RF vs. WASH
RF (Regions Financial Corporation) and WASH (Washington Trust Bancorp, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, RF returned 15.42%/yr vs 3.57%/yr for WASH. At a 0.45 correlation, their price movements are largely independent.
Performance
RF vs. WASH - Performance Comparison
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Returns By Period
In the year-to-date period, RF achieves a 6.93% return, which is significantly lower than WASH's 16.54% return. Over the past 10 years, RF has outperformed WASH with an annualized return of 15.42%, while WASH has yielded a comparatively lower 3.57% annualized return.
RF
- 1D
- 3.76%
- 1M
- 2.36%
- YTD
- 6.93%
- 6M
- 9.72%
- 1Y
- 38.82%
- 3Y*
- 22.83%
- 5Y*
- 9.37%
- 10Y*
- 15.42%
WASH
- 1D
- 5.26%
- 1M
- 4.60%
- YTD
- 16.54%
- 6M
- 17.22%
- 1Y
- 31.77%
- 3Y*
- 16.25%
- 5Y*
- -3.75%
- 10Y*
- 3.57%
RF vs. WASH - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RF Regions Financial Corporation | 6.93% | 21.99% | 27.00% | -5.69% | 2.33% | 39.39% | -1.61% | 33.35% | -20.59% | 22.95% |
WASH Washington Trust Bancorp, Inc. | 16.54% | 1.69% | 2.68% | -26.09% | -12.49% | 30.86% | -11.78% | 17.70% | -7.75% | -2.21% |
Correlation
The correlation between RF and WASH is 0.69, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.69 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.72 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.70 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.69 |
Correlation (All Time) Calculated using the full available price history since Aug 21, 1995 | 0.45 |
Over the past year, RF and WASH have become more correlated (0.69) than their long-term average of 0.45, meaning their price movements have been converging.
Fundamentals
RF:
$2.51
WASH:
$2.71
RF:
11.31
WASH:
12.25
RF:
2.62
WASH:
1.68
RF:
$9.62B
WASH:
$381.08M
RF:
$7.29B
WASH:
$206.98M
RF:
$2.90B
WASH:
$70.64M
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Return for Risk
RF vs. WASH — Risk / Return Rank
RF
WASH
RF vs. WASH - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Regions Financial Corporation (RF) and Washington Trust Bancorp, Inc. (WASH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RF | WASH | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.63 | ||
| Sortino ratioReturn per unit of downside risk | +0.76 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.22 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.11 | 1.81 | +0.31 |
| Martin ratioReturn relative to average drawdown | 5.07 | 4.41 | +0.66 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RF | WASH | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.57 | 0.93 | +0.63 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.30 | -0.11 | +0.41 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.43 | 0.11 | +0.32 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.18 | 0.24 | -0.06 |
Drawdowns
RF vs. WASH - Drawdown Comparison
The maximum RF drawdown since its inception was -92.65%, which is greater than WASH's maximum drawdown of -60.33%. Use the drawdown chart below to compare losses from any high point for RF and WASH.
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Drawdown Indicators
| RF | WASH | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -92.65% | -60.33% | -32.32% |
Max Drawdown (1Y)Largest decline over 1 year | -18.45% | -17.65% | -0.80% |
Max Drawdown (3Y)Largest decline over 3 years | -32.35% | -32.25% | -0.10% |
Max Drawdown (5Y)Largest decline over 5 years | -40.99% | -60.33% | +19.34% |
Max Drawdown (10Y)Largest decline over 10 years | -60.73% | -60.33% | -0.40% |
Current DrawdownCurrent decline from peak | -6.37% | -26.68% | +20.31% |
Average DrawdownAverage peak-to-trough decline | -31.08% | -17.44% | -13.64% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.68% | 7.23% | +0.45% |
Volatility
RF vs. WASH - Volatility Comparison
The current volatility for Regions Financial Corporation (RF) is 7.68%, while Washington Trust Bancorp, Inc. (WASH) has a volatility of 8.28%. This indicates that RF experiences smaller price fluctuations and is considered to be less risky than WASH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RF | WASH | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.68% | 8.28% | -0.60% |
Volatility (6M)Calculated over the trailing 6-month period | 18.24% | 29.02% | -10.78% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.95% | 34.36% | -9.41% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.57% | 34.19% | -2.62% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 35.93% | 33.91% | +2.02% |
Dividends
RF vs. WASH - Dividend Comparison
RF's dividend yield for the trailing twelve months is around 3.73%, less than WASH's 6.74% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RF Regions Financial Corporation | 3.73% | 5.12% | 4.17% | 4.54% | 3.43% | 2.98% | 3.85% | 3.44% | 3.44% | 1.82% | 1.78% | 2.40% |
WASH Washington Trust Bancorp, Inc. | 6.74% | 7.58% | 5.36% | 6.92% | 4.62% | 3.73% | 4.58% | 3.72% | 3.70% | 2.89% | 2.60% | 3.44% |
Financials
RF vs. WASH - Financials Comparison
This section allows you to compare key financial metrics between Regions Financial Corporation and Washington Trust Bancorp, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
RF vs. WASH - Profitability Comparison
RF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Regions Financial Corporation reported a gross profit of 1.78B and revenue of 2.33B. Therefore, the gross margin over that period was 76.6%.
WASH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Washington Trust Bancorp, Inc. reported a gross profit of 52.77M and revenue of 91.46M. Therefore, the gross margin over that period was 57.7%.
RF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Regions Financial Corporation reported an operating income of 714.00M and revenue of 2.33B, resulting in an operating margin of 30.7%.
WASH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Washington Trust Bancorp, Inc. reported an operating income of 20.67M and revenue of 91.46M, resulting in an operating margin of 22.6%.
RF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Regions Financial Corporation reported a net income of 559.00M and revenue of 2.33B, resulting in a net margin of 24.0%.
WASH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Washington Trust Bancorp, Inc. reported a net income of 15.97M and revenue of 91.46M, resulting in a net margin of 17.5%.
Frequently Asked Questions
RF and WASH have a correlation of 0.69, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
WASH has higher volatility (8.28%) compared to RF (7.68%). In terms of maximum drawdown, RF dropped -92.65% vs WASH's -60.33%.
RF currently has the higher Sharpe Ratio (1.57 vs 0.93), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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