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PBI vs. SOFI
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
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PBI vs. SOFI

Last updated May 12, 2025

Compare and contrast key facts about Pitney Bowes Inc. (PBI) and SoFi Technologies, Inc. (SOFI).

Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: PBI or SOFI.

Correlation

The correlation between PBI and SOFI is 0.46, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Performance

PBI vs. SOFI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Pitney Bowes Inc. (PBI) and SoFi Technologies, Inc. (SOFI). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

PBI:

1.78

SOFI:

1.45

Sortino Ratio

PBI:

2.64

SOFI:

2.03

Omega Ratio

PBI:

1.30

SOFI:

1.25

Calmar Ratio

PBI:

1.05

SOFI:

1.15

Martin Ratio

PBI:

7.66

SOFI:

5.09

Ulcer Index

PBI:

10.79%

SOFI:

17.03%

Daily Std Dev

PBI:

50.10%

SOFI:

60.42%

Max Drawdown

PBI:

-93.08%

SOFI:

-83.32%

Current Drawdown

PBI:

-56.97%

SOFI:

-48.88%

Fundamentals

Market Cap

PBI:

$1.70B

SOFI:

$14.57B

EPS

PBI:

$0.56

SOFI:

$0.43

PE Ratio

PBI:

16.57

SOFI:

30.65

PEG Ratio

PBI:

0.49

SOFI:

2.28

PS Ratio

PBI:

0.84

SOFI:

5.26

PB Ratio

PBI:

9.57

SOFI:

2.18

Total Revenue (TTM)

PBI:

$2.30B

SOFI:

$2.77B

Gross Profit (TTM)

PBI:

$1.26B

SOFI:

$2.70B

EBITDA (TTM)

PBI:

$59.78M

SOFI:

$339.41M

Returns By Period

In the year-to-date period, PBI achieves a 28.90% return, which is significantly higher than SOFI's -14.42% return.

PBI

YTD

28.90%

1M

15.42%

6M

23.97%

1Y

88.80%

5Y*

38.38%

10Y*

-4.16%

SOFI

YTD

-14.42%

1M

23.06%

6M

1.31%

1Y

89.91%

5Y*

N/A

10Y*

N/A

*Annualized

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Risk-Adjusted Performance

PBI vs. SOFI — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
PBI
The Risk-Adjusted Performance Rank of PBI is 9090
Overall Rank
The Sharpe Ratio Rank of PBI is 9494
Sharpe Ratio Rank
The Sortino Ratio Rank of PBI is 9292
Sortino Ratio Rank
The Omega Ratio Rank of PBI is 8888
Omega Ratio Rank
The Calmar Ratio Rank of PBI is 8585
Calmar Ratio Rank
The Martin Ratio Rank of PBI is 9292
Martin Ratio Rank
SOFI
The Risk-Adjusted Performance Rank of SOFI is 8787
Overall Rank
The Sharpe Ratio Rank of SOFI is 9191
Sharpe Ratio Rank
The Sortino Ratio Rank of SOFI is 8686
Sortino Ratio Rank
The Omega Ratio Rank of SOFI is 8383
Omega Ratio Rank
The Calmar Ratio Rank of SOFI is 8686
Calmar Ratio Rank
The Martin Ratio Rank of SOFI is 8787
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

PBI vs. SOFI - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Pitney Bowes Inc. (PBI) and SoFi Technologies, Inc. (SOFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

The current PBI Sharpe Ratio is 1.78, which is comparable to the SOFI Sharpe Ratio of 1.45. The chart below compares the historical Sharpe Ratios of PBI and SOFI, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

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Dividends

PBI vs. SOFI - Dividend Comparison

PBI's dividend yield for the trailing twelve months is around 2.26%, while SOFI has not paid dividends to shareholders.

TTM20242023202220212020201920182017201620152014
PBI
Pitney Bowes Inc.		2.26%2.76%4.55%5.26%3.02%3.25%4.96%12.69%6.71%4.94%3.63%3.08%
SOFI
SoFi Technologies, Inc.		0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Drawdowns

PBI vs. SOFI - Drawdown Comparison

The maximum PBI drawdown since its inception was -93.08%, which is greater than SOFI's maximum drawdown of -83.32%. Use the drawdown chart below to compare losses from any high point for PBI and SOFI. For additional features, visit the drawdowns tool.

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Volatility

PBI vs. SOFI - Volatility Comparison

The current volatility for Pitney Bowes Inc. (PBI) is 10.61%, while SoFi Technologies, Inc. (SOFI) has a volatility of 15.31%. This indicates that PBI experiences smaller price fluctuations and is considered to be less risky than SOFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Financials

PBI vs. SOFI - Financials Comparison

This section allows you to compare key financial metrics between Pitney Bowes Inc. and SoFi Technologies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.

Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities

0.00200.00M400.00M600.00M800.00M1.00B20212022202320242025
493.42M
763.81M
(PBI) Total Revenue
(SOFI) Total Revenue
Values in USD except per share items

PBI vs. SOFI - Profitability Comparison

The chart below illustrates the profitability comparison between Pitney Bowes Inc. and SoFi Technologies, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.
Gross Margin
Operating Margin
Net Margin
Quarterly
Annual
20.0%40.0%60.0%80.0%100.0%20212022202320242025
54.5%
90.3%
(PBI) Gross Margin
(SOFI) Gross Margin
PBI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Pitney Bowes Inc. reported a gross profit of 269.12M and revenue of 493.42M. Therefore, the gross margin over that period was 54.5%.

SOFI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported a gross profit of 689.84M and revenue of 763.81M. Therefore, the gross margin over that period was 90.3%.

PBI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Pitney Bowes Inc. reported an operating income of 96.59M and revenue of 493.42M, resulting in an operating margin of 19.6%.

SOFI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported an operating income of 213.03M and revenue of 763.81M, resulting in an operating margin of 27.9%.

PBI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Pitney Bowes Inc. reported a net income of 35.42M and revenue of 493.42M, resulting in a net margin of 7.2%.

SOFI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported a net income of 71.12M and revenue of 763.81M, resulting in a net margin of 9.3%.