RPSIX vs. VWINX
Compare and contrast key facts about T. Rowe Price Spectrum Income Fund (RPSIX) and Vanguard Wellesley Income Fund Investor Shares (VWINX).
RPSIX is managed by T. Rowe Price. It was launched on Jun 28, 1990. VWINX is managed by Vanguard. It was launched on Jul 1, 1970.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: RPSIX or VWINX.
Key characteristics
| RPSIX | VWINX | |
|---|---|---|
| YTD Return | 5.31% | 8.09% |
| 1Y Return | 11.28% | 14.23% |
| 3Y Return (Ann) | 0.50% | 2.35% |
| 5Y Return (Ann) | 2.47% | 4.90% |
| 10Y Return (Ann) | 3.11% | 5.59% |
| Sharpe Ratio | 2.36 | 1.86 |
| Daily Std Dev | 4.69% | 7.47% |
| Max Drawdown | -16.70% | -21.72% |
| Current Drawdown | -0.17% | -0.38% |
Correlation
The correlation between RPSIX and VWINX is 0.76, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
RPSIX vs. VWINX - Performance Comparison
In the year-to-date period, RPSIX achieves a 5.31% return, which is significantly lower than VWINX's 8.09% return. Over the past 10 years, RPSIX has underperformed VWINX with an annualized return of 3.11%, while VWINX has yielded a comparatively higher 5.59% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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RPSIX vs. VWINX - Expense Ratio Comparison
RPSIX has a 0.62% expense ratio, which is higher than VWINX's 0.23% expense ratio.
Risk-Adjusted Performance
RPSIX vs. VWINX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Spectrum Income Fund (RPSIX) and Vanguard Wellesley Income Fund Investor Shares (VWINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
RPSIX vs. VWINX - Dividend Comparison
RPSIX's dividend yield for the trailing twelve months is around 4.51%, more than VWINX's 3.90% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RPSIX T. Rowe Price Spectrum Income Fund | 4.51% | 4.25% | 4.93% | 3.92% | 3.64% | 3.79% | 4.73% | 3.91% | 3.77% | 4.72% | 4.39% | 4.91% |
VWINX Vanguard Wellesley Income Fund Investor Shares | 3.90% | 4.73% | 7.67% | 6.03% | 4.30% | 3.94% | 7.56% | 4.00% | 4.00% | 5.60% | 4.92% | 5.79% |
Drawdowns
RPSIX vs. VWINX - Drawdown Comparison
The maximum RPSIX drawdown since its inception was -16.70%, smaller than the maximum VWINX drawdown of -21.72%. Use the drawdown chart below to compare losses from any high point for RPSIX and VWINX. For additional features, visit the drawdowns tool.
Volatility
RPSIX vs. VWINX - Volatility Comparison
The current volatility for T. Rowe Price Spectrum Income Fund (RPSIX) is 0.77%, while Vanguard Wellesley Income Fund Investor Shares (VWINX) has a volatility of 1.31%. This indicates that RPSIX experiences smaller price fluctuations and is considered to be less risky than VWINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.