SSCNX vs. VFORX
Compare and contrast key facts about State Street Target Retirement 2040 Fund (SSCNX) and Vanguard Target Retirement 2040 Fund (VFORX).
SSCNX is managed by State Street. It was launched on Sep 29, 2014. VFORX is managed by Vanguard. It was launched on Jun 7, 2006.
Performance
SSCNX vs. VFORX - Performance Comparison
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SSCNX vs. VFORX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SSCNX State Street Target Retirement 2040 Fund | -3.19% | 19.00% | 11.21% | 17.68% | -18.55% | 11.75% | 18.72% | 24.61% | -7.45% | 18.32% |
VFORX Vanguard Target Retirement 2040 Fund | -3.32% | 18.77% | 12.90% | 18.56% | -17.00% | 14.55% | 15.48% | 23.86% | -7.32% | 18.45% |
Returns By Period
The year-to-date returns for both stocks are quite close, with SSCNX having a -3.19% return and VFORX slightly lower at -3.32%. Both investments have delivered pretty close results over the past 10 years, with SSCNX having a 9.12% annualized return and VFORX not far ahead at 9.48%.
SSCNX
- 1D
- 0.13%
- 1M
- -7.61%
- YTD
- -3.19%
- 6M
- -0.76%
- 1Y
- 14.96%
- 3Y*
- 12.29%
- 5Y*
- 5.96%
- 10Y*
- 9.12%
VFORX
- 1D
- -0.14%
- 1M
- -7.37%
- YTD
- -3.32%
- 6M
- -0.71%
- 1Y
- 15.06%
- 3Y*
- 13.11%
- 5Y*
- 7.08%
- 10Y*
- 9.48%
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SSCNX vs. VFORX - Expense Ratio Comparison
SSCNX has a 0.20% expense ratio, which is higher than VFORX's 0.08% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SSCNX vs. VFORX — Risk / Return Rank
SSCNX
VFORX
SSCNX vs. VFORX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for State Street Target Retirement 2040 Fund (SSCNX) and Vanguard Target Retirement 2040 Fund (VFORX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SSCNX | VFORX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.17 | 1.22 | -0.05 |
Sortino ratioReturn per unit of downside risk | 1.71 | 1.76 | -0.04 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.26 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 1.45 | 1.55 | -0.10 |
Martin ratioReturn relative to average drawdown | 6.60 | 7.04 | -0.44 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SSCNX | VFORX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.17 | 1.22 | -0.05 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.47 | 0.58 | -0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.68 | 0.70 | -0.02 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.61 | 0.46 | +0.15 |
Correlation
The correlation between SSCNX and VFORX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SSCNX vs. VFORX - Dividend Comparison
SSCNX's dividend yield for the trailing twelve months is around 7.45%, more than VFORX's 2.86% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SSCNX State Street Target Retirement 2040 Fund | 7.45% | 7.21% | 4.97% | 3.78% | 5.39% | 5.58% | 4.63% | 6.31% | 5.11% | 0.38% | 1.77% | 1.96% |
VFORX Vanguard Target Retirement 2040 Fund | 2.86% | 2.77% | 2.86% | 2.38% | 2.60% | 20.68% | 2.06% | 2.28% | 2.58% | 0.04% | 2.40% | 2.99% |
Drawdowns
SSCNX vs. VFORX - Drawdown Comparison
The maximum SSCNX drawdown since its inception was -27.49%, smaller than the maximum VFORX drawdown of -51.63%. Use the drawdown chart below to compare losses from any high point for SSCNX and VFORX.
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Drawdown Indicators
| SSCNX | VFORX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.49% | -51.63% | +24.14% |
Max Drawdown (1Y)Largest decline over 1 year | -9.47% | -8.88% | -0.59% |
Max Drawdown (5Y)Largest decline over 5 years | -26.14% | -24.32% | -1.82% |
Max Drawdown (10Y)Largest decline over 10 years | -27.49% | -29.35% | +1.86% |
Current DrawdownCurrent decline from peak | -7.84% | -7.70% | -0.14% |
Average DrawdownAverage peak-to-trough decline | -4.82% | -6.82% | +2.00% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.09% | 1.96% | +0.13% |
Volatility
SSCNX vs. VFORX - Volatility Comparison
State Street Target Retirement 2040 Fund (SSCNX) and Vanguard Target Retirement 2040 Fund (VFORX) have volatilities of 4.15% and 4.11%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SSCNX | VFORX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.15% | 4.11% | +0.04% |
Volatility (6M)Calculated over the trailing 6-month period | 7.17% | 7.24% | -0.07% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.82% | 12.42% | +0.40% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 12.66% | 12.35% | +0.31% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 13.41% | 13.64% | -0.23% |