SSB vs. RF

Last updated Apr 1, 2026

Compare and contrast key facts about SouthState Corporation (SSB) and Regions Financial Corporation (RF).

Performance

SSB vs. RF - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in SouthState Corporation (SSB) and Regions Financial Corporation (RF). The values are adjusted to include any dividend payments, if applicable.

SSB vs. RF - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
SSB SouthState Corporation	-1.13%	-3.05%	20.66%	13.79%	-2.39%	13.51%	-14.13%	47.99%	-30.04%	1.24%
RF Regions Financial Corporation	-2.69%	21.99%	27.00%	-5.69%	2.33%	39.39%	-1.61%	33.35%	-20.59%	22.95%

Fundamentals

Market Cap SSB : $9.31B RF : $22.99B
EPS SSB : $7.88 RF : $2.42
PE Ratio SSB : 11.75 RF : 10.80
PS Ratio SSB : 2.78 RF : 2.42
PB Ratio SSB : 1.03 RF : 1.30
Total Revenue (TTM) SSB : $3.38B RF : $9.61B
Gross Profit (TTM) SSB : $1.88B RF : $7.17B
EBITDA (TTM) SSB : $954.89M RF : $2.81B

Returns By Period

In the year-to-date period, SSB achieves a -1.13% return, which is significantly higher than RF's -2.69% return. Over the past 10 years, SSB has underperformed RF with an annualized return of 6.16%, while RF has yielded a comparatively higher 17.02% annualized return.

SSB

• 1D: 2.40%
• 1M: -6.23%
• YTD: -1.13%
• 6M: -5.24%
• 1Y: 2.21%
• 3Y*: 11.91%
• 5Y*: 5.65%
• 10Y*: 6.16%

RF

• 1D: 3.49%
• 1M: -5.24%
• YTD: -2.69%
• 6M: 1.06%
• 1Y: 25.29%
• 3Y*: 17.84%
• 5Y*: 9.03%
• 10Y*: 17.02%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

SSB vs. RF — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SSB

SSB Risk / Return Rank: 42
SSB Sharpe Ratio Rank: 44
SSB Sortino Ratio Rank: 37
SSB Omega Ratio Rank: 37
SSB Calmar Ratio Rank: 45
SSB Martin Ratio Rank: 46

RF

RF Risk / Return Rank: 69
RF Sharpe Ratio Rank: 71
RF Sortino Ratio Rank: 64
RF Omega Ratio Rank: 66
RF Calmar Ratio Rank: 72
RF Martin Ratio Rank: 72

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SSB vs. RF - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for SouthState Corporation (SSB) and Regions Financial Corporation (RF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SSB	RF	Difference
Sharpe ratio Return per unit of total volatility	0.08	0.85	-0.78
Sortino ratio Return per unit of downside risk	0.30	1.28	-0.98
Omega ratio Gain probability vs. loss probability	1.04	1.19	-0.14
Calmar ratio Return relative to maximum drawdown	0.16	1.47	-1.31
Martin ratio Return relative to average drawdown	0.35	3.71	-3.36
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SSB vs. RF - Sharpe Ratio Comparison

The current SSB Sharpe Ratio is 0.08, which is lower than the RF Sharpe Ratio of 0.85. The chart below compares the historical Sharpe Ratios of SSB and RF, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	SSB	RF	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.08	0.85	-0.78
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.18	0.29	-0.11
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.18	0.47	-0.29
Sharpe Ratio (All Time) Calculated using the full available price history	0.24	0.17	+0.07

Correlation

The correlation between SSB and RF is 0.49, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

SSB vs. RF - Dividend Comparison

SSB's dividend yield for the trailing twelve months is around 2.53%, less than RF's 4.00% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SSB SouthState Corporation	2.53%	2.42%	2.13%	2.42%	2.59%	2.40%	2.60%	1.93%	2.30%	1.51%	1.38%	1.36%
RF Regions Financial Corporation	4.00%	5.12%	4.17%	4.54%	3.43%	2.98%	3.85%	3.44%	3.44%	1.82%	1.78%	2.40%

Drawdowns

SSB vs. RF - Drawdown Comparison

The maximum SSB drawdown since its inception was -58.21%, smaller than the maximum RF drawdown of -92.65%. Use the drawdown chart below to compare losses from any high point for SSB and RF.

Drawdown Indicators

	SSB	RF	Difference
Max Drawdown Largest peak-to-trough decline	-58.21%	-92.65%	+34.44%
Max Drawdown (1Y) Largest decline over 1 year	-17.84%	-18.45%	+0.61%
Max Drawdown (5Y) Largest decline over 5 years	-32.70%	-40.99%	+8.29%
Max Drawdown (10Y) Largest decline over 10 years	-51.57%	-60.73%	+9.16%
Current Drawdown Current decline from peak	-14.81%	-14.79%	-0.02%
Average Drawdown Average peak-to-trough decline	-15.40%	-31.19%	+15.79%
Ulcer Index Depth and duration of drawdowns from previous peaks	8.24%	7.31%	+0.93%

Volatility

SSB vs. RF - Volatility Comparison

SouthState Corporation (SSB) and Regions Financial Corporation (RF) have volatilities of 6.43% and 6.68%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SSB	RF	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.43%	6.68%	-0.25%
Volatility (6M) Calculated over the trailing 6-month period	18.45%	18.83%	-0.38%
Volatility (1Y) Calculated over the trailing 1-year period	29.44%	29.81%	-0.37%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	31.92%	31.63%	+0.29%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	34.49%	36.02%	-1.53%

Financials

SSB vs. RF - Profitability Comparison

The chart below illustrates the profitability comparison between SouthState Corporation and Regions Financial Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

SSB - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, SouthState Corporation reported a gross profit of 0.00 and revenue of 576.76M. Therefore, the gross margin over that period was 0.0%.

RF - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported a gross profit of 1.92B and revenue of 2.41B. Therefore, the gross margin over that period was 79.8%.

SSB - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, SouthState Corporation reported an operating income of 105.75M and revenue of 576.76M, resulting in an operating margin of 18.3%.

RF - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported an operating income of 708.00M and revenue of 2.41B, resulting in an operating margin of 29.4%.

SSB - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, SouthState Corporation reported a net income of 247.72M and revenue of 576.76M, resulting in a net margin of 43.0%.

RF - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported a net income of 534.00M and revenue of 2.41B, resulting in a net margin of 22.2%.