RSDIX vs. USSBX

Last updated Aug 4, 2026

RSDIX (RBC Short Duration Fixed Income Fund) and USSBX (USAA Short Term Bond Fund) are both Short-Term Bond funds. Their 0.68 correlation means they have sometimes moved together and sometimes differently. RSDIX charges 0.78%/yr vs 0.54%/yr for USSBX.

Performance

RSDIX vs. USSBX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in RBC Short Duration Fixed Income Fund (RSDIX) and USAA Short Term Bond Fund (USSBX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

RSDIX

• 1D: —
• 1M: —
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

USSBX

• 1D: 0.00%
• 1M: -0.22%
• 6M: 0.77%
• YTD: 1.16%
• 1Y: 3.22%
• 3Y*: 5.54%
• 5Y*: 3.13%
• 10Y*: 3.02%
• ALL TIME*: 3.75%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
USSBX USAA Short Term Bond Fund	$0.00	$0.00	$0.00

RSDIX vs. USSBX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
RSDIX RBC Short Duration Fixed Income Fund	-2.16%	4.86%	5.13%	5.52%	-4.00%	-0.06%	3.58%	5.47%	1.02%	2.13%
USSBX USAA Short Term Bond Fund	1.16%	5.79%	6.21%	5.99%	-2.95%	1.08%	4.75%	5.00%	1.24%	2.30%

Correlation

The correlation between RSDIX and USSBX is 0.58, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.58
Correlation (3Y) Balances recent behavior with more history.	0.73
Correlation (5Y) Shows whether the relationship held over a longer period.	0.76
Correlation (10Y) Provides a long-term view across more market conditions.	0.70
Correlation (All Time) Calculated using the full available price history since Jan 2, 2014	0.68

The correlation between RSDIX and USSBX shifts across timeframes, from 0.58 (1 year) to 0.76 (5 years), reflecting how their relationship changes across market environments.

Return for Risk

RSDIX vs. USSBX — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

RSDIX

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

USSBX

USSBX Risk / Return Rank: 90
USSBX Sharpe Ratio Rank: 83
USSBX Sortino Ratio Rank: 94
USSBX Omega Ratio Rank: 94
USSBX Calmar Ratio Rank: 88
USSBX Martin Ratio Rank: 91

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

RSDIX vs. USSBX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for RBC Short Duration Fixed Income Fund (RSDIX) and USAA Short Term Bond Fund (USSBX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	RSDIX	USSBX	Difference
Sharpe ratio: Return per unit of total volatility	—	2.02	—
Sortino ratio: Return per unit of downside risk	—	3.84	—
Omega ratio: Gain probability vs. loss probability	—	1.55	—
Calmar ratio: Return relative to maximum drawdown	—	3.28	—
Martin ratio: Return relative to average drawdown	—	13.20	—

Drawdowns

Drawdown Indicators

	RSDIX	USSBX	Difference
Max Drawdown Largest peak-to-trough decline	—	-6.87%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-1.09%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-1.09%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-5.11%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-5.57%	—
Current Drawdown Current decline from peak	—	-0.33%	—
Average Drawdown Average peak-to-trough decline	—	-0.63%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	0.27%	—

Volatility

Volatility by Period

	RSDIX	USSBX	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	0.39%	—
Volatility (6M) Calculated over the trailing 6-month period	—	1.38%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	1.80%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	2.00%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	1.79%	—

RSDIX vs. USSBX - Expense Ratio Comparison

RSDIX has a 0.78% expense ratio, which is higher than USSBX's 0.54% expense ratio.

Dividends

RSDIX vs. USSBX - Dividend Comparison

RSDIX's dividend yield for the trailing twelve months is around 3.65%, less than USSBX's 4.18% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
RSDIX RBC Short Duration Fixed Income Fund	3.65%	4.75%	4.16%	2.71%	1.92%	2.24%	2.01%	2.68%	2.44%	2.01%	1.80%	1.77%
USSBX USAA Short Term Bond Fund	4.18%	4.51%	4.32%	3.37%	2.38%	2.72%	3.41%	2.79%	2.44%	1.94%	1.86%	1.69%

Frequently Asked Questions

Can I hold both RSDIX and USSBX in my portfolio?

RSDIX and USSBX have a correlation of 0.58, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.