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SMDMX vs. FTABX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

SMDMX vs. FTABX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Fidelity Maryland Municipal Income Fund (SMDMX) and Fidelity Tax-Free Bond Fund (FTABX). The values are adjusted to include any dividend payments, if applicable.

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SMDMX vs. FTABX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
SMDMX
Fidelity Maryland Municipal Income Fund
-1.25%5.86%1.57%6.21%-9.56%1.62%3.79%7.17%0.27%5.92%
FTABX
Fidelity Tax-Free Bond Fund
-0.77%5.60%1.54%7.51%-10.74%2.20%4.80%8.58%0.67%6.45%

Returns By Period

In the year-to-date period, SMDMX achieves a -1.25% return, which is significantly lower than FTABX's -0.77% return. Over the past 10 years, SMDMX has underperformed FTABX with an annualized return of 1.84%, while FTABX has yielded a comparatively higher 2.29% annualized return.


SMDMX

1D
0.19%
1M
-3.23%
YTD
-1.25%
6M
0.68%
1Y
4.18%
3Y*
3.27%
5Y*
0.87%
10Y*
1.84%

FTABX

1D
0.18%
1M
-2.93%
YTD
-0.77%
6M
0.87%
1Y
4.33%
3Y*
3.49%
5Y*
0.93%
10Y*
2.29%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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SMDMX vs. FTABX - Expense Ratio Comparison

SMDMX has a 0.55% expense ratio, which is higher than FTABX's 0.25% expense ratio.


Return for Risk

SMDMX vs. FTABX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SMDMX
SMDMX Risk / Return Rank: 5656
Overall Rank
SMDMX Sharpe Ratio Rank: 6060
Sharpe Ratio Rank
SMDMX Sortino Ratio Rank: 5454
Sortino Ratio Rank
SMDMX Omega Ratio Rank: 7979
Omega Ratio Rank
SMDMX Calmar Ratio Rank: 4848
Calmar Ratio Rank
SMDMX Martin Ratio Rank: 4141
Martin Ratio Rank

FTABX
FTABX Risk / Return Rank: 5656
Overall Rank
FTABX Sharpe Ratio Rank: 6262
Sharpe Ratio Rank
FTABX Sortino Ratio Rank: 5656
Sortino Ratio Rank
FTABX Omega Ratio Rank: 7878
Omega Ratio Rank
FTABX Calmar Ratio Rank: 4747
Calmar Ratio Rank
FTABX Martin Ratio Rank: 3838
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SMDMX vs. FTABX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Fidelity Maryland Municipal Income Fund (SMDMX) and Fidelity Tax-Free Bond Fund (FTABX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


SMDMXFTABXDifference

Sharpe ratio

Return per unit of total volatility

1.08

1.08

0.00

Sortino ratio

Return per unit of downside risk

1.46

1.46

-0.01

Omega ratio

Gain probability vs. loss probability

1.31

1.30

+0.01

Calmar ratio

Return relative to maximum drawdown

1.17

1.16

+0.02

Martin ratio

Return relative to average drawdown

4.29

4.03

+0.26

SMDMX vs. FTABX - Sharpe Ratio Comparison

The current SMDMX Sharpe Ratio is 1.08, which is comparable to the FTABX Sharpe Ratio of 1.08. The chart below compares the historical Sharpe Ratios of SMDMX and FTABX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


SMDMXFTABXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.08

1.08

0.00

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.23

0.23

0.00

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.49

0.54

-0.05

Sharpe Ratio (All Time)

Calculated using the full available price history

1.05

1.04

+0.01

Correlation

The correlation between SMDMX and FTABX is 0.91, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

SMDMX vs. FTABX - Dividend Comparison

SMDMX's dividend yield for the trailing twelve months is around 2.59%, less than FTABX's 3.21% yield.


TTM20252024202320222021202020192018201720162015
SMDMX
Fidelity Maryland Municipal Income Fund
2.59%3.39%2.76%2.38%1.53%2.04%2.49%2.42%2.30%3.06%2.95%3.78%
FTABX
Fidelity Tax-Free Bond Fund
3.21%4.18%2.81%2.90%2.16%2.27%2.64%2.94%3.01%3.49%4.22%3.29%

Drawdowns

SMDMX vs. FTABX - Drawdown Comparison

The maximum SMDMX drawdown since its inception was -14.13%, smaller than the maximum FTABX drawdown of -16.14%. Use the drawdown chart below to compare losses from any high point for SMDMX and FTABX.


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Drawdown Indicators


SMDMXFTABXDifference

Max Drawdown

Largest peak-to-trough decline

-14.13%

-16.14%

+2.01%

Max Drawdown (1Y)

Largest decline over 1 year

-4.46%

-4.74%

+0.28%

Max Drawdown (5Y)

Largest decline over 5 years

-14.13%

-16.14%

+2.01%

Max Drawdown (10Y)

Largest decline over 10 years

-14.13%

-16.14%

+2.01%

Current Drawdown

Current decline from peak

-3.23%

-2.93%

-0.30%

Average Drawdown

Average peak-to-trough decline

-1.97%

-2.13%

+0.16%

Ulcer Index

Depth and duration of drawdowns from previous peaks

1.22%

1.36%

-0.14%

Volatility

SMDMX vs. FTABX - Volatility Comparison

Fidelity Maryland Municipal Income Fund (SMDMX) has a higher volatility of 1.22% compared to Fidelity Tax-Free Bond Fund (FTABX) at 1.10%. This indicates that SMDMX's price experiences larger fluctuations and is considered to be riskier than FTABX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


SMDMXFTABXDifference

Volatility (1M)

Calculated over the trailing 1-month period

1.22%

1.10%

+0.12%

Volatility (6M)

Calculated over the trailing 6-month period

1.76%

1.77%

-0.01%

Volatility (1Y)

Calculated over the trailing 1-year period

4.61%

4.84%

-0.23%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

3.83%

4.12%

-0.29%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

3.80%

4.27%

-0.47%