SWAGX vs. SWISX
Compare and contrast key facts about Schwab U.S. Aggregate Bond Index Fund (SWAGX) and Schwab International Index Fund (SWISX).
SWAGX is managed by Charles Schwab. SWISX is a passively managed fund by Charles Schwab that tracks the performance of the MSCI EAFE Index. It was launched on May 19, 1997.
Performance
SWAGX vs. SWISX - Performance Comparison
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SWAGX vs. SWISX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWAGX Schwab U.S. Aggregate Bond Index Fund | -0.44% | 7.11% | 1.38% | 5.46% | -13.62% | -2.29% | 7.39% | 8.64% | -0.11% | 2.62% |
SWISX Schwab International Index Fund | -1.95% | 31.59% | 3.54% | 18.13% | -14.30% | 11.25% | 8.14% | 21.87% | -13.38% | 18.99% |
Returns By Period
In the year-to-date period, SWAGX achieves a -0.44% return, which is significantly higher than SWISX's -1.95% return.
SWAGX
- 1D
- 0.56%
- 1M
- -2.30%
- YTD
- -0.44%
- 6M
- 0.48%
- 1Y
- 3.81%
- 3Y*
- 3.39%
- 5Y*
- 0.01%
- 10Y*
- —
SWISX
- 1D
- 0.32%
- 1M
- -10.91%
- YTD
- -1.95%
- 6M
- 2.32%
- 1Y
- 19.51%
- 3Y*
- 13.26%
- 5Y*
- 7.79%
- 10Y*
- 8.51%
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SWAGX vs. SWISX - Expense Ratio Comparison
SWAGX has a 0.04% expense ratio, which is lower than SWISX's 0.06% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWAGX vs. SWISX — Risk / Return Rank
SWAGX
SWISX
SWAGX vs. SWISX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab U.S. Aggregate Bond Index Fund (SWAGX) and Schwab International Index Fund (SWISX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWAGX | SWISX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.98 | 1.08 | -0.10 |
Sortino ratioReturn per unit of downside risk | 1.42 | 1.52 | -0.10 |
Omega ratioGain probability vs. loss probability | 1.17 | 1.22 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.75 | 1.51 | +0.23 |
Martin ratioReturn relative to average drawdown | 4.95 | 5.81 | -0.86 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWAGX | SWISX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.98 | 1.08 | -0.10 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.00 | 0.49 | -0.49 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.51 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.30 | 0.29 | +0.02 |
Correlation
The correlation between SWAGX and SWISX is 0.06, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
SWAGX vs. SWISX - Dividend Comparison
SWAGX's dividend yield for the trailing twelve months is around 3.76%, more than SWISX's 3.62% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWAGX Schwab U.S. Aggregate Bond Index Fund | 3.76% | 4.02% | 3.88% | 3.22% | 1.93% | 1.56% | 2.47% | 2.87% | 2.80% | 1.98% | 0.00% | 0.00% |
SWISX Schwab International Index Fund | 3.62% | 3.55% | 3.29% | 3.31% | 2.73% | 3.34% | 1.88% | 3.09% | 3.15% | 2.71% | 3.19% | 2.71% |
Drawdowns
SWAGX vs. SWISX - Drawdown Comparison
The maximum SWAGX drawdown since its inception was -19.68%, smaller than the maximum SWISX drawdown of -60.65%. Use the drawdown chart below to compare losses from any high point for SWAGX and SWISX.
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Drawdown Indicators
| SWAGX | SWISX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.68% | -60.65% | +40.97% |
Max Drawdown (1Y)Largest decline over 1 year | -2.84% | -11.39% | +8.55% |
Max Drawdown (5Y)Largest decline over 5 years | -18.76% | -29.42% | +10.66% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.83% | — |
Current DrawdownCurrent decline from peak | -4.18% | -10.91% | +6.73% |
Average DrawdownAverage peak-to-trough decline | -5.72% | -14.88% | +9.16% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.00% | 2.97% | -1.97% |
Volatility
SWAGX vs. SWISX - Volatility Comparison
The current volatility for Schwab U.S. Aggregate Bond Index Fund (SWAGX) is 1.66%, while Schwab International Index Fund (SWISX) has a volatility of 7.16%. This indicates that SWAGX experiences smaller price fluctuations and is considered to be less risky than SWISX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWAGX | SWISX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.66% | 7.16% | -5.50% |
Volatility (6M)Calculated over the trailing 6-month period | 2.70% | 10.88% | -8.18% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.48% | 17.01% | -12.53% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.06% | 16.06% | -10.00% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.13% | 16.79% | -11.66% |