compare losses from any high point for SWMRX and VTIVX. For additional features, visit the drawdowns tool.
Volatility
SWMRX vs. VTIVX - Volatility Comparison
Schwab Target 2045 Fund (SWMRX) has a higher volatility of 4.59% compared to Vanguard Target Retirement 2045 Fund (VTIVX) at 4.35%. This indicates that SWMRX's price experiences larger fluctuations and is considered to be riskier than VTIVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.