RPSIX vs. VWINX
Compare and contrast key facts about T. Rowe Price Spectrum Income Fund (RPSIX) and Vanguard Wellesley Income Fund Investor Shares (VWINX).
RPSIX is managed by T. Rowe Price. It was launched on Jun 28, 1990. VWINX is managed by Vanguard. It was launched on Jul 1, 1970.
Performance
RPSIX vs. VWINX - Performance Comparison
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RPSIX vs. VWINX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RPSIX T. Rowe Price Spectrum Income Fund | -0.52% | 11.58% | 4.22% | 8.55% | -11.40% | 2.60% | 6.07% | 11.57% | -2.61% | 7.03% |
VWINX Vanguard Wellesley Income Fund Investor Shares | 0.26% | 10.98% | 5.86% | 6.99% | -9.09% | 8.48% | 8.44% | 16.39% | -2.54% | 9.29% |
Returns By Period
In the year-to-date period, RPSIX achieves a -0.52% return, which is significantly lower than VWINX's 0.26% return. Over the past 10 years, RPSIX has underperformed VWINX with an annualized return of 3.91%, while VWINX has yielded a comparatively higher 5.67% annualized return.
RPSIX
- 1D
- 0.36%
- 1M
- -1.67%
- YTD
- -0.52%
- 6M
- 2.24%
- 1Y
- 8.42%
- 3Y*
- 6.76%
- 5Y*
- 2.61%
- 10Y*
- 3.91%
VWINX
- 1D
- 0.72%
- 1M
- -2.79%
- YTD
- 0.26%
- 6M
- 1.91%
- 1Y
- 8.13%
- 3Y*
- 7.55%
- 5Y*
- 4.12%
- 10Y*
- 5.67%
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RPSIX vs. VWINX - Expense Ratio Comparison
RPSIX has a 0.62% expense ratio, which is higher than VWINX's 0.23% expense ratio.
Return for Risk
RPSIX vs. VWINX — Risk / Return Rank
RPSIX
VWINX
RPSIX vs. VWINX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Spectrum Income Fund (RPSIX) and Vanguard Wellesley Income Fund Investor Shares (VWINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RPSIX | VWINX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.67 | 1.23 | +1.45 |
Sortino ratioReturn per unit of downside risk | 4.22 | 1.73 | +2.49 |
Omega ratioGain probability vs. loss probability | 1.61 | 1.24 | +0.36 |
Calmar ratioReturn relative to maximum drawdown | 3.43 | 1.73 | +1.70 |
Martin ratioReturn relative to average drawdown | 13.69 | 6.81 | +6.88 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RPSIX | VWINX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.67 | 1.23 | +1.45 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.59 | 0.60 | -0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.87 | 0.82 | +0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.50 | 1.08 | +0.42 |
Correlation
The correlation between RPSIX and VWINX is 0.76, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RPSIX vs. VWINX - Dividend Comparison
RPSIX's dividend yield for the trailing twelve months is around 9.09%, more than VWINX's 7.93% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RPSIX T. Rowe Price Spectrum Income Fund | 9.09% | 8.95% | 5.23% | 4.83% | 3.99% | 3.92% | 3.64% | 3.79% | 4.73% | 3.91% | 3.75% | 4.71% |
VWINX Vanguard Wellesley Income Fund Investor Shares | 7.93% | 7.86% | 6.61% | 4.73% | 7.67% | 6.03% | 4.30% | 3.94% | 7.56% | 3.20% | 4.00% | 5.60% |
Drawdowns
RPSIX vs. VWINX - Drawdown Comparison
The maximum RPSIX drawdown since its inception was -16.73%, smaller than the maximum VWINX drawdown of -21.72%. Use the drawdown chart below to compare losses from any high point for RPSIX and VWINX.
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Drawdown Indicators
| RPSIX | VWINX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -16.73% | -21.72% | +4.99% |
Max Drawdown (1Y)Largest decline over 1 year | -2.54% | -5.01% | +2.47% |
Max Drawdown (5Y)Largest decline over 5 years | -16.73% | -15.30% | -1.43% |
Max Drawdown (10Y)Largest decline over 10 years | -16.73% | -17.43% | +0.70% |
Current DrawdownCurrent decline from peak | -2.01% | -3.13% | +1.12% |
Average DrawdownAverage peak-to-trough decline | -1.70% | -2.64% | +0.94% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.64% | 1.27% | -0.63% |
Volatility
RPSIX vs. VWINX - Volatility Comparison
The current volatility for T. Rowe Price Spectrum Income Fund (RPSIX) is 1.24%, while Vanguard Wellesley Income Fund Investor Shares (VWINX) has a volatility of 2.25%. This indicates that RPSIX experiences smaller price fluctuations and is considered to be less risky than VWINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RPSIX | VWINX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.24% | 2.25% | -1.01% |
Volatility (6M)Calculated over the trailing 6-month period | 2.30% | 3.74% | -1.44% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.38% | 6.70% | -3.32% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 4.47% | 6.96% | -2.49% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.53% | 6.90% | -2.37% |