PEBK vs. IP
Compare and contrast key facts about Peoples Bancorp of North Carolina, Inc. (PEBK) and International Paper Company (IP).
Performance
PEBK vs. IP - Performance Comparison
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PEBK vs. IP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PEBK Peoples Bancorp of North Carolina, Inc. | 9.27% | 19.74% | 4.25% | -1.35% | 21.80% | 22.91% | -27.46% | 37.48% | -18.89% | 36.86% |
IP International Paper Company | -8.46% | -23.83% | 55.31% | 10.20% | -23.05% | 3.48% | 13.83% | 19.47% | -27.72% | 13.13% |
Fundamentals
PEBK:
$314.30M
IP:
$18.85B
PEBK:
$3.14
IP:
-$6.64
PEBK:
2.36
IP:
0.76
PEBK:
2.00
IP:
1.27
PEBK:
$104.90M
IP:
$24.90B
PEBK:
$79.36M
IP:
$7.35B
PEBK:
$27.97M
IP:
-$136.00M
Returns By Period
In the year-to-date period, PEBK achieves a 9.27% return, which is significantly higher than IP's -8.46% return. Over the past 10 years, PEBK has outperformed IP with an annualized return of 11.78%, while IP has yielded a comparatively lower 3.50% annualized return.
PEBK
- 1D
- 0.99%
- 1M
- 3.05%
- YTD
- 9.27%
- 6M
- 29.83%
- 1Y
- 48.13%
- 3Y*
- 10.93%
- 5Y*
- 14.16%
- 10Y*
- 11.78%
IP
- 1D
- 2.00%
- 1M
- -18.03%
- YTD
- -8.46%
- 6M
- -21.33%
- 1Y
- -30.25%
- 3Y*
- 4.24%
- 5Y*
- -2.94%
- 10Y*
- 3.50%
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Return for Risk
PEBK vs. IP — Risk / Return Rank
PEBK
IP
PEBK vs. IP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Peoples Bancorp of North Carolina, Inc. (PEBK) and International Paper Company (IP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PEBK | IP | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.46 | -0.73 | +2.19 |
Sortino ratioReturn per unit of downside risk | 2.01 | -0.86 | +2.88 |
Omega ratioGain probability vs. loss probability | 1.27 | 0.88 | +0.39 |
Calmar ratioReturn relative to maximum drawdown | 3.65 | -0.80 | +4.45 |
Martin ratioReturn relative to average drawdown | 8.27 | -1.50 | +9.77 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PEBK | IP | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.46 | -0.73 | +2.19 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | -0.09 | +0.61 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.31 | 0.11 | +0.20 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.17 | 0.20 | -0.03 |
Correlation
The correlation between PEBK and IP is 0.10, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
PEBK vs. IP - Dividend Comparison
PEBK's dividend yield for the trailing twelve months is around 2.50%, less than IP's 5.18% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PEBK Peoples Bancorp of North Carolina, Inc. | 2.50% | 2.65% | 2.94% | 2.94% | 2.67% | 2.39% | 3.26% | 2.01% | 2.13% | 1.46% | 1.52% | 1.45% |
IP International Paper Company | 5.18% | 4.70% | 3.44% | 5.12% | 5.34% | 4.08% | 4.12% | 4.37% | 4.77% | 3.21% | 3.36% | 4.35% |
Drawdowns
PEBK vs. IP - Drawdown Comparison
The maximum PEBK drawdown since its inception was -84.20%, smaller than the maximum IP drawdown of -90.62%. Use the drawdown chart below to compare losses from any high point for PEBK and IP.
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Drawdown Indicators
| PEBK | IP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -84.20% | -90.62% | +6.42% |
Max Drawdown (1Y)Largest decline over 1 year | -12.94% | -37.40% | +24.46% |
Max Drawdown (5Y)Largest decline over 5 years | -49.58% | -48.00% | -1.58% |
Max Drawdown (10Y)Largest decline over 10 years | -56.44% | -55.27% | -1.17% |
Current DrawdownCurrent decline from peak | -1.51% | -37.55% | +36.04% |
Average DrawdownAverage peak-to-trough decline | -27.91% | -20.82% | -7.09% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.71% | 20.01% | -14.30% |
Volatility
PEBK vs. IP - Volatility Comparison
The current volatility for Peoples Bancorp of North Carolina, Inc. (PEBK) is 5.58%, while International Paper Company (IP) has a volatility of 14.64%. This indicates that PEBK experiences smaller price fluctuations and is considered to be less risky than IP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PEBK | IP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.58% | 14.64% | -9.06% |
Volatility (6M)Calculated over the trailing 6-month period | 19.95% | 30.71% | -10.76% |
Volatility (1Y)Calculated over the trailing 1-year period | 33.19% | 41.64% | -8.45% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.34% | 31.37% | -4.03% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 37.84% | 31.63% | +6.21% |
Financials
PEBK vs. IP - Financials Comparison
This section allows you to compare key financial metrics between Peoples Bancorp of North Carolina, Inc. and International Paper Company. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PEBK vs. IP - Profitability Comparison
PEBK - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Peoples Bancorp of North Carolina, Inc. reported a gross profit of 24.64M and revenue of 31.15M. Therefore, the gross margin over that period was 79.1%.
IP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, International Paper Company reported a gross profit of 1.88B and revenue of 6.01B. Therefore, the gross margin over that period was 31.4%.
PEBK - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Peoples Bancorp of North Carolina, Inc. reported an operating income of 8.76M and revenue of 31.15M, resulting in an operating margin of 28.1%.
IP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, International Paper Company reported an operating income of -2.57B and revenue of 6.01B, resulting in an operating margin of -42.7%.
PEBK - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Peoples Bancorp of North Carolina, Inc. reported a net income of 6.63M and revenue of 31.15M, resulting in a net margin of 21.3%.
IP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, International Paper Company reported a net income of -2.38B and revenue of 6.01B, resulting in a net margin of -39.7%.