SPTI vs. SCHR
Compare and contrast key facts about SPDR Portfolio Intermediate Term Treasury ETF (SPTI) and Schwab Intermediate-Term U.S. Treasury ETF (SCHR).
SPTI and SCHR are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. SPTI is a passively managed fund by State Street that tracks the performance of the Bloomberg Barclays U.S. 3-10 Year Treasury Bond Index. It was launched on May 23, 2007. SCHR is a passively managed fund by Charles Schwab that tracks the performance of the Bloomberg US Treasury (3-10 Y). It was launched on Aug 5, 2010. Both SPTI and SCHR are passive ETFs, meaning that they are not actively managed but aim to replicate the performance of the underlying index as closely as possible.
Performance
SPTI vs. SCHR - Performance Comparison
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SPTI vs. SCHR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SPTI SPDR Portfolio Intermediate Term Treasury ETF | -0.01% | 7.46% | 1.32% | 4.24% | -10.65% | -2.55% | 7.70% | 6.01% | 2.27% | 1.04% |
SCHR Schwab Intermediate-Term U.S. Treasury ETF | -0.04% | 7.33% | 1.42% | 4.27% | -10.58% | -2.62% | 7.72% | 6.18% | 1.46% | 1.59% |
Returns By Period
In the year-to-date period, SPTI achieves a -0.01% return, which is significantly higher than SCHR's -0.04% return. Over the past 10 years, SPTI has outperformed SCHR with an annualized return of 1.41%, while SCHR has yielded a comparatively lower 1.32% annualized return.
SPTI
- 1D
- 0.17%
- 1M
- -1.63%
- YTD
- -0.01%
- 6M
- 1.04%
- 1Y
- 4.15%
- 3Y*
- 3.32%
- 5Y*
- 0.32%
- 10Y*
- 1.41%
SCHR
- 1D
- 0.20%
- 1M
- -1.64%
- YTD
- -0.04%
- 6M
- 1.03%
- 1Y
- 4.13%
- 3Y*
- 3.30%
- 5Y*
- 0.32%
- 10Y*
- 1.32%
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SPTI vs. SCHR - Expense Ratio Comparison
SPTI has a 0.06% expense ratio, which is higher than SCHR's 0.05% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SPTI vs. SCHR — Risk / Return Rank
SPTI
SCHR
SPTI vs. SCHR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for SPDR Portfolio Intermediate Term Treasury ETF (SPTI) and Schwab Intermediate-Term U.S. Treasury ETF (SCHR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SPTI | SCHR | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.08 | 1.08 | 0.00 |
Sortino ratioReturn per unit of downside risk | 1.62 | 1.64 | -0.01 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.19 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 1.83 | 1.81 | +0.02 |
Martin ratioReturn relative to average drawdown | 5.63 | 5.65 | -0.02 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SPTI | SCHR | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.08 | 1.08 | 0.00 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.06 | 0.06 | 0.00 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.32 | 0.30 | +0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.56 | 0.45 | +0.11 |
Correlation
The correlation between SPTI and SCHR is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SPTI vs. SCHR - Dividend Comparison
SPTI's dividend yield for the trailing twelve months is around 3.81%, less than SCHR's 3.86% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SPTI SPDR Portfolio Intermediate Term Treasury ETF | 3.81% | 3.79% | 3.77% | 2.99% | 1.45% | 0.53% | 0.75% | 2.02% | 1.97% | 1.46% | 1.23% | 1.18% |
SCHR Schwab Intermediate-Term U.S. Treasury ETF | 3.86% | 3.85% | 3.77% | 3.16% | 2.02% | 1.00% | 1.62% | 2.31% | 2.11% | 1.65% | 1.45% | 1.56% |
Drawdowns
SPTI vs. SCHR - Drawdown Comparison
The maximum SPTI drawdown since its inception was -16.12%, roughly equal to the maximum SCHR drawdown of -16.11%. Use the drawdown chart below to compare losses from any high point for SPTI and SCHR.
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Drawdown Indicators
| SPTI | SCHR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -16.12% | -16.11% | -0.01% |
Max Drawdown (1Y)Largest decline over 1 year | -2.39% | -2.39% | 0.00% |
Max Drawdown (5Y)Largest decline over 5 years | -15.06% | -15.07% | +0.01% |
Max Drawdown (10Y)Largest decline over 10 years | -16.12% | -16.11% | -0.01% |
Current DrawdownCurrent decline from peak | -2.00% | -1.98% | -0.02% |
Average DrawdownAverage peak-to-trough decline | -2.93% | -3.66% | +0.73% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.78% | 0.77% | +0.01% |
Volatility
SPTI vs. SCHR - Volatility Comparison
SPDR Portfolio Intermediate Term Treasury ETF (SPTI) and Schwab Intermediate-Term U.S. Treasury ETF (SCHR) have volatilities of 1.35% and 1.35%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SPTI | SCHR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.35% | 1.35% | 0.00% |
Volatility (6M)Calculated over the trailing 6-month period | 2.31% | 2.32% | -0.01% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.87% | 3.85% | +0.02% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.34% | 5.36% | -0.02% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.36% | 4.47% | -0.11% |