SSD vs. FICO

Last updated Jun 4, 2026

SSD (Simpson Manufacturing Co., Inc.) and FICO (Fair Isaac Corporation) are both stocks. SSD operates in Building Products & Equipment (Industrials), while FICO operates in Software - Application (Technology). Over the past 10 years, SSD returned 18.26%/yr vs 26.40%/yr for FICO. At a 0.34 correlation, their price movements are largely independent.

Performance

SSD vs. FICO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Simpson Manufacturing Co., Inc. (SSD) and Fair Isaac Corporation (FICO). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, SSD achieves a 16.96% return, which is significantly higher than FICO's -30.52% return. Over the past 10 years, SSD has underperformed FICO with an annualized return of 18.26%, while FICO has yielded a comparatively higher 26.40% annualized return.

SSD

• 1D: 0.21%
• 1M: 0.80%
• YTD: 16.96%
• 6M: 10.52%
• 1Y: 19.53%
• 3Y*: 14.90%
• 5Y*: 12.16%
• 10Y*: 18.26%

FICO

• 1D: -6.15%
• 1M: 10.82%
• YTD: -30.52%
• 6M: -33.35%
• 1Y: -32.55%
• 3Y*: 14.10%
• 5Y*: 19.09%
• 10Y*: 26.40%

*Multi-year figures are annualized to reflect compound growth (CAGR)

SSD vs. FICO - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
SSD Simpson Manufacturing Co., Inc.	16.96%	-1.95%	-15.74%	125.36%	-35.62%	50.20%	17.51%	50.84%	-4.39%	33.54%
FICO Fair Isaac Corporation	-30.52%	-15.08%	71.04%	94.46%	38.03%	-15.14%	36.39%	100.36%	22.06%	28.52%

Correlation

The correlation between SSD and FICO is 0.11, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.11
Correlation (3Y) Calculated over the trailing 3-year period	0.26
Correlation (5Y) Calculated over the trailing 5-year period	0.33
Correlation (10Y) Calculated over the trailing 10-year period	0.37
Correlation (All Time) Calculated using the full available price history since May 27, 1994	0.34

Over the past year, the correlation between SSD and FICO has dropped to 0.11 - well below their long-term average of 0.34, suggesting their price drivers have been diverging.

Fundamentals

Market Cap SSD : $7.79B FICO : $27.90B
EPS SSD : $8.54 FICO : $31.51
PE Ratio SSD : 22.04 FICO : 37.28
PEG Ratio SSD : 2.63 FICO : 1.98
PS Ratio SSD : 3.29 FICO : 12.55
Total Revenue (TTM) SSD : $2.38B FICO : $2.26B
Gross Profit (TTM) SSD : $1.08B FICO : $1.90B
EBITDA (TTM) SSD : $568.76M FICO : $1.16B

Return for Risk

SSD vs. FICO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SSD

SSD Risk / Return Rank: 59
SSD Sharpe Ratio Rank: 63
SSD Sortino Ratio Rank: 60
SSD Omega Ratio Rank: 54
SSD Calmar Ratio Rank: 61
SSD Martin Ratio Rank: 59

FICO

FICO Risk / Return Rank: 15
FICO Sharpe Ratio Rank: 13
FICO Sortino Ratio Rank: 15
FICO Omega Ratio Rank: 15
FICO Calmar Ratio Rank: 18
FICO Martin Ratio Rank: 13

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SSD vs. FICO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Simpson Manufacturing Co., Inc. (SSD) and Fair Isaac Corporation (FICO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SSD	FICO	Difference
Sharpe ratio: Return per unit of total volatility	0.66	-0.65	+1.31
Sortino ratio: Return per unit of downside risk	1.26	-0.72	+1.97
Omega ratio: Gain probability vs. loss probability	1.13	0.90	+0.23
Calmar ratio: Return relative to maximum drawdown	0.96	-0.63	+1.59
Martin ratio: Return relative to average drawdown	1.81	-1.22	+3.03
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SSD vs. FICO - Sharpe Ratio Comparison

The current SSD Sharpe Ratio is 0.66, which is higher than the FICO Sharpe Ratio of -0.65. The chart below compares the historical Sharpe Ratios of SSD and FICO, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	SSD	FICO	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.66	-0.65	+1.31
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.39	0.47	-0.08
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.57	0.70	-0.13
Sharpe Ratio (All Time) Calculated using the full available price history	0.42	0.49	-0.07

Drawdowns

SSD vs. FICO - Drawdown Comparison

The maximum SSD drawdown since its inception was -68.16%, smaller than the maximum FICO drawdown of -79.26%. Use the drawdown chart below to compare losses from any high point for SSD and FICO.

Drawdown Indicators

	SSD	FICO	Difference
Max Drawdown Largest peak-to-trough decline	-68.16%	-79.26%	+11.10%
Max Drawdown (1Y) Largest decline over 1 year	-20.38%	-52.12%	+31.74%
Max Drawdown (3Y) Largest decline over 3 years	-34.40%	-61.28%	+26.88%
Max Drawdown (5Y) Largest decline over 5 years	-44.50%	-61.28%	+16.78%
Max Drawdown (10Y) Largest decline over 10 years	-44.50%	-61.28%	+16.78%
Current Drawdown Current decline from peak	-11.07%	-50.69%	+39.62%
Average Drawdown Average peak-to-trough decline	-16.37%	-18.00%	+1.63%
Ulcer Index Depth and duration of drawdowns from previous peaks	10.83%	26.72%	-15.89%

Volatility

SSD vs. FICO - Volatility Comparison

The current volatility for Simpson Manufacturing Co., Inc. (SSD) is 8.15%, while Fair Isaac Corporation (FICO) has a volatility of 14.02%. This indicates that SSD experiences smaller price fluctuations and is considered to be less risky than FICO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SSD	FICO	Difference
Volatility (1M) Calculated over the trailing 1-month period	8.15%	14.02%	-5.87%
Volatility (6M) Calculated over the trailing 6-month period	20.45%	38.62%	-18.17%
Volatility (1Y) Calculated over the trailing 1-year period	29.68%	50.22%	-20.54%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	31.24%	40.63%	-9.39%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	32.22%	38.02%	-5.80%

Dividends

SSD vs. FICO - Dividend Comparison

SSD's dividend yield for the trailing twelve months is around 0.62%, while FICO has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FICO Fair Isaac Corporation	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.01%	0.07%	0.08%
SSD Simpson Manufacturing Co., Inc.	0.62%	0.71%	0.66%	0.54%	1.15%	0.69%	0.74%	1.41%	1.59%	1.36%	1.55%	1.76%

Financials

SSD vs. FICO - Profitability Comparison

The chart below illustrates the profitability comparison between Simpson Manufacturing Co., Inc. and Fair Isaac Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

SSD - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Simpson Manufacturing Co., Inc. reported a gross profit of 265.89M and revenue of 587.96M. Therefore, the gross margin over that period was 45.2%.

FICO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Fair Isaac Corporation reported a gross profit of 600.48M and revenue of 691.68M. Therefore, the gross margin over that period was 86.8%.

SSD - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Simpson Manufacturing Co., Inc. reported an operating income of 114.62M and revenue of 587.96M, resulting in an operating margin of 19.5%.

FICO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Fair Isaac Corporation reported an operating income of 402.47M and revenue of 691.68M, resulting in an operating margin of 58.2%.

SSD - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Simpson Manufacturing Co., Inc. reported a net income of 88.22M and revenue of 587.96M, resulting in a net margin of 15.0%.

FICO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Fair Isaac Corporation reported a net income of 264.46M and revenue of 691.68M, resulting in a net margin of 38.2%.

Frequently Asked Questions

Can I hold both SSD and FICO in my portfolio?

SSD and FICO have a correlation of 0.11, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, SSD or FICO?

FICO has higher volatility (14.02%) compared to SSD (8.15%). In terms of maximum drawdown, SSD dropped -68.16% vs FICO's -79.26%.

Which has better risk-adjusted returns?

SSD currently has the higher Sharpe Ratio (0.66 vs -0.65), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.