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RF vs. CFG
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between RF and CFG is 0.55, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Performance

RF vs. CFG - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Regions Financial Corporation (RF) and Citizens Financial Group, Inc. (CFG). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

RF:

0.55

CFG:

0.47

Sortino Ratio

RF:

0.96

CFG:

0.93

Omega Ratio

RF:

1.13

CFG:

1.13

Calmar Ratio

RF:

0.51

CFG:

0.54

Martin Ratio

RF:

1.33

CFG:

1.70

Ulcer Index

RF:

12.15%

CFG:

10.26%

Daily Std Dev

RF:

30.77%

CFG:

35.54%

Max Drawdown

RF:

-92.65%

CFG:

-65.60%

Current Drawdown

RF:

-16.30%

CFG:

-13.52%

Fundamentals

Market Cap

RF:

$20.31B

CFG:

$18.14B

EPS

RF:

$2.07

CFG:

$3.15

PE Ratio

RF:

10.91

CFG:

13.28

PEG Ratio

RF:

2.92

CFG:

0.26

PS Ratio

RF:

3.05

CFG:

2.55

PB Ratio

RF:

1.21

CFG:

0.80

Total Revenue (TTM)

RF:

$9.40B

CFG:

$8.73B

Gross Profit (TTM)

RF:

$6.66B

CFG:

$8.81B

EBITDA (TTM)

RF:

$2.63B

CFG:

$3.27B

Returns By Period

The year-to-date returns for both investments are quite close, with RF having a -3.15% return and CFG slightly higher at -3.06%. Over the past 10 years, RF has outperformed CFG with an annualized return of 12.02%, while CFG has yielded a comparatively lower 8.27% annualized return.


RF

YTD

-3.15%

1M

16.73%

6M

-12.68%

1Y

16.63%

3Y*

8.43%

5Y*

22.43%

10Y*

12.02%

CFG

YTD

-3.06%

1M

18.62%

6M

-8.91%

1Y

16.43%

3Y*

8.25%

5Y*

19.16%

10Y*

8.27%

*Annualized

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Regions Financial Corporation

Citizens Financial Group, Inc.

Risk-Adjusted Performance

RF vs. CFG — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RF
The Risk-Adjusted Performance Rank of RF is 6868
Overall Rank
The Sharpe Ratio Rank of RF is 7272
Sharpe Ratio Rank
The Sortino Ratio Rank of RF is 6464
Sortino Ratio Rank
The Omega Ratio Rank of RF is 6464
Omega Ratio Rank
The Calmar Ratio Rank of RF is 7272
Calmar Ratio Rank
The Martin Ratio Rank of RF is 6767
Martin Ratio Rank

CFG
The Risk-Adjusted Performance Rank of CFG is 6868
Overall Rank
The Sharpe Ratio Rank of CFG is 7070
Sharpe Ratio Rank
The Sortino Ratio Rank of CFG is 6363
Sortino Ratio Rank
The Omega Ratio Rank of CFG is 6464
Omega Ratio Rank
The Calmar Ratio Rank of CFG is 7373
Calmar Ratio Rank
The Martin Ratio Rank of CFG is 7070
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

RF vs. CFG - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Regions Financial Corporation (RF) and Citizens Financial Group, Inc. (CFG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The current RF Sharpe Ratio is 0.55, which is comparable to the CFG Sharpe Ratio of 0.47. The chart below compares the historical Sharpe Ratios of RF and CFG, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Dividends

RF vs. CFG - Dividend Comparison

RF's dividend yield for the trailing twelve months is around 4.39%, more than CFG's 4.04% yield.


TTM20242023202220212020201920182017201620152014
RF
Regions Financial Corporation
4.39%4.17%4.54%3.43%2.98%3.85%3.44%3.44%1.82%1.78%2.40%1.70%
CFG
Citizens Financial Group, Inc.
4.04%3.84%5.07%4.11%3.30%4.36%3.35%3.30%1.52%1.29%1.53%0.40%

Drawdowns

RF vs. CFG - Drawdown Comparison

The maximum RF drawdown since its inception was -92.65%, which is greater than CFG's maximum drawdown of -65.60%. Use the drawdown chart below to compare losses from any high point for RF and CFG. For additional features, visit the drawdowns tool.


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Volatility

RF vs. CFG - Volatility Comparison

The current volatility for Regions Financial Corporation (RF) is 7.74%, while Citizens Financial Group, Inc. (CFG) has a volatility of 9.22%. This indicates that RF experiences smaller price fluctuations and is considered to be less risky than CFG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Financials

RF vs. CFG - Financials Comparison

This section allows you to compare key financial metrics between Regions Financial Corporation and Citizens Financial Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


1.00B1.50B2.00B2.50B3.00B20212022202320242025
2.32B
2.90B
(RF) Total Revenue
(CFG) Total Revenue
Values in USD except per share items

RF vs. CFG - Profitability Comparison

The chart below illustrates the profitability comparison between Regions Financial Corporation and Citizens Financial Group, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%20212022202320242025
71.7%
66.8%
(RF) Gross Margin
(CFG) Gross Margin
RF - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Regions Financial Corporation reported a gross profit of 1.66B and revenue of 2.32B. Therefore, the gross margin over that period was 71.7%.

CFG - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Citizens Financial Group, Inc. reported a gross profit of 1.94B and revenue of 2.90B. Therefore, the gross margin over that period was 66.8%.

RF - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Regions Financial Corporation reported an operating income of 621.00M and revenue of 2.32B, resulting in an operating margin of 26.8%.

CFG - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Citizens Financial Group, Inc. reported an operating income of 621.00M and revenue of 2.90B, resulting in an operating margin of 21.4%.

RF - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Regions Financial Corporation reported a net income of 490.00M and revenue of 2.32B, resulting in a net margin of 21.2%.

CFG - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Citizens Financial Group, Inc. reported a net income of 373.00M and revenue of 2.90B, resulting in a net margin of 12.9%.