PRISX vs. VFIAX
PRISX (T. Rowe Price Financial Services Fund) and VFIAX (Vanguard 500 Index Fund Admiral Shares) are both mutual funds - PRISX is a Financials Equities fund managed by BlackRock, while VFIAX is a S&P 500 fund tracking the S&P 500 Index. Over the past 10 years, PRISX returned 15.80%/yr vs 15.76%/yr for VFIAX. Their correlation of 0.82 suggests significant overlap in exposure. PRISX charges 0.88%/yr vs 0.04%/yr for VFIAX.
Performance
PRISX vs. VFIAX - Performance Comparison
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Returns By Period
In the year-to-date period, PRISX achieves a 2.05% return, which is significantly lower than VFIAX's 9.77% return. Both investments have delivered pretty close results over the past 10 years, with PRISX having a 15.80% annualized return and VFIAX not far behind at 15.76%.
PRISX
- 1D
- 0.54%
- 1M
- 4.20%
- YTD
- 2.05%
- 6M
- 0.50%
- 1Y
- 14.14%
- 3Y*
- 24.69%
- 5Y*
- 12.25%
- 10Y*
- 15.80%
VFIAX
- 1D
- -0.36%
- 1M
- 0.10%
- YTD
- 9.77%
- 6M
- 8.77%
- 1Y
- 25.48%
- 3Y*
- 21.36%
- 5Y*
- 13.57%
- 10Y*
- 15.76%
PRISX vs. VFIAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PRISX T. Rowe Price Financial Services Fund | 2.05% | 18.75% | 30.87% | 14.95% | -10.99% | 37.83% | 5.65% | 32.84% | -10.12% | 19.17% |
VFIAX Vanguard 500 Index Fund Admiral Shares | 9.77% | 17.83% | 24.97% | 26.24% | -18.16% | 28.65% | 18.32% | 31.46% | -4.45% | 21.78% |
Correlation
The correlation between PRISX and VFIAX is 0.59, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.59 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.62 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.71 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.72 |
Correlation (All Time) Calculated using the full available price history since Nov 13, 2000 | 0.82 |
Over the past year, the correlation between PRISX and VFIAX has dropped to 0.59 - well below their long-term average of 0.82, suggesting their price drivers have been diverging.
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Return for Risk
PRISX vs. VFIAX — Risk / Return Rank
PRISX
VFIAX
PRISX vs. VFIAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Financial Services Fund (PRISX) and Vanguard 500 Index Fund Admiral Shares (VFIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PRISX | VFIAX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.18 | ||
| Sortino ratioReturn per unit of downside risk | -1.52 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.39 | -0.21 |
| Calmar ratioReturn relative to maximum drawdown | 1.11 | 3.01 | -1.90 |
| Martin ratioReturn relative to average drawdown | 3.09 | 13.60 | -10.50 |
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Drawdowns
PRISX vs. VFIAX - Drawdown Comparison
The maximum PRISX drawdown since its inception was -67.34%, which is greater than VFIAX's maximum drawdown of -55.20%. Use the drawdown chart below to compare losses from any high point for PRISX and VFIAX.
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Drawdown Indicators
| PRISX | VFIAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -67.34% | -55.20% | -12.14% |
Max Drawdown (1Y)Largest decline over 1 year | -13.92% | -8.90% | -5.02% |
Max Drawdown (3Y)Largest decline over 3 years | -18.06% | -18.75% | +0.69% |
Max Drawdown (5Y)Largest decline over 5 years | -26.95% | -24.53% | -2.42% |
Max Drawdown (10Y)Largest decline over 10 years | -42.86% | -33.83% | -9.03% |
Current DrawdownCurrent decline from peak | -1.17% | -1.72% | +0.55% |
Average DrawdownAverage peak-to-trough decline | -11.24% | -9.38% | -1.86% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.99% | 1.97% | +3.02% |
Volatility
PRISX vs. VFIAX - Volatility Comparison
The current volatility for T. Rowe Price Financial Services Fund (PRISX) is 4.35%, while Vanguard 500 Index Fund Admiral Shares (VFIAX) has a volatility of 4.67%. This indicates that PRISX experiences smaller price fluctuations and is considered to be less risky than VFIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PRISX | VFIAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.35% | 4.67% | -0.32% |
Volatility (6M)Calculated over the trailing 6-month period | 12.21% | 9.84% | +2.37% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.94% | 12.50% | +3.44% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.20% | 16.99% | +3.21% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 21.87% | 18.11% | +3.76% |
PRISX vs. VFIAX - Expense Ratio Comparison
PRISX has a 0.88% expense ratio, which is higher than VFIAX's 0.04% expense ratio.
Dividends
PRISX vs. VFIAX - Dividend Comparison
PRISX's dividend yield for the trailing twelve months is around 6.73%, more than VFIAX's 1.03% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PRISX T. Rowe Price Financial Services Fund | 6.73% | 6.87% | 8.74% | 2.00% | 2.08% | 3.00% | 10.22% | 6.14% | 11.97% | 4.68% | 1.00% | 3.86% |
VFIAX Vanguard 500 Index Fund Admiral Shares | 1.03% | 1.12% | 1.24% | 1.45% | 1.68% | 1.24% | 1.53% | 1.87% | 2.05% | 1.78% | 2.02% | 2.10% |
Frequently Asked Questions
PRISX and VFIAX have a correlation of 0.59, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VFIAX has higher volatility (4.67%) compared to PRISX (4.35%). In terms of maximum drawdown, PRISX dropped -67.34% vs VFIAX's -55.20%.
VFIAX currently has the higher Sharpe Ratio (2.15 vs 0.97), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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