SSDWX vs. VTTSX
Compare and contrast key facts about State Street Target Retirement 2060 Fund (SSDWX) and Vanguard Target Retirement 2060 Fund (VTTSX).
SSDWX is managed by State Street. It was launched on Sep 29, 2014. VTTSX is managed by Vanguard. It was launched on Jan 19, 2012.
Performance
SSDWX vs. VTTSX - Performance Comparison
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SSDWX vs. VTTSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SSDWX State Street Target Retirement 2060 Fund | -3.64% | 21.16% | 12.53% | 19.24% | -19.20% | 13.74% | 19.62% | 25.85% | -8.11% | 21.45% |
VTTSX Vanguard Target Retirement 2060 Fund | -3.97% | 21.43% | 14.61% | 20.19% | -17.48% | 16.45% | 16.33% | 26.18% | -8.78% | 21.40% |
Returns By Period
In the year-to-date period, SSDWX achieves a -3.64% return, which is significantly higher than VTTSX's -3.97% return. Both investments have delivered pretty close results over the past 10 years, with SSDWX having a 10.10% annualized return and VTTSX not far ahead at 10.49%.
SSDWX
- 1D
- 0.00%
- 1M
- -8.63%
- YTD
- -3.64%
- 6M
- -0.94%
- 1Y
- 17.12%
- 3Y*
- 13.64%
- 5Y*
- 6.85%
- 10Y*
- 10.10%
VTTSX
- 1D
- -0.27%
- 1M
- -8.47%
- YTD
- -3.97%
- 6M
- -1.02%
- 1Y
- 17.27%
- 3Y*
- 14.63%
- 5Y*
- 8.11%
- 10Y*
- 10.49%
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SSDWX vs. VTTSX - Expense Ratio Comparison
SSDWX has a 0.18% expense ratio, which is higher than VTTSX's 0.08% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SSDWX vs. VTTSX — Risk / Return Rank
SSDWX
VTTSX
SSDWX vs. VTTSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for State Street Target Retirement 2060 Fund (SSDWX) and Vanguard Target Retirement 2060 Fund (VTTSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SSDWX | VTTSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.14 | 1.17 | -0.03 |
Sortino ratioReturn per unit of downside risk | 1.67 | 1.69 | -0.02 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.25 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 1.40 | 1.48 | -0.08 |
Martin ratioReturn relative to average drawdown | 6.48 | 6.82 | -0.34 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SSDWX | VTTSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.14 | 1.17 | -0.03 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.48 | 0.58 | -0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.68 | 0.70 | -0.02 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.61 | 0.71 | -0.10 |
Correlation
The correlation between SSDWX and VTTSX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SSDWX vs. VTTSX - Dividend Comparison
SSDWX's dividend yield for the trailing twelve months is around 4.65%, more than VTTSX's 2.14% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SSDWX State Street Target Retirement 2060 Fund | 4.65% | 4.48% | 4.11% | 2.73% | 4.23% | 4.05% | 2.02% | 3.26% | 6.40% | 2.88% | 2.71% | 3.23% |
VTTSX Vanguard Target Retirement 2060 Fund | 2.14% | 2.06% | 2.20% | 2.14% | 2.09% | 5.67% | 1.83% | 2.11% | 2.33% | 1.77% | 1.98% | 1.92% |
Drawdowns
SSDWX vs. VTTSX - Drawdown Comparison
The maximum SSDWX drawdown since its inception was -29.88%, roughly equal to the maximum VTTSX drawdown of -31.38%. Use the drawdown chart below to compare losses from any high point for SSDWX and VTTSX.
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Drawdown Indicators
| SSDWX | VTTSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.88% | -31.38% | +1.50% |
Max Drawdown (1Y)Largest decline over 1 year | -11.00% | -10.52% | -0.48% |
Max Drawdown (5Y)Largest decline over 5 years | -27.39% | -25.40% | -1.99% |
Max Drawdown (10Y)Largest decline over 10 years | -29.88% | -31.38% | +1.50% |
Current DrawdownCurrent decline from peak | -8.92% | -8.93% | +0.01% |
Average DrawdownAverage peak-to-trough decline | -5.10% | -4.07% | -1.03% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.38% | 2.29% | +0.09% |
Volatility
SSDWX vs. VTTSX - Volatility Comparison
State Street Target Retirement 2060 Fund (SSDWX) and Vanguard Target Retirement 2060 Fund (VTTSX) have volatilities of 4.80% and 4.74%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SSDWX | VTTSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.80% | 4.74% | +0.06% |
Volatility (6M)Calculated over the trailing 6-month period | 8.50% | 8.59% | -0.09% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.00% | 14.81% | +0.19% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.25% | 14.07% | +0.18% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.80% | 15.04% | -0.24% |