PAG vs. UHAL
PAG (Penske Automotive Group, Inc.) and UHAL (U-Haul Holding Company) are both stocks. PAG operates in Auto & Truck Dealerships (Consumer Cyclical), while UHAL operates in Rental & Leasing Services (Industrials). Over the past 10 years, PAG returned 19.18%/yr vs 4.23%/yr for UHAL. At a 0.32 correlation, their price movements are largely independent.
Performance
PAG vs. UHAL - Performance Comparison
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Returns By Period
In the year-to-date period, PAG achieves a 10.49% return, which is significantly higher than UHAL's 9.22% return. Over the past 10 years, PAG has outperformed UHAL with an annualized return of 19.18%, while UHAL has yielded a comparatively lower 4.23% annualized return.
PAG
- 1D
- -0.28%
- 1M
- 5.13%
- YTD
- 10.49%
- 6M
- 7.18%
- 1Y
- 8.71%
- 3Y*
- 8.50%
- 5Y*
- 19.08%
- 10Y*
- 19.18%
UHAL
- 1D
- -2.12%
- 1M
- 9.27%
- YTD
- 9.22%
- 6M
- 2.17%
- 1Y
- -13.21%
- 3Y*
- 0.28%
- 5Y*
- -0.58%
- 10Y*
- 4.23%
PAG vs. UHAL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PAG Penske Automotive Group, Inc. | 10.49% | 7.13% | -2.54% | 42.29% | 9.22% | 84.36% | 20.12% | 28.91% | -13.21% | -5.10% |
UHAL U-Haul Holding Company | 9.22% | -27.04% | -3.77% | 19.29% | -17.05% | 60.36% | 21.49% | 15.01% | -12.81% | 2.94% |
Correlation
The correlation between PAG and UHAL is 0.37, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.37 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.49 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.50 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.45 |
Correlation (All Time) Calculated using the full available price history since Oct 24, 1996 | 0.32 |
The correlation between PAG and UHAL shifts across timeframes, from 0.32 (all time) to 0.50 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
PAG:
$11.31B
UHAL:
$10.80B
PAG:
$13.40
UHAL:
$0.94
PAG:
12.83
UHAL:
58.53
PAG:
0.37
UHAL:
1.79
PAG:
1.99
UHAL:
1.39
PAG:
$30.99B
UHAL:
$6.04B
PAG:
$5.09B
UHAL:
$5.79B
PAG:
$1.53B
UHAL:
$1.35B
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Return for Risk
PAG vs. UHAL — Risk / Return Rank
PAG
UHAL
PAG vs. UHAL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Penske Automotive Group, Inc. (PAG) and U-Haul Holding Company (UHAL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PAG | UHAL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.74 | ||
| Sortino ratioReturn per unit of downside risk | +1.06 | ||
| Omega ratioGain probability vs. loss probability | 1.08 | 0.95 | +0.13 |
| Calmar ratioReturn relative to maximum drawdown | 0.36 | -0.38 | +0.75 |
| Martin ratioReturn relative to average drawdown | 0.76 | -0.78 | +1.54 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PAG | UHAL | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.34 | -0.40 | +0.74 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | -0.02 | +0.62 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.54 | 0.14 | +0.39 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.22 | 0.23 | -0.02 |
Drawdowns
PAG vs. UHAL - Drawdown Comparison
The maximum PAG drawdown since its inception was -83.34%, smaller than the maximum UHAL drawdown of -96.19%. Use the drawdown chart below to compare losses from any high point for PAG and UHAL.
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Drawdown Indicators
| PAG | UHAL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -83.34% | -96.19% | +12.85% |
Max Drawdown (1Y)Largest decline over 1 year | -24.03% | -34.53% | +10.50% |
Max Drawdown (3Y)Largest decline over 3 years | -24.03% | -46.19% | +22.16% |
Max Drawdown (5Y)Largest decline over 5 years | -24.03% | -46.19% | +22.16% |
Max Drawdown (10Y)Largest decline over 10 years | -59.98% | -46.19% | -13.79% |
Current DrawdownCurrent decline from peak | -6.32% | -29.77% | +23.45% |
Average DrawdownAverage peak-to-trough decline | -23.85% | -28.63% | +4.78% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 11.52% | 16.92% | -5.40% |
Volatility
PAG vs. UHAL - Volatility Comparison
The current volatility for Penske Automotive Group, Inc. (PAG) is 8.06%, while U-Haul Holding Company (UHAL) has a volatility of 14.92%. This indicates that PAG experiences smaller price fluctuations and is considered to be less risky than UHAL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PAG | UHAL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.06% | 14.92% | -6.86% |
Volatility (6M)Calculated over the trailing 6-month period | 18.58% | 29.12% | -10.54% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.84% | 33.33% | -7.49% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.16% | 30.29% | +1.87% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 35.85% | 29.54% | +6.31% |
Dividends
PAG vs. UHAL - Dividend Comparison
PAG's dividend yield for the trailing twelve months is around 3.21%, while UHAL has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PAG Penske Automotive Group, Inc. | 3.21% | 3.27% | 2.68% | 1.73% | 1.80% | 1.66% | 1.41% | 3.15% | 3.52% | 2.63% | 2.12% | 2.22% |
UHAL U-Haul Holding Company | 0.00% | 0.00% | 0.00% | 0.00% | 769.35% | 0.21% | 0.55% | 0.40% | 0.46% | 0.66% | 0.54% | 1.28% |
Financials
PAG vs. UHAL - Financials Comparison
This section allows you to compare key financial metrics between Penske Automotive Group, Inc. and U-Haul Holding Company. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
PAG and UHAL have a correlation of 0.37, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UHAL has higher volatility (14.92%) compared to PAG (8.06%). In terms of maximum drawdown, PAG dropped -83.34% vs UHAL's -96.19%.
PAG currently has the higher Sharpe Ratio (0.34 vs -0.40), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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