PEBK vs. PKG
PEBK (Peoples Bancorp of North Carolina, Inc.) and PKG (Packaging Corporation of America) are both stocks. PEBK operates in Banks - Regional (Financial Services), while PKG operates in Packaging & Containers (Consumer Cyclical). Over the past 10 years, PEBK returned 11.69%/yr vs 16.23%/yr for PKG. Their 0.10 correlation means their historical movements had little consistent relationship.
Performance
PEBK vs. PKG - Performance Comparison
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Returns By Period
In the year-to-date period, PEBK achieves a 21.71% return, which is significantly lower than PKG's 23.28% return. Over the past 10 years, PEBK has underperformed PKG with an annualized return of 11.69%, while PKG has yielded a comparatively higher 16.23% annualized return.
PEBK
- 1D
- 0.93%
- 1M
- 0.12%
- 6M
- 19.15%
- YTD
- 21.71%
- 1Y
- 60.16%
- 3Y*
- 30.71%
- 5Y*
- 13.14%
- 10Y*
- 11.69%
- ALL TIME*
- 7.17%
PKG
- 1D
- 2.14%
- 1M
- 5.41%
- 6M
- 13.64%
- YTD
- 23.28%
- 1Y
- 34.42%
- 3Y*
- 20.84%
- 5Y*
- 15.97%
- 10Y*
- 16.23%
- ALL TIME*
- 15.33%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $2.00M | $1.48M | $1.53M | |
| $234.56M | $178.20M | $157.47M |
PEBK vs. PKG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PEBK Peoples Bancorp of North Carolina, Inc. | 21.71% | 19.74% | 4.25% | -1.35% | 21.80% | 22.91% | -27.46% | 37.48% | -18.89% | 36.86% |
PKG Packaging Corporation of America | 23.28% | -6.08% | 41.70% | 31.90% | -2.62% | 1.55% | 27.20% | 38.35% | -28.85% | 45.51% |
Correlation
The correlation between PEBK and PKG is 0.32, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.32 |
Correlation (3Y) Balances recent behavior with more history. | 0.32 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.27 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.26 |
Correlation (All Time) Calculated using the full available price history since Jan 28, 2000 | 0.10 |
Over the past year, PEBK and PKG have become more correlated (0.32) than their long-term average of 0.10, meaning their price movements have been converging.
Fundamentals
PEBK:
$237.03M
PKG:
$22.37B
PEBK:
$4.20
PKG:
$8.25
PEBK:
10.33
PKG:
30.42
PEBK:
5.02
PKG:
40.08
PEBK:
1.87
PKG:
2.44
PEBK:
$110.13M
PKG:
$9.22B
PEBK:
$84.13M
PKG:
$1.89B
PEBK:
$28.60M
PKG:
$1.84B
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Return for Risk
PEBK vs. PKG — Risk / Return Rank
PEBK
PKG
PEBK vs. PKG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Peoples Bancorp of North Carolina, Inc. (PEBK) and Packaging Corporation of America (PKG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PEBK | PKG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.00 | ||
| Sortino ratioReturn per unit of downside risk | +1.07 | ||
| Omega ratioGain probability vs. loss probability | 1.38 | 1.23 | +0.15 |
| Calmar ratioReturn relative to maximum drawdown | 4.67 | 2.01 | +2.66 |
| Martin ratioReturn relative to average drawdown | 14.09 | 4.39 | +9.71 |
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Drawdowns
PEBK vs. PKG - Drawdown Comparison
The maximum PEBK drawdown since its inception was -84.20%, which is greater than PKG's maximum drawdown of -66.88%. Use the drawdown chart below to compare losses from any high point for PEBK and PKG.
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Drawdown Indicators
| PEBK | PKG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -84.20% | -66.88% | -17.32% |
Max Drawdown (1Y)Largest decline over 1 year | -12.94% | -17.21% | +4.27% |
Max Drawdown (3Y)Largest decline over 3 years | -25.20% | -28.43% | +3.23% |
Max Drawdown (5Y)Largest decline over 5 years | -49.58% | -31.78% | -17.80% |
Max Drawdown (10Y)Largest decline over 10 years | -56.44% | -38.18% | -18.26% |
Current DrawdownCurrent decline from peak | -2.19% | -1.30% | -0.89% |
Average DrawdownAverage peak-to-trough decline | -27.63% | -11.68% | -15.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.28% | 7.87% | -3.59% |
Volatility
PEBK vs. PKG - Volatility Comparison
The current volatility for Peoples Bancorp of North Carolina, Inc. (PEBK) is 6.14%, while Packaging Corporation of America (PKG) has a volatility of 11.09%. This indicates that PEBK experiences smaller price fluctuations and is considered to be less risky than PKG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PEBK | PKG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.14% | 11.09% | -4.95% |
Volatility (6M)Calculated over the trailing 6-month period | 16.02% | 22.21% | -6.19% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.33% | 28.52% | -1.19% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.35% | 25.86% | +1.49% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 37.94% | 27.44% | +10.50% |
Dividends
PEBK vs. PKG - Dividend Comparison
PEBK's dividend yield for the trailing twelve months is around 2.28%, more than PKG's 2.09% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PEBK Peoples Bancorp of North Carolina, Inc. | 2.28% | 2.65% | 2.94% | 2.94% | 2.67% | 2.39% | 3.26% | 2.01% | 2.13% | 1.46% | 1.52% | 1.45% |
PKG Packaging Corporation of America | 2.09% | 2.42% | 2.22% | 3.07% | 3.71% | 2.94% | 2.44% | 2.82% | 3.59% | 2.09% | 2.78% | 3.49% |
Financials
PEBK vs. PKG - Financials Comparison
This section allows you to compare key financial metrics between Peoples Bancorp of North Carolina, Inc. and Packaging Corporation of America. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PEBK vs. PKG - Profitability Comparison
PEBK - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Peoples Bancorp of North Carolina, Inc. reported a gross profit of 20.43M and revenue of 26.76M. Therefore, the gross margin over that period was 76.3%.
PKG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Packaging Corporation of America reported a gross profit of 452.90M and revenue of 2.37B. Therefore, the gross margin over that period was 19.1%.
PEBK - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Peoples Bancorp of North Carolina, Inc. reported an operating income of 6.73M and revenue of 26.76M, resulting in an operating margin of 25.2%.
PKG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Packaging Corporation of America reported an operating income of 272.60M and revenue of 2.37B, resulting in an operating margin of 11.5%.
PEBK - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Peoples Bancorp of North Carolina, Inc. reported a net income of 5.23M and revenue of 26.76M, resulting in a net margin of 19.6%.
PKG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Packaging Corporation of America reported a net income of 170.90M and revenue of 2.37B, resulting in a net margin of 7.2%.
Frequently Asked Questions
PEBK and PKG have a correlation of 0.32, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PKG has higher volatility (11.09%) compared to PEBK (6.14%). In terms of maximum drawdown, PEBK dropped -84.20% vs PKG's -66.88%.
PEBK currently has the higher Sharpe Ratio (2.22 vs 1.22), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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