PFTSX vs. PTIAX

Last updated Jun 23, 2026

PFTSX (PFG Tactical Income Strategy Fund) and PTIAX (Performance Trust Strategic Bond Fund) are both mutual funds - PFTSX is a Diversified Portfolio fund managed by The Pacific Financial Group, while PTIAX is a Intermediate Core-Plus Bond fund managed by Performance Trust Asset Management. Over the past 5 years, PFTSX returned 4.19%/yr vs 0.99%/yr for PTIAX. At a 0.33 correlation, their price movements are largely independent. PFTSX charges 2.03%/yr vs 0.76%/yr for PTIAX.

Performance

PFTSX vs. PTIAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in PFG Tactical Income Strategy Fund (PFTSX) and Performance Trust Strategic Bond Fund (PTIAX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, PFTSX achieves a 5.21% return, which is significantly higher than PTIAX's 1.35% return.

PFTSX

• 1D: 0.44%
• 1M: 1.80%
• YTD: 5.21%
• 6M: 5.19%
• 1Y: 12.94%
• 3Y*: 9.25%
• 5Y*: 4.19%
• 10Y*: —

PTIAX

• 1D: 0.20%
• 1M: 1.42%
• YTD: 1.35%
• 6M: 1.51%
• 1Y: 5.91%
• 3Y*: 5.44%
• 5Y*: 0.99%
• 10Y*: 2.90%

*Multi-year figures are annualized to reflect compound growth (CAGR)

PFTSX vs. PTIAX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
PFTSX PFG Tactical Income Strategy Fund	5.21%	12.31%	6.02%	10.07%	-12.97%	6.29%	11.27%
PTIAX Performance Trust Strategic Bond Fund	1.35%	6.92%	3.52%	7.48%	-12.84%	1.15%	7.94%

Correlation

The correlation between PFTSX and PTIAX is 0.54, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.54
Correlation (3Y) Calculated over the trailing 3-year period	0.47
Correlation (5Y) Calculated over the trailing 5-year period	0.38
Correlation (All Time) Calculated using the full available price history since May 1, 2020	0.33

Over the past year, PFTSX and PTIAX have become more correlated (0.54) than their long-term average of 0.33, meaning their price movements have been converging.

Return for Risk

PFTSX vs. PTIAX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PFTSX

PFTSX Risk / Return Rank: 47
PFTSX Sharpe Ratio Rank: 47
PFTSX Sortino Ratio Rank: 47
PFTSX Omega Ratio Rank: 51
PFTSX Calmar Ratio Rank: 38
PFTSX Martin Ratio Rank: 51

PTIAX

PTIAX Risk / Return Rank: 31
PTIAX Sharpe Ratio Rank: 33
PTIAX Sortino Ratio Rank: 36
PTIAX Omega Ratio Rank: 31
PTIAX Calmar Ratio Rank: 32
PTIAX Martin Ratio Rank: 25

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PFTSX vs. PTIAX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for PFG Tactical Income Strategy Fund (PFTSX) and Performance Trust Strategic Bond Fund (PTIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	PFTSX	PTIAX	Difference
Sharpe ratio: Return per unit of total volatility	1.87	1.54	+0.34
Sortino ratio: Return per unit of downside risk	2.67	2.32	+0.35
Omega ratio: Gain probability vs. loss probability	1.36	1.27	+0.09
Calmar ratio: Return relative to maximum drawdown	2.24	2.02	+0.22
Martin ratio: Return relative to average drawdown	9.87	5.57	+4.30

PFTSX vs. PTIAX - Sharpe Ratio Comparison

The current PFTSX Sharpe Ratio is 1.87, which is comparable to the PTIAX Sharpe Ratio of 1.54. The chart below compares the historical Sharpe Ratios of PFTSX and PTIAX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

PFTSX vs. PTIAX - Drawdown Comparison

The maximum PFTSX drawdown since its inception was -26.39%, which is greater than PTIAX's maximum drawdown of -16.90%. Use the drawdown chart below to compare losses from any high point for PFTSX and PTIAX.

Drawdown Indicators

	PFTSX	PTIAX	Difference
Max Drawdown Largest peak-to-trough decline	-26.39%	-16.90%	-9.49%
Max Drawdown (1Y) Largest decline over 1 year	-5.72%	-2.99%	-2.73%
Max Drawdown (3Y) Largest decline over 3 years	-8.04%	-4.96%	-3.08%
Max Drawdown (5Y) Largest decline over 5 years	-26.39%	-16.90%	-9.49%
Max Drawdown (10Y) Largest decline over 10 years	—	-16.90%	—
Current Drawdown Current decline from peak	-0.18%	-0.90%	+0.72%
Average Drawdown Average peak-to-trough decline	-9.71%	-2.43%	-7.28%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.29%	1.08%	+0.21%

Volatility

PFTSX vs. PTIAX - Volatility Comparison

PFG Tactical Income Strategy Fund (PFTSX) has a higher volatility of 2.73% compared to Performance Trust Strategic Bond Fund (PTIAX) at 1.03%. This indicates that PFTSX's price experiences larger fluctuations and is considered to be riskier than PTIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PFTSX	PTIAX	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.73%	1.03%	+1.70%
Volatility (6M) Calculated over the trailing 6-month period	5.84%	2.84%	+3.00%
Volatility (1Y) Calculated over the trailing 1-year period	6.84%	3.93%	+2.91%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	11.12%	4.98%	+6.14%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	10.50%	4.05%	+6.45%

PFTSX vs. PTIAX - Expense Ratio Comparison

PFTSX has a 2.03% expense ratio, which is higher than PTIAX's 0.76% expense ratio.

Dividends

PFTSX vs. PTIAX - Dividend Comparison

PFTSX's dividend yield for the trailing twelve months is around 1.66%, less than PTIAX's 4.74% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PFTSX PFG Tactical Income Strategy Fund	1.66%	1.75%	2.43%	2.22%	0.89%	13.53%	2.92%	0.00%	0.00%	0.00%	0.00%	0.00%
PTIAX Performance Trust Strategic Bond Fund	4.74%	4.68%	4.44%	4.03%	3.96%	3.01%	3.86%	4.11%	4.47%	5.51%	5.49%	4.87%

Frequently Asked Questions

Can I hold both PFTSX and PTIAX in my portfolio?

PFTSX and PTIAX have a correlation of 0.54, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, PFTSX or PTIAX?

PFTSX has higher volatility (2.73%) compared to PTIAX (1.03%). In terms of maximum drawdown, PFTSX dropped -26.39% vs PTIAX's -16.90%.

Which has better risk-adjusted returns?

PFTSX currently has the higher Sharpe Ratio (1.87 vs 1.54), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.