OSCR vs. VST

Last updated Jun 3, 2026

OSCR (Oscar Health, Inc.) and VST (Vistra Corp.) are both stocks. OSCR operates in Healthcare Plans (Healthcare), while VST operates in Utilities - Independent Power Producers (Utilities). Over the past 5 years, OSCR returned -3.82%/yr vs 58.63%/yr for VST. At a 0.18 correlation, their price movements are largely independent.

Performance

OSCR vs. VST - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Oscar Health, Inc. (OSCR) and Vistra Corp. (VST). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, OSCR achieves a 47.11% return, which is significantly higher than VST's -1.95% return.

OSCR

• 1D: -7.97%
• 1M: 14.33%
• YTD: 47.11%
• 6M: 25.46%
• 1Y: 48.25%
• 3Y*: 42.08%
• 5Y*: -3.82%
• 10Y*: —

VST

• 1D: 2.07%
• 1M: 1.73%
• YTD: -1.95%
• 6M: -8.20%
• 1Y: -5.19%
• 3Y*: 87.86%
• 5Y*: 58.63%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

OSCR vs. VST - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
OSCR Oscar Health, Inc.	47.11%	6.92%	46.89%	271.95%	-68.66%	-77.44%
VST Vistra Corp.	-1.95%	17.66%	261.52%	70.73%	5.08%	43.08%

Correlation

The correlation between OSCR and VST is 0.09, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.09
Correlation (3Y) Calculated over the trailing 3-year period	0.12
Correlation (5Y) Calculated over the trailing 5-year period	0.18
Correlation (All Time) Calculated using the full available price history since Mar 4, 2021	0.18

Fundamentals

EPS OSCR : -$0.14 VST : $8.60
PS Ratio OSCR : 0.45 VST : 2.34
Total Revenue (TTM) OSCR : $13.30B VST : $17.20B
Gross Profit (TTM) OSCR : $895.79M VST : $1.12B
EBITDA (TTM) OSCR : $19.23M VST : $4.34B

Return for Risk

OSCR vs. VST — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

OSCR

OSCR Risk / Return Rank: 61
OSCR Sharpe Ratio Rank: 61
OSCR Sortino Ratio Rank: 62
OSCR Omega Ratio Rank: 60
OSCR Calmar Ratio Rank: 61
OSCR Martin Ratio Rank: 59

VST

VST Risk / Return Rank: 36
VST Sharpe Ratio Rank: 36
VST Sortino Ratio Rank: 33
VST Omega Ratio Rank: 33
VST Calmar Ratio Rank: 38
VST Martin Ratio Rank: 39

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

OSCR vs. VST - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Oscar Health, Inc. (OSCR) and Vistra Corp. (VST). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	OSCR	VST	Difference
Sharpe ratio Return per unit of total volatility	0.63	-0.11	+0.74
Sortino ratio Return per unit of downside risk	1.40	0.19	+1.21
Omega ratio Gain probability vs. loss probability	1.17	1.02	+0.15
Calmar ratio Return relative to maximum drawdown	1.03	-0.03	+1.06
Martin ratio Return relative to average drawdown	1.91	-0.06	+1.97
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

OSCR vs. VST - Sharpe Ratio Comparison

The current OSCR Sharpe Ratio is 0.63, which is higher than the VST Sharpe Ratio of -0.11. The chart below compares the historical Sharpe Ratios of OSCR and VST, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	OSCR	VST	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.63	-0.11	+0.74
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.05	1.23	-1.28
Sharpe Ratio (All Time) Calculated using the full available price history	-0.11	0.74	-0.85

Drawdowns

OSCR vs. VST - Drawdown Comparison

The maximum OSCR drawdown since its inception was -94.15%, which is greater than VST's maximum drawdown of -53.32%. Use the drawdown chart below to compare losses from any high point for OSCR and VST.

Drawdown Indicators

	OSCR	VST	Difference
Max Drawdown Largest peak-to-trough decline	-94.15%	-53.32%	-40.83%
Max Drawdown (1Y) Largest decline over 1 year	-51.71%	-38.01%	-13.70%
Max Drawdown (3Y) Largest decline over 3 years	-53.39%	-48.80%	-4.59%
Max Drawdown (5Y) Largest decline over 5 years	-92.65%	-48.80%	-43.85%
Current Drawdown Current decline from peak	-42.51%	-27.31%	-15.20%
Average Drawdown Average peak-to-trough decline	-65.22%	-13.67%	-51.55%
Ulcer Index Depth and duration of drawdowns from previous peaks	27.78%	19.94%	+7.84%

Volatility

OSCR vs. VST - Volatility Comparison

Oscar Health, Inc. (OSCR) has a higher volatility of 21.37% compared to Vistra Corp. (VST) at 14.72%. This indicates that OSCR's price experiences larger fluctuations and is considered to be riskier than VST based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	OSCR	VST	Difference
Volatility (1M) Calculated over the trailing 1-month period	21.37%	14.72%	+6.65%
Volatility (6M) Calculated over the trailing 6-month period	42.63%	37.47%	+5.16%
Volatility (1Y) Calculated over the trailing 1-year period	76.69%	48.62%	+28.07%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	80.45%	47.87%	+32.58%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	79.72%	42.19%	+37.53%

Dividends

OSCR vs. VST - Dividend Comparison

OSCR has not paid dividends to shareholders, while VST's dividend yield for the trailing twelve months is around 0.57%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
OSCR Oscar Health, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VST Vistra Corp.	0.57%	0.56%	0.63%	2.13%	3.12%	2.64%	2.75%	2.17%	0.00%	0.00%	14.97%

Financials

OSCR vs. VST - Profitability Comparison

The chart below illustrates the profitability comparison between Oscar Health, Inc. and Vistra Corp. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

OSCR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Oscar Health, Inc. reported a gross profit of 0.00 and revenue of 4.65B. Therefore, the gross margin over that period was 0.0%.

VST - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Vistra Corp. reported a gross profit of 0.00 and revenue of 5.64B. Therefore, the gross margin over that period was 0.0%.

OSCR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Oscar Health, Inc. reported an operating income of 704.09M and revenue of 4.65B, resulting in an operating margin of 15.2%.

VST - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Vistra Corp. reported an operating income of 1.50B and revenue of 5.64B, resulting in an operating margin of 26.6%.

OSCR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Oscar Health, Inc. reported a net income of 679.00M and revenue of 4.65B, resulting in a net margin of 14.6%.

VST - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Vistra Corp. reported a net income of 980.00M and revenue of 5.64B, resulting in a net margin of 17.4%.

Frequently Asked Questions

Can I hold both OSCR and VST in my portfolio?

OSCR and VST have a correlation of 0.09, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, OSCR or VST?

OSCR has higher volatility (21.37%) compared to VST (14.72%). In terms of maximum drawdown, OSCR dropped -94.15% vs VST's -53.32%.

Which has better risk-adjusted returns?

OSCR currently has the higher Sharpe Ratio (0.63 vs -0.11), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.