QINT vs. FNDC

Last updated Aug 2, 2026

QINT (American Century Quality Diversified International ETF) and FNDC (Schwab Fundamental International Small Equity ETF) are both exchange-traded funds - QINT is a Quality Factor fund tracking the Alpha Vee American Century Diversified International Equity Index, while FNDC is a Foreign Small & Mid Cap Equities fund tracking the RAFI Fundamental High Liquidity Developed ex US Small Index (Net). Both are passively managed. Over the past 5 years, QINT returned 9.64%/yr vs 7.75%/yr for FNDC. Their correlation of 0.93 means they have usually moved in the same direction. Both charge a 0.39% expense ratio.

Performance

QINT vs. FNDC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Century Quality Diversified International ETF (QINT) and Schwab Fundamental International Small Equity ETF (FNDC). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

The year-to-date returns for both stocks are quite close, with QINT having a 11.64% return and FNDC slightly lower at 11.12%.

QINT

• 1D: -1.04%
• 1M: 1.23%
• 6M: 6.16%
• YTD: 11.64%
• 1Y: 26.49%
• 3Y*: 19.65%
• 5Y*: 9.64%
• 10Y*: —
• ALL TIME*: 10.32%

FNDC

• 1D: -0.73%
• 1M: 0.70%
• 6M: 4.33%
• YTD: 11.12%
• 1Y: 22.13%
• 3Y*: 16.65%
• 5Y*: 7.75%
• 10Y*: 8.58%
• ALL TIME*: 7.81%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
FNDC Schwab Fundamental International Small Equity ETF	$3.64M	$3.98M	$9.66M
QINT American Century Quality Diversified International ETF	$2.00M	$2.83M	$3.27M

QINT vs. FNDC - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018
QINT American Century Quality Diversified International ETF	11.64%	38.12%	6.53%	20.36%	-19.75%	9.29%	17.95%	23.46%	-14.13%
FNDC Schwab Fundamental International Small Equity ETF	11.12%	35.65%	1.38%	14.92%	-14.71%	10.26%	6.58%	20.58%	-13.39%

Correlation

The correlation between QINT and FNDC is 0.91, meaning they have usually moved in the same direction, including during past declines.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.91
Correlation (3Y) Balances recent behavior with more history.	0.92
Correlation (5Y) Shows whether the relationship held over a longer period.	0.94
Correlation (All Time) Calculated using the full available price history since Sep 12, 2018	0.93

The correlation between QINT and FNDC has been stable across timeframes, ranging from 0.91 to 0.94 - a consistent structural relationship.

QINT vs. FNDC - Sectors Allocation Comparison

Sectors	QINT	FNDC
Financial Services	20.6%	11.9%
Industrials	18.6%	24.6%
Consumer Cyclical	15.2%	13.4%
Healthcare	10.4%	5.5%
Technology	9.9%	9.7%
Basic Materials	8.3%	10.2%
Consumer Defensive	5.5%	6.1%
Energy	5.3%	3.9%
Communication Services	3.9%	4.9%
Utilities	1.5%	2.6%
Real Estate	0.8%	7.2%

Return for Risk

QINT vs. FNDC — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

QINT

QINT Risk / Return Rank: 73
QINT Sharpe Ratio Rank: 75
QINT Sortino Ratio Rank: 75
QINT Omega Ratio Rank: 73
QINT Calmar Ratio Rank: 66
QINT Martin Ratio Rank: 75

FNDC

FNDC Risk / Return Rank: 62
FNDC Sharpe Ratio Rank: 64
FNDC Sortino Ratio Rank: 65
FNDC Omega Ratio Rank: 64
FNDC Calmar Ratio Rank: 56
FNDC Martin Ratio Rank: 58

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

QINT vs. FNDC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for American Century Quality Diversified International ETF (QINT) and Schwab Fundamental International Small Equity ETF (FNDC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	QINT	FNDC	Difference
Sharpe ratio: Return per unit of total volatility	1.70	1.49	+0.21
Sortino ratio: Return per unit of downside risk	2.43	2.14	+0.29
Omega ratio: Gain probability vs. loss probability	1.31	1.27	+0.03
Calmar ratio: Return relative to maximum drawdown	2.32	1.99	+0.32
Martin ratio: Return relative to average drawdown	9.36	6.92	+2.44

QINT vs. FNDC - Sharpe Ratio Comparison

The current QINT Sharpe Ratio is 1.70, which is comparable to the FNDC Sharpe Ratio of 1.49. The chart below compares the historical Sharpe Ratios of QINT and FNDC, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

QINT vs. FNDC - Drawdown Comparison

The maximum QINT drawdown since its inception was -33.86%, smaller than the maximum FNDC drawdown of -43.22%. Use the drawdown chart below to compare losses from any high point for QINT and FNDC.

Drawdown Indicators

	QINT	FNDC	Difference
Max Drawdown Largest peak-to-trough decline	-33.86%	-43.22%	+9.36%
Max Drawdown (1Y) Largest decline over 1 year	-11.41%	-11.20%	-0.21%
Max Drawdown (3Y) Largest decline over 3 years	-13.56%	-12.00%	-1.56%
Max Drawdown (5Y) Largest decline over 5 years	-33.86%	-32.13%	-1.73%
Max Drawdown (10Y) Largest decline over 10 years	—	-43.22%	—
Current Drawdown Current decline from peak	-1.04%	-2.30%	+1.26%
Average Drawdown Average peak-to-trough decline	-7.42%	-8.38%	+0.96%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.82%	3.22%	-0.40%

Volatility

QINT vs. FNDC - Volatility Comparison

American Century Quality Diversified International ETF (QINT) has a higher volatility of 4.78% compared to Schwab Fundamental International Small Equity ETF (FNDC) at 4.22%. This indicates that QINT's price experiences larger fluctuations and is considered to be riskier than FNDC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	QINT	FNDC	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.78%	4.22%	+0.56%
Volatility (6M) Calculated over the trailing 6-month period	13.56%	13.06%	+0.50%
Volatility (1Y) Calculated over the trailing 1-year period	15.62%	15.04%	+0.58%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.36%	16.06%	+0.30%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.04%	16.67%	+1.37%

QINT vs. FNDC - Expense Ratio Comparison

Both QINT and FNDC have an expense ratio of 0.39%.

Dividends

QINT vs. FNDC - Dividend Comparison

QINT's dividend yield for the trailing twelve months is around 2.43%, less than FNDC's 3.66% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FNDC Schwab Fundamental International Small Equity ETF	3.66%	3.86%	3.59%	2.86%	1.98%	2.58%	1.77%	2.71%	2.68%	1.94%	1.95%	1.30%
QINT American Century Quality Diversified International ETF	2.43%	2.66%	3.49%	3.12%	3.56%	2.30%	1.61%	1.83%	0.42%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both QINT and FNDC in my portfolio?

With a correlation of 0.91, QINT and FNDC move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, QINT or FNDC?

QINT has higher volatility (4.78%) compared to FNDC (4.22%). In terms of maximum drawdown, QINT dropped -33.86% vs FNDC's -43.22%.

Which ETF is better, QINT or FNDC?

On 5-year performance, QINT leads with 9.64% vs 7.75% for FNDC. Both ETFs have the same 0.39% expense ratio. On volatility, FNDC has been the lower-risk option at 4.22%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, QINT or FNDC?

Over the 5-year period, QINT has performed better with a 9.64% return vs 7.75%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, QINT or FNDC?

QINT and FNDC have the same expense ratio: 0.39% per year.

Which ETF pays a higher dividend yield, QINT or FNDC?

FNDC has the higher dividend yield at 3.66%, compared with 2.43% for QINT.

What is the main difference between QINT and FNDC?

QINT is categorized as Quality Factor, while FNDC is Foreign Small & Mid Cap Equities. QINT tracks Alpha Vee American Century Diversified International Equity Index, while FNDC tracks RAFI Fundamental High Liquidity Developed ex US Small Index (Net). They also come from different issuers: American Century and Charles Schwab.

Which has better risk-adjusted returns?

QINT currently has the higher Sharpe Ratio (1.70 vs 1.49), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.