SSL vs. SOFI

Last updated Jun 5, 2026

SSL (Sasol Limited) and SOFI (SoFi Technologies, Inc.) are both stocks. SSL operates in Oil & Gas Integrated (Energy), while SOFI operates in Credit Services (Financial Services). Over the past 5 years, SSL returned -2.69%/yr vs -3.80%/yr for SOFI. At a 0.17 correlation, their price movements are largely independent.

Performance

SSL vs. SOFI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Sasol Limited (SSL) and SoFi Technologies, Inc. (SOFI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, SSL achieves a 104.15% return, which is significantly higher than SOFI's -34.49% return.

SSL

• 1D: 0.76%
• 1M: -7.00%
• YTD: 104.15%
• 6M: 116.45%
• 1Y: 184.58%
• 3Y*: 3.70%
• 5Y*: -2.69%
• 10Y*: -5.33%

SOFI

• 1D: 2.82%
• 1M: 7.05%
• YTD: -34.49%
• 6M: -42.06%
• 1Y: 27.41%
• 3Y*: 33.24%
• 5Y*: -3.80%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

SSL vs. SOFI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
SSL Sasol Limited	104.15%	42.76%	-53.51%	-32.12%	0.47%	85.10%	18.77%
SOFI SoFi Technologies, Inc.	-34.49%	70.00%	54.77%	115.84%	-70.84%	27.09%	18.70%

Correlation

The correlation between SSL and SOFI is -0.04, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.04
Correlation (3Y) Calculated over the trailing 3-year period	0.10
Correlation (5Y) Calculated over the trailing 5-year period	0.17
Correlation (All Time) Calculated using the full available price history since Dec 1, 2020	0.17

The correlation between SSL and SOFI shifts across timeframes, from -0.04 (1 year) to 0.17 (all time), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap SSL : $8.63B SOFI : $23.63B
EPS SSL : -$72.16 SOFI : $0.44
PS Ratio SSL : 0.02 SOFI : 4.71
PB Ratio SSL : 0.06 SOFI : 2.19
Total Revenue (TTM) SSL : $504.51B SOFI : $4.73B
Gross Profit (TTM) SSL : $181.96B SOFI : $3.39B
EBITDA (TTM) SSL : $93.25B SOFI : $1.40B

Return for Risk

SSL vs. SOFI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SSL

SSL Risk / Return Rank: 94
SSL Sharpe Ratio Rank: 95
SSL Sortino Ratio Rank: 92
SSL Omega Ratio Rank: 91
SSL Calmar Ratio Rank: 95
SSL Martin Ratio Rank: 95

SOFI

SOFI Risk / Return Rank: 55
SOFI Sharpe Ratio Rank: 59
SOFI Sortino Ratio Rank: 55
SOFI Omega Ratio Rank: 53
SOFI Calmar Ratio Rank: 54
SOFI Martin Ratio Rank: 53

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SSL vs. SOFI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Sasol Limited (SSL) and SoFi Technologies, Inc. (SOFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SSL	SOFI	Difference
Sharpe ratio: Return per unit of total volatility	3.14	0.49	+2.65
Sortino ratio: Return per unit of downside risk	3.46	1.00	+2.45
Omega ratio: Gain probability vs. loss probability	1.45	1.12	+0.32
Calmar ratio: Return relative to maximum drawdown	7.30	0.52	+6.78
Martin ratio: Return relative to average drawdown	19.99	0.99	+19.00
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SSL vs. SOFI - Sharpe Ratio Comparison

The current SSL Sharpe Ratio is 3.14, which is higher than the SOFI Sharpe Ratio of 0.49. The chart below compares the historical Sharpe Ratios of SSL and SOFI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	SSL	SOFI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	3.14	0.49	+2.65
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.05	-0.06	0.00
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	-0.09	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.16	0.13	+0.03

Drawdowns

SSL vs. SOFI - Drawdown Comparison

The maximum SSL drawdown since its inception was -97.43%, which is greater than SOFI's maximum drawdown of -83.32%. Use the drawdown chart below to compare losses from any high point for SSL and SOFI.

Drawdown Indicators

	SSL	SOFI	Difference
Max Drawdown Largest peak-to-trough decline	-97.43%	-83.32%	-14.11%
Max Drawdown (1Y) Largest decline over 1 year	-25.45%	-52.96%	+27.51%
Max Drawdown (3Y) Largest decline over 3 years	-78.96%	-52.96%	-26.00%
Max Drawdown (5Y) Largest decline over 5 years	-87.96%	-82.00%	-5.96%
Max Drawdown (10Y) Largest decline over 10 years	-96.53%	—	—
Current Drawdown Current decline from peak	-70.93%	-46.76%	-24.17%
Average Drawdown Average peak-to-trough decline	-33.28%	-51.23%	+17.95%
Ulcer Index Depth and duration of drawdowns from previous peaks	9.28%	27.87%	-18.59%

Volatility

SSL vs. SOFI - Volatility Comparison

The current volatility for Sasol Limited (SSL) is 13.69%, while SoFi Technologies, Inc. (SOFI) has a volatility of 15.67%. This indicates that SSL experiences smaller price fluctuations and is considered to be less risky than SOFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SSL	SOFI	Difference
Volatility (1M) Calculated over the trailing 1-month period	13.69%	15.67%	-1.98%
Volatility (6M) Calculated over the trailing 6-month period	41.71%	38.03%	+3.68%
Volatility (1Y) Calculated over the trailing 1-year period	59.13%	56.14%	+2.99%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	51.19%	66.87%	-15.68%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	61.20%	71.95%	-10.75%

Dividends

SSL vs. SOFI - Dividend Comparison

Neither SSL nor SOFI has paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SOFI SoFi Technologies, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SSL Sasol Limited	0.00%	0.00%	2.27%	9.25%	5.55%	0.00%	0.00%	1.97%	3.36%	2.15%	2.98%	4.38%

Financials

SSL vs. SOFI - Profitability Comparison

The chart below illustrates the profitability comparison between Sasol Limited and SoFi Technologies, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

SSL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Sasol Limited reported a gross profit of 29.52B and revenue of 116.59B. Therefore, the gross margin over that period was 25.3%.

SOFI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported a gross profit of 880.26M and revenue of 1.00B. Therefore, the gross margin over that period was 87.9%.

SSL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Sasol Limited reported an operating income of 17.59B and revenue of 116.59B, resulting in an operating margin of 15.1%.

SOFI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported an operating income of 159.46M and revenue of 1.00B, resulting in an operating margin of 15.9%.

SSL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Sasol Limited reported a net income of 229.58M and revenue of 116.59B, resulting in a net margin of 0.2%.

SOFI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported a net income of 166.73M and revenue of 1.00B, resulting in a net margin of 16.7%.

Frequently Asked Questions

Can I hold both SSL and SOFI in my portfolio?

SSL and SOFI have a correlation of -0.04, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, SSL or SOFI?

SOFI has higher volatility (15.67%) compared to SSL (13.69%). In terms of maximum drawdown, SSL dropped -97.43% vs SOFI's -83.32%.

Which has better risk-adjusted returns?

SSL currently has the higher Sharpe Ratio (3.14 vs 0.49), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.