SWGRX vs. SPY
Compare and contrast key facts about Schwab Target 2015 Fund (SWGRX) and SPDR S&P 500 ETF (SPY).
SWGRX is managed by Charles Schwab. It was launched on Mar 11, 2008. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWGRX or SPY.
Correlation
The correlation between SWGRX and SPY is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWGRX vs. SPY - Performance Comparison
Key characteristics
SWGRX:
0.78
SPY:
1.97
SWGRX:
0.99
SPY:
2.64
SWGRX:
1.17
SPY:
1.36
SWGRX:
0.39
SPY:
2.97
SWGRX:
2.45
SPY:
12.34
SWGRX:
2.44%
SPY:
2.03%
SWGRX:
7.62%
SPY:
12.68%
SWGRX:
-34.85%
SPY:
-55.19%
SWGRX:
-10.14%
SPY:
-0.01%
Returns By Period
In the year-to-date period, SWGRX achieves a 2.53% return, which is significantly lower than SPY's 4.03% return. Over the past 10 years, SWGRX has underperformed SPY with an annualized return of 1.21%, while SPY has yielded a comparatively higher 13.24% annualized return.
SWGRX
2.53%
1.67%
-1.51%
4.99%
0.70%
1.21%
SPY
4.03%
2.03%
10.70%
23.63%
14.37%
13.24%
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SWGRX vs. SPY - Expense Ratio Comparison
SWGRX has a 0.00% expense ratio, which is lower than SPY's 0.09% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWGRX vs. SPY — Risk-Adjusted Performance Rank
SWGRX
SPY
SWGRX vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2015 Fund (SWGRX) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWGRX vs. SPY - Dividend Comparison
SWGRX's dividend yield for the trailing twelve months is around 3.15%, more than SPY's 1.16% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWGRX Schwab Target 2015 Fund | 3.15% | 3.23% | 2.90% | 2.58% | 2.24% | 1.96% | 2.62% | 2.77% | 2.26% | 1.94% | 1.82% | 2.25% |
SPY SPDR S&P 500 ETF | 1.16% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
SWGRX vs. SPY - Drawdown Comparison
The maximum SWGRX drawdown since its inception was -34.85%, smaller than the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for SWGRX and SPY. For additional features, visit the drawdowns tool.
Volatility
SWGRX vs. SPY - Volatility Comparison
The current volatility for Schwab Target 2015 Fund (SWGRX) is 1.53%, while SPDR S&P 500 ETF (SPY) has a volatility of 3.15%. This indicates that SWGRX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.