SCHY vs. SCHD
Compare and contrast key facts about Schwab International Dividend Equity ETF (SCHY) and Schwab U.S. Dividend Equity ETF (SCHD).
SCHY and SCHD are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. SCHY is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones International Dividend 100 Index. It was launched on Apr 29, 2021. SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011. Both SCHY and SCHD are passive ETFs, meaning that they are not actively managed but aim to replicate the performance of the underlying index as closely as possible.
Performance
SCHY vs. SCHD - Performance Comparison
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Returns By Period
In the year-to-date period, SCHY achieves a 7.50% return, which is significantly lower than SCHD's 12.35% return.
SCHY
- 1D
- 0.41%
- 1M
- 0.59%
- YTD
- 7.50%
- 6M
- 15.08%
- 1Y
- 37.36%
- 3Y*
- 15.06%
- 5Y*
- —
- 10Y*
- —
SCHD
- 1D
- 0.16%
- 1M
- -1.41%
- YTD
- 12.35%
- 6M
- 13.59%
- 1Y
- 25.56%
- 3Y*
- 11.70%
- 5Y*
- 8.35%
- 10Y*
- 12.30%
SCHY vs. SCHD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
SCHY Schwab International Dividend Equity ETF | 7.50% | 33.98% | -1.79% | 14.27% | -9.43% | 4.08% |
SCHD Schwab U.S. Dividend Equity ETF | 12.35% | 4.34% | 11.66% | 4.54% | -3.26% | 10.42% |
Correlation
The correlation between SCHY and SCHD is 0.66, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined. Holding both can reduce overall portfolio volatility compared to holding either one alone.
SCHY vs. SCHD - Expense Ratio Comparison
SCHY has a 0.14% expense ratio, which is higher than SCHD's 0.06% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
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Return for Risk
SCHY vs. SCHD — Risk / Return Rank
SCHY
SCHD
SCHY vs. SCHD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab International Dividend Equity ETF (SCHY) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SCHY | SCHD | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.23 | 0.89 | +1.34 |
Sortino ratioReturn per unit of downside risk | 2.93 | 1.34 | +1.59 |
Omega ratioGain probability vs. loss probability | 1.42 | 1.19 | +0.24 |
Calmar ratioReturn relative to maximum drawdown | 3.32 | 1.09 | +2.23 |
Martin ratioReturn relative to average drawdown | 12.11 | 3.69 | +8.42 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SCHY | SCHD | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.23 | 0.89 | +1.34 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.58 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.74 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.68 | 0.84 | -0.16 |
Drawdowns
SCHY vs. SCHD - Drawdown Comparison
The maximum SCHY drawdown since its inception was -24.04%, smaller than the maximum SCHD drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for SCHY and SCHD.
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Drawdown Indicators
| SCHY | SCHD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -24.04% | -33.37% | +9.33% |
Max Drawdown (1Y)Largest decline over 1 year | -9.11% | -4.61% | -4.50% |
Max Drawdown (5Y)Largest decline over 5 years | — | -16.85% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.37% | — |
Current DrawdownCurrent decline from peak | -5.52% | -3.27% | -2.25% |
Average DrawdownAverage peak-to-trough decline | -5.00% | -3.34% | -1.66% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.50% | 3.76% | -1.26% |
Volatility
SCHY vs. SCHD - Volatility Comparison
Schwab International Dividend Equity ETF (SCHY) has a higher volatility of 5.38% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 2.35%. This indicates that SCHY's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SCHY | SCHD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.38% | 2.35% | +3.03% |
Volatility (6M)Calculated over the trailing 6-month period | 9.03% | 7.93% | +1.10% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.95% | 15.69% | -1.74% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.23% | 14.40% | -1.17% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 13.23% | 16.69% | -3.46% |
Dividends
SCHY vs. SCHD - Dividend Comparison
SCHY's dividend yield for the trailing twelve months is around 3.45%, which matches SCHD's 3.45% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SCHY Schwab International Dividend Equity ETF | 3.45% | 3.55% | 4.64% | 3.97% | 3.67% | 1.73% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SCHD Schwab U.S. Dividend Equity ETF | 3.45% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |