SWAGX vs. SWTSX
Compare and contrast key facts about Schwab U.S. Aggregate Bond Index Fund (SWAGX) and Schwab Total Stock Market Index Fund (SWTSX).
SWAGX is managed by Charles Schwab. SWTSX is managed by Charles Schwab. It was launched on Jun 1, 1999.
Performance
SWAGX vs. SWTSX - Performance Comparison
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SWAGX vs. SWTSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWAGX Schwab U.S. Aggregate Bond Index Fund | -0.44% | 7.11% | 1.38% | 5.46% | -13.62% | -2.29% | 7.39% | 8.64% | -0.11% | 2.62% |
SWTSX Schwab Total Stock Market Index Fund | -6.77% | 17.04% | 23.84% | 26.05% | -19.54% | 25.65% | 20.71% | 30.90% | -5.35% | 14.51% |
Returns By Period
In the year-to-date period, SWAGX achieves a -0.44% return, which is significantly higher than SWTSX's -6.77% return.
SWAGX
- 1D
- 0.56%
- 1M
- -2.30%
- YTD
- -0.44%
- 6M
- 0.48%
- 1Y
- 3.81%
- 3Y*
- 3.39%
- 5Y*
- 0.01%
- 10Y*
- —
SWTSX
- 1D
- -0.46%
- 1M
- -7.67%
- YTD
- -6.77%
- 6M
- -4.59%
- 1Y
- 14.70%
- 3Y*
- 16.68%
- 5Y*
- 10.10%
- 10Y*
- 13.21%
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SWAGX vs. SWTSX - Expense Ratio Comparison
SWAGX has a 0.04% expense ratio, which is higher than SWTSX's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWAGX vs. SWTSX — Risk / Return Rank
SWAGX
SWTSX
SWAGX vs. SWTSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab U.S. Aggregate Bond Index Fund (SWAGX) and Schwab Total Stock Market Index Fund (SWTSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWAGX | SWTSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.98 | 0.83 | +0.16 |
Sortino ratioReturn per unit of downside risk | 1.42 | 1.28 | +0.13 |
Omega ratioGain probability vs. loss probability | 1.17 | 1.19 | -0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.75 | 1.04 | +0.71 |
Martin ratioReturn relative to average drawdown | 4.95 | 5.04 | -0.09 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWAGX | SWTSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.98 | 0.83 | +0.16 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.00 | 0.58 | -0.58 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.71 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.30 | 0.40 | -0.10 |
Correlation
The correlation between SWAGX and SWTSX is 0.01, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
SWAGX vs. SWTSX - Dividend Comparison
SWAGX's dividend yield for the trailing twelve months is around 3.76%, more than SWTSX's 1.18% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWAGX Schwab U.S. Aggregate Bond Index Fund | 3.76% | 4.02% | 3.88% | 3.22% | 1.93% | 1.56% | 2.47% | 2.87% | 2.80% | 1.98% | 0.00% | 0.00% |
SWTSX Schwab Total Stock Market Index Fund | 1.18% | 1.10% | 1.24% | 1.41% | 1.62% | 1.46% | 1.63% | 1.92% | 2.58% | 1.83% | 2.32% | 2.79% |
Drawdowns
SWAGX vs. SWTSX - Drawdown Comparison
The maximum SWAGX drawdown since its inception was -19.68%, smaller than the maximum SWTSX drawdown of -54.60%. Use the drawdown chart below to compare losses from any high point for SWAGX and SWTSX.
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Drawdown Indicators
| SWAGX | SWTSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.68% | -54.60% | +34.92% |
Max Drawdown (1Y)Largest decline over 1 year | -2.84% | -12.42% | +9.58% |
Max Drawdown (5Y)Largest decline over 5 years | -18.76% | -25.40% | +6.64% |
Max Drawdown (10Y)Largest decline over 10 years | — | -35.01% | — |
Current DrawdownCurrent decline from peak | -4.18% | -8.88% | +4.70% |
Average DrawdownAverage peak-to-trough decline | -5.72% | -10.63% | +4.91% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.00% | 2.56% | -1.56% |
Volatility
SWAGX vs. SWTSX - Volatility Comparison
The current volatility for Schwab U.S. Aggregate Bond Index Fund (SWAGX) is 1.66%, while Schwab Total Stock Market Index Fund (SWTSX) has a volatility of 4.45%. This indicates that SWAGX experiences smaller price fluctuations and is considered to be less risky than SWTSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWAGX | SWTSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.66% | 4.45% | -2.79% |
Volatility (6M)Calculated over the trailing 6-month period | 2.70% | 9.42% | -6.72% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.48% | 18.52% | -14.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.06% | 17.41% | -11.35% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.13% | 18.57% | -13.44% |